2015 YTD investment performance thread

[jjquantz]

Up about 4.8% for the year, 0.5% for the month of July. July 1 rebalancing seems to have moved things in the right direction.

 

[Spanky]

It's amazing so many posts with returns better than the S&P 500!

 

[Fermion]

It's amazing so many posts with returns better than the S&P 500!

Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.

 

[eytonxav]

Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.

Or heavily concentrated in a few stocks/sectors that have out performed.

As a benchmark for yourself, check out Asset Builders portfolio performance thru June. These are DFA funds/portfolio results thru June 2015. I suspect the result at the end of July would be lower:
Model Portfolio Results - AssetBuilder Inc., Registered Investment Advisor

It would be interesting to see the composition of some of the higher performing ports from our members. I am holding a lot of cash, so am a terrible laggard.

 

[utrecht]

I'm at +3.1% YTD. My AA is 60/40 so I use Vanguard Wellington as my benchmark. VWENX is +2.1% YTD so I'm feeling good about my performance so far.

 

[GSMAN]

I am at 4.1% YTD and it's no fault of mine!

 

[aja8888]

I'm down about 2 % for the year. Guess I'm not as smart as most others here. Breaking even this year would be nice.

 

[target2019]

At the end of July, up 3.9%. Of course 95% of all spreadsheets have an error...

 

[pb4uski]

5.3% YTD (annualized rate)

 

[hesperus]

It's amazing so many posts with returns better than the S&P 500!

Yes, most people are more than happy to share their gains, not so much their losses.
Due to energy, I'm down about 3%

 

[Spudd]

8.43% YTD. Again, most of this is because I'm Canadian, and our dollar has been sinking in relation to the world, which makes my US & international funds (40% of portfolio) look like they're doing amazing in CAD.

 

[Cobra9777]

I'm up 2.3% YTD as of July 31, which I think is roughly in line with most 60/40 benchmarks (S&P 500 at 3.3% and aggregate US bonds at 0.5%). I've let the overall AA drift to 66/34 and I've reduced the cash portion from 5% to 3%, both of which helped a little. My real estate allocation includes two rental houses that have outperformed almost every stock/bond ETF I own. On the negative side, international equity has done quite well, but my allocation is only 8%, and 50% of that is emerging, which is negative YTD, mainly due to China. I also hold a longer-duration investment-grade corporate bond ETF which is negative YTD. And, some tilt toward large-cap, high-dividend funds has underperformed the broader equity market.

I've got access to a stable value fund currently yielding 1.8%, which will likely replace the longer-duration bond holdings later this year. Maybe sooner. I'm also looking for a rebalance opportunity later this year, or early next, when hopefully bonds are down but stocks are still high. Other actions under consideration include working cash down further to about 2%, double the international allocation, and lessen the tilt toward US large-cap.

 

[simple girl]

Our YTD is 3.66%.

 

[audreyh1]

Still up 2.5% YTD at end of July which is better than I expected. It's been a boring slow year so far.

 

[robnplunder]

Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.

Preferred the term "short term trader." Majority of my gain of 2.75% was due to short term trades while waiting patiently for the market to skyrocket. Wheeeee .....

 

[NW-Bound]

It's amazing so many posts with returns better than the S&P 500!

Yep. For a forum that seems to be 99% indexers, everyone is actually a closet market timer.

What posters are saying is "My index beats your index".

 

[Fermion]

What posters are saying is "My index beats your index".

I guess you are still indexing even if it is a leveraged short position index

 

[petershk]

Or those with negative returns aren't posting . Survivorship bias. I'm down about 2.5%

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[HFWR]

YEAR	GAIN%
2008	-21.7
2009	26.3
2010	11.5
2011	1.2
2012	10.8
2013	10.8
2014	4.8
2015	1.6

2014 numbers skewed a bit due to a withdrawal, but close enough...

 

[Terryjm51]

Are most of you using vanguard advisors in selecting your funds ?


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[NW-Bound]

Or those with negative returns aren't posting . Survivorship bias. I'm down about 2.5%

Thanks for posting. We need more people like you to speak up.

If your YTD gain is hanging by a thread, the market decline of the last couple of days might have tipped it to the red. Fun time!

 

[gcgang]

Another loser here, down 0.38%. Busy harvesting gold related tax losses, swapping into new gold positions. At least my spending is below my dividends (of course, I'm eating cat food).


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[Rickt]

+2.3% YTD. All stock portfolio (US=65% , Foreign=34%, Cash 1%).

 

[Fermion]

+2.3% YTD. All stock portfolio (US=65% , Foreign=34%, Cash 1%).

The cash must be holding up the stock portion.

 

[John Galt III]

1.47 % YTD as of August 6. 80 % in stable value fund.