- Joined
- Oct 13, 2010
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- 10,735
I e-Filed federal just now.
I thought it might be interesting to have a place to make note of what's going on with people as they run through the tax gauntlet this season.
I got H&R Block software back in November so I could get things figured out (how much more I could pull from IRA/401k and still be where I wanted to be on MAGI). The November software could not be used to file, though, and they promised an update on January 1st. That didn't happen. Came through today, though.
Normally I wouldn't be in a big hurry, but this year I pulled from my 401k and they had a mandatory 20% federal withholding, and I basically owe no tax, so a sizable refund is due.
Being an early filer had a few obstacles, but none were impassable. None of the usual forms in the mail, so needed to determine the contents of those by other means.
I didn't mean to make this post so much about how to file your taxes before you get all of the stuff in the mail!
So more about did you find a deal on tax software by waiting until after the first? Have you installed software. Waiting on that one thing from some laggard document issuer? Filed and waiting? Check or direct deposit (I went with the check since it was 21 days for direct deposit vs 3 or 4 weeks for mailing, and there's no confusion about routing numbers and accounts with a paper check). Anything else dealing with the process.
I thought it might be interesting to have a place to make note of what's going on with people as they run through the tax gauntlet this season.
I got H&R Block software back in November so I could get things figured out (how much more I could pull from IRA/401k and still be where I wanted to be on MAGI). The November software could not be used to file, though, and they promised an update on January 1st. That didn't happen. Came through today, though.
Normally I wouldn't be in a big hurry, but this year I pulled from my 401k and they had a mandatory 20% federal withholding, and I basically owe no tax, so a sizable refund is due.
Being an early filer had a few obstacles, but none were impassable. None of the usual forms in the mail, so needed to determine the contents of those by other means.
- My 401k fiduciary could not provide me with their own Federal Payer ID! I was on chat with someone who had no more access that I have on the web. We need an entire thread dedicated to how lame call centers have become. I finally found the company's W9 on line.
- Called healthcare.gov to find out what the "marketplace assigned policy number" was. Again, the call center person was not equipped to answer a simple question that they should have a ready answer for. But luckily a call to the actual issuer of the policy resolved the marketplace assigned policy number problem. But after all of that, the dang number did not appear anywhere on the printed forms! Not sure if an e-file would have blown-up without that number.
- I planned-ahead for this year and recorded the second lowest cost silver plan, but you can also look that up on hc.gov or KFF.
- Going on to the various financial web sites let me capture the data that shows on 1099-B, 1099-INT and things like that.
- There was a really awesome site that let me get the 1099-INT and 1099-OID for treasury TIPS. That would have been a show-stopper without that site.
I didn't mean to make this post so much about how to file your taxes before you get all of the stuff in the mail!
So more about did you find a deal on tax software by waiting until after the first? Have you installed software. Waiting on that one thing from some laggard document issuer? Filed and waiting? Check or direct deposit (I went with the check since it was 21 days for direct deposit vs 3 or 4 weeks for mailing, and there's no confusion about routing numbers and accounts with a paper check). Anything else dealing with the process.