2016 YTD investment performance thread

[tdv2]

Quote:

Originally Posted by RobbieB 2% for the month of July, 13% for YTD.

That rate of return is stellar.....beating S&P by more than 5 points.

[RobbieB]

That's why I ordered up those truffles -

[Andre1969]

July was definitely a good month. I just checked my numbers, and my net worth shot up around 3.9%. And while that includes some additional investment, it wasn't much...maybe contributing to about 0.12% of that number.

For the year, my return (actual return, not counting additional investments), is about 7.44%. The power of compounding is nice. Even though this year has been fairly meh, percentage-wise, in raw dollar terms, it's my 5th best year ever. Only 2009, 2010, 2012, and 2013 were better, in terms of dollar gains. Of course, the year's not over yet. Guess we could hit the jackpot, or crap out...

[Happyras]

OK YTD 8.4% as of 8/9. This is a moderate 53/47 allocation with minimal foreign. Mostly LCV equities and Corporate intermediate bonds. I am mostly using a few VG funds and one Target 2030 fund at Fidelity. Includes dividends through June. Standard deviation targeting <8%, but with bonds I am concerned how to better allocate for lower risk. I have been very happy with the lower volatility with fair returns.

[COcheesehead]

According to Fidelity's OpenFolio stats:
1 year returns for
50 - 64 year olds .67%
Average investor -.02%
Top 25 percentile 15.63%

[braumeister]

Most of you good folks should take a bow for your good performances.

My measly 5.7% YTD still looks pretty good to me on a 50/40/10 portfolio.

[pb4uski]

Quote:

Originally Posted by COcheesehead According to Fidelity's OpenFolio stats: 1 year returns for 50 - 64 year olds .67% Average investor -.02% ....

What sort of dogs are they investing in... even an online savings account beats those returns.

Quote:

Originally Posted by COcheesehead According to Fidelity's OpenFolio stats: 1 year returns for .....Top 25 percentile 15.63%

And what are they investing in? I may want some!

[NW-Bound]

If you have a concentrated portfolio, anything can happen.

My best 5 positions come in at 340%, 137%, 45.3%, 42.7%, and 42.6% in YTD return.

Alas, altogether they added up to 1% of portfolio, so do not make that much of a difference. The one that quadruples YTD, it was near bankruptcy and I already gave it up for dead.

PS. Even big names like AT&T and International Paper are up 30% and 26% YTD respectively. I have them too, but just not enough. Cummins is the one up 45% in the above list. Caterpillar up 23.9%, and even Walmart is up 23%. Again, I do not have enough of these guys.

[RobbieB]

Well then, get some more!

I like large cap US stocks, always have. They pay big dividends and make me big gains -

[NW-Bound]

What is the chance of large cap dividend-paying US stocks gaining another 20% in 6 months? Even utility sector went up 22% YTD. I have that too, but again not enough.

I missed the boat, so have to wait for the next trip, or to look for another boat. No point in chasing after it.

[karen1972]

8.3% ytd. Interesting that my retirement accounts made up of Wellington and vanguard 2035 appeared to have caught up to non retirement over the course of July which is a lot of individual stock picks im sure not helped by the BMY smack.

[ducky911]

60/40 with large amount of vwinx (30%) to get bond exposure.
Low cost index funds/etfs....15% foreign...bit of slice and dice

ytd...8.8

1year...10.28

3 year...7.34

5 year...9.46

[robnplunder]

At the end of August, I am up 8.5%, 1% better than a month ago, thanks to my international funds making a bit of comeback during that span. My short term trades are up 10%, outperforming the market which is my (modest) goal. At the end of the year, I expect my short term trades to be up between 14% - 16%.

Moved some money out of my stock funds to cash to account for part of next year's spending budget. I am not used to doing that given that this is my 1st year of retirement. After always adding to my investment, taking money out of it was hard and awkward experience.

[pb4uski]

Darn you robnplunder! I wanted to be first.

I'm up 7.53% YTD using XIRR.... 7.44% using moneychimp calculator.

FWIW, I found a good approximation in Excel to the moneychimp calculator result. Calculate the rate given the beginning balance, ending balance and net cash flows for the year two ways... one assuming the addition/withdrawal occurs at the beginning of the year and the other assuming it occurs at the end of the year and then average the two results. 7.46% vs 7.44% using the calculator.

=AVERAGE(RATE(1,x,-y,z,1),RATE(1,x,-y,z,0))
where x = cash flow (positive for net withdrawals, negative for net additions), y = beginning of year balance and z=current balance)

I did just today do a little selling of domestic equities that brought my cash back to my target of 5%. I'm still over-target in domestic equities and under-target in bonds, but by less than 1% in each case... all other categories are within 0.1% of target.

Quote:

Originally Posted by pb4uski 7.18% YTD using XIRR. Moneychimp calculator was 7.09%, so pretty close. Emerging market equities and bonds have been strong albeit it not a huge part of my allocation, and investment grade bonds have been poor performers (but still positive).

[target2019]

As of 08/30/16: 401K Personalized Rate of Return YTD 15.76%.
All in RNWEX. Seeing a comeback of sorts in EM.

[gcgang]

9.3% ytd thru 8/31. Lost 1.1% in Aug.

[simple girl]

7.09% YTD. Just a bit above our benchmark.

[Danmar]

12.6% total return YTD with about 2.6% representing dividends. August was a good month up about 2.5%. 100% CDN equities.

[Corporateburnout]

9.34% YTD. Slightly less than last month but not too shabby

[sengsational]

7.34% YTD, all-in. Up just a couple of tenths from last month. Not as good as some, probably because I've got a decent weighting in REIT's, and they fell around 3 or 4 % from their peak of about a month ago.