2012 returns of your investments

[KingB]

Quicken reports 10.65% on a conservative AA (40/60 equity/fix).

 

[Alan]

Low man so far at +9.2%, but not bad with a fairly conservative 30/70 AA. Think I will have another med.

Mind if I join you at that bar?

8.62% XIRR with 35/50/15 AA

I'm very happy with that since it has now been 4 very solid years of gains since 2008.

 

[ejman]

11.2% per quicken - 55/45 (equity/bonds) boring portfolio

 

[Avalon]

11.22% - 58/34/8

 

[Lsbcal]

The year 2011 was not a good one and I didn't participate in any threads like this.

So will just say that 2012 was much better. Slightly beat a 65/35 AA benchmark of index funds and another benchmark with a Wellington component. Don't want to disturb the financial gods by giving numbers.

Looking at 2013 with a bit of trepidation because 2012 was a good one -- not logical I know.

 

[jeeper]

Stocks = 49%
Bonds = 32%
Fixed = 19%

9.47% return

 

[Andre1969]

As of last nite, I came in at 15.94% for the year.

For comparison, here's my return the past few years...
2011: down 0.12%
2010: up 19.77%
2009: up 44.71%
2008: umm, let's not talk about that! Well, okay, down 42.04%

 

[bondi688]

As of last nite, I came in at 15.94% for the year.

For comparison, here's my return the past few years...
2011: down 0.12%
2010: up 19.77%
2009: up 44.71%
2008: umm, let's not talk about that! Well, okay, down 42.04%

I went back to look at how my 2 funds did at T Rowe Price. It was the easiest because I did not touch them since 12/31/2006. In 6 years they returned a whooping 16% in total, or 2.6% a year by simple return. Everyone went through the same horrendous slaughter of 2008. Talk about years of investment time lost.

 

[REWahoo]

Note my sig line.

Since retiring in mid 2005 and moving to a very conservative AA (40/55/5) I've used a different ruler to measure my annual investment returns. Rather than a percentage, I track my portfolio to see if it is larger or smaller (after withdrawals) than it was the previous Dec 31. My results:

2005 - Yes
2006 - Yes
2007 - No
2008 - Oh No!
2009 - Yes!
2010 - Yes
2011 - Yes
2012 - Yes

 

[RunningBum]

I got 5% a month with my can't-lose Forex system...

 

[ikubak]

Retirement accounts (IRAs, 401ks, 403b): 15.2%, 80/20
Non retirement (excluding cash): 14.7%
Cash: struggling to earn 1%

 

[jkern]

I'm very happy with this year's returns:

35% Stocks
37% Bonds
28% Cash

Total return: 8.3%

 

[SumDay]

Our moderately aggressive mix got us 12.40% this year. I'll take it.

 

[Bikerdude]

Retired and focused on income & capital preservation.

39% Stocks
48% Bonds
13% Cash

Total return: 9.7%

 

[pb4uski]

Stocks = 49%
Bonds = 32%
Fixed = 19%

9.47% return

What is "Fixed"? While I'm familiar with Bonds and Fixed Income, I think of bonds as either the same as fixed income or as a component of fixed income.

 

[jarts98]

11.74%

 

[MichaelB]

Note my sig line.

Since retiring in mid 2005 and moving to a very conservative AA (40/55/5) I've used a different ruler to measure my annual investment returns. Rather than a percentage, I track my portfolio to see if it is larger or smaller (after withdrawals) than it was the previous Dec 31. My results:

2005 - Yes
2006 - Yes
2007 - No
2008 - Oh No!
2009 - Yes!
2010 - Yes
2011 - Yes
2012 - Yes

This works for me too, I just used another term to describe '08. My '12 returns are single digit, after tax, but greater than my withdrawal + inflation + taxes, so I'm happy.

 

[bubba]

11.48% and hoping for that again in 2013.

 

[IBWino]

11.13% on a 60/30/10 (Stocks/Bonds/Cash) AA.

Edit: I just checked our 5 year (2008 thru 2012) annualized return and it is 3.67%. I thought it would be higher than that. Guess 2008 took a bigger bite than I realized.

 

[Katsmeow]

11.6% - 55/45 allocation.

 

[Dawg52]

Mind if I join you at that bar?

8.62% XIRR with 35/50/15 AA

I'm very happy with that since it has now been 4 very solid years of gains since 2008.

On me my friend.

 

[GSMAN]

Ended up at 13.5% for the year with a 60/40 split. So glad I stayed the course these past years!

 

[rkser]

2012 -- 10%,

- Stocks 47%, Bonds 50% and Money Market 3%


I am happy and content with it

 

[grasshopper]

11.13% on a 60/30/10 (Stocks/Bonds/Cash) AA.

Edit: I just checked our 5 year (2008 thru 2012) annualized return and it is 3.67%. I thought it would be higher than that. Guess 2008 took a bigger bite than I realized.

Made me look 3.78% 2008-2012, mostly 60/40 for the period.

 

[jeeper]

What is "Fixed"? While I'm familiar with Bonds and Fixed Income, I think of bonds as either the same as fixed income or as a component of fixed income.

I used fixed as term for cash in accounts with set interest rate for the year. In my case, a "cash" sweep account and fixed rate retirement account.