2016 YTD investment performance thread

[slowsaver]

Made 7.3% this year with 30% bonds, 20% foreign stocks, 43% us stocks, 7% REITs.

Happy that the foreign stocks didn't wipe-out all my gains, like they did last year.

 

[COcheesehead]

I use FMIJX for most of my international. It was up 10% this year. Seems to be one of the better large cap int funds. In prior years I went with Oakmark Int and had such poor performance I had to dump them.

 

[Greg V]

8.4% for the year on a 55/45 Equity/Fixed Income allocation.

 

[nvestysly]

I don't know if I can completely trust the reporting from Fidelity but according to them we averaged 14.6% across the variety of accounts we have with them. The allocation is 91% stock / 1% bonds / 8% cash.

Every stock/ETF, except one (BRK_B) pays a dividend.


on edit: I see Fidelity is only reporting through the end of November. I guess it will be a few days into 2017 before the true 2016 total is available. The allocation will change a bit too. I think we ended up with closer to 10% cash. I will report back when updated information is available.

 

[karen1972]

2016: 9.84% 72/13/5 I'm definitely happy with the return as I withdraw 6% early this year during a downturn to put a down payment on a house. One of those things where you know you just lost money and your home isnt part of your investment yet hard to ignore the house went up 11% since purchase in February so still good use of the money overall.

 

[Looking4Ward]

2016: 7.5% on what is currently a 67/31.5/1.5 allocation.

 

[RockyMtn]

7% on 60/35/5 AA. Very happy with the year. Good luck to all next year as well!

 

[Clone]

10.04% for the year.

Rock and Roll!

 

[orangehairfella]

Personal Capital say I'm at 8.7% for the year on a 75/20/5 (ish) portfolio.

 

[Golden sunsets]

9.36% XIRR for the year on a 54/41/5 portfolio.

 

[plex]

11.96% YTD, 100/0, 85% SCV, 15% Total International. Long ago set 2017 as a sell date, so I just switched to 70% SCV and 30% G-Fund. If things are still going well by 2019 I'll shift down more. Staying away from F-Fund until interest rates increase to a reasonable level, might take several years.

 

[Dawg52]

Not too bad w/ 4.5% return on a very conservative allocation.

About the same......also with a very conservative allocation. Being the wuss that I am, I'm ok with it.

 

[exnavynuke]

Final results for my 401k show 10.42%. If anyone knows an easy way to get TD Ameritrade overall portfolio performance without having to put everything into excel (or similar), I'd love to hear it as I haven't found anything that makes that easy on their platform.

 

[LOL!]

Final results for my 401k show 10.42%. If anyone knows an easy way to get TD Ameritrade overall portfolio performance without having to put everything into excel (or similar), I'd love to hear it as I haven't found anything that makes that easy on their platform.

My wife has TDAmeritrade as the custodian of her employer's 401(k) plan. The platform and web site are completely different from the much much better retail customer web site. The TDAmeritrade custodial 401(k) platform is so bad, that if I had seen it before having my own accounts, I never would have opened accounts at TDAmeritrade at all.

In contrast, my solo401(k) at TDAmeritrade uses the same platform and web site as retail clients.

So is your 401(k) a company one or an individual one? It makes a big difference to people trying to look for something for you.

 

[Lsbcal]

Things worked out well for us on a 60/40 portfolio at 10.0% for 2016.

Had very little international stocks during the year and the US was tilted to value. The intermediate bond funds did OK too (VFIDX and BND). Only about 2% in cash during the year.

When I look at the Vanguard Target Retirement fund VTTVX which is 65/35, its return was 8.9%. That is because it held a fair portion of international stocks. Tough year for that asset class.

 

[exnavynuke]

My wife has TDAmeritrade as the custodian of her employer's 401(k) plan. The platform and web site are completely different from the much much better retail customer web site. The TDAmeritrade custodial 401(k) platform is so bad, that if I had seen it before having my own accounts, I never would have opened accounts at TDAmeritrade at all.

In contrast, my solo401(k) at TDAmeritrade uses the same platform and web site as retail clients.

So is your 401(k) a company one or an individual one? It makes a big difference to people trying to look for something for you.

My 401k isn't with TDA, just my after-tax brokerage account and IRA. My 401k is great about seeing my returns, just can't find anything like it with TDA's platform

 

[kcowan]

Portfolio gains 9.2%
Less living 1.7%
Gifting 0.5%
Cash and FI 0.2%

(still waiting for some valuations but close enough)

 

[madsquopper]

About 8.6% which beat my benchmark of FGBLX (Global balanced). I use a version of Faber's tactical asset allocation which has held up very well for me.

 

[aja8888]

2016 performance

Retirement portfolio (Vanguard IRA and Solo 401K) = 9.7 %

Charles Schwab IRA - (50% SCHD and the balance a mix of preferred stocks and MLPs) = 8.78%

Not included are PenFed 3% CD's or any dividend or interest income on cash accounts outside of tax sheltered accounts.

 

[prototype]

2016 numbers from Vanguard were available this morning (which includes my non-Vanguard investments, cash, I-Bonds....).

+7.2% on a 49/45/6 portfolio (very light on foreign stocks and bonds).

 

[Jerry1]

I ended up at 7.3% (just my 401k). Made the mistake of shifting 25% to bonds right before the election. That hurt. Maybe some day I'll learn my lesson that I am no good at timing the market or predicting the future. Overall, however, not a bad year.

 

[SpinDr]

Things worked out well for us on a 60/40 portfolio at 10.0% for 2016.

Had very little international stocks during the year and the US was tilted to value. The intermediate bond funds did OK too (VFIDX and BND). Only about 2% in cash during the year.[/QUOTE]


That is a great return for a 60/40 portfolio! I ended up at +10.3% but with a 90/10 split. Once again the international allocation held me down. I'm hoping to someday see the benefit again of having international holdings

 

[Lsbcal]

...That is a great return for a 60/40 portfolio! I ended up at +10.3% but with a 90/10 split. Once again the international allocation held me down. I'm hoping to someday see the benefit again of having international holdings

I predict you will.

 

[GTFan]

About 8.6% which beat my benchmark of FGBLX (Global balanced). I use a version of Faber's tactical asset allocation which has held up very well for me.

Wow that was an underperforming benchmark IMO, only returned 0.88% in 2016 with an allocation somewhat close to Vanguard Moderate Lifestrategy Growth (VSMGX) which is the one I use. That one returned 7.13%, my port was 7.53% (59/34/7).

Poor active vs. index returns, in 2016 at least.

I just rebalanced back into international equity and US bond indexes given the high US equity returns. Like others I hope that some day int'l starts pulling its weight.

 

[nash031]

Ended the year at 11.2% 85/15 with 30% stock in Intl.