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Old 02-03-2020, 06:12 PM   #41
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Rich cyber friends? Hmmm, maybe an ER.org meet up so those cyber friends can by you dinner?
We are meeting up in SW FLA in 2 weeks, but unfortunately for PB, I am not one of the rich ER ORG folk.
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Old 02-03-2020, 06:17 PM   #42
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Ended up with investment returns (additions not counted) of -$220k in 2018 and +900k in 2019.
Getting real close to having the first digit be a 6.

Spending was just under $100k in 2019....Having trouble convincing DW that we need to start blowing more dough....saver mentality runs real deep in both of us.
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Old 02-04-2020, 12:44 AM   #43
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Our portfolio (a mix of real estate and equities) went up $2.05 million in 2019. Of that, $250k was from contribution (thank you, DW).

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Old 02-04-2020, 06:18 AM   #44
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While it was nowhere near a Million $ year, 2017 was still my best year ever, dollar-wise, up to that point. My investible assets rose $236K, which was about 19%. Percentage-wise, I've had better years, but I was still pretty damn happy

2008 still stands as my worst single year, both in dollar loss, and percent. I lost about $175K that year, for a loss of around 41%. However, 2008 is softened a bit, because in December I saw a ~23% jump. If I measure peak-to-trough (October 2007-November 2008 for me), I lost about 52%!

2019 ended up topping 2017 for profitability. I was up around $416K. First time I ever topped $400K. Heck, I was even looking forward to it being the first time I topped $300K!

As for January 2020, it was good for a couple of weeks. I briefly topped the $2M threshold. As of January 17, I was up around $62K for the month, but finished up around $4400.

Dunno if I'll ever have a year where I make $1M plus. Unless we're talking years down the road, when $1M isn't so great any more, thanks to inflation. Although, who knows? If I had started 2019 with around $3.8M, and saw the same rate of return, I would've seen a rise of $1M+. So, I guess it's not *too* far fetched.
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Old 02-04-2020, 07:31 AM   #45
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2018 stunk. It took a stiff upper lip to retire just as the market took a swoon.

But 2019 was almost too good. I gained more than 2017, without any w*rking income earned. Not a million dollars, but much more than our expenses. Woo hoo.
What JoeWras said. Not only did we retire on the same day, but we had the same portfolio return experience. 17 months in, and I'm much more comfortable (mentally & $$) than I was the day I retired.
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Old 02-05-2020, 06:39 PM   #46
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Our 2017 was $402000. In 2019 it was $436000. Both times we were a couple of percentage points under the S&P with a 60/40 spread. In 2018, we were down $147000. Not running with the bulls here but not peeing with the pups either.

It not always what you make but what you keep. However you $1mil winners are my inspiration!
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Old 02-13-2020, 12:45 AM   #47
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After our year end stock valuation finished, I realized that my accounts grew by just over $1 million in 2019. It came as something of a surprise - I had mentally prepared myself that it would take a couple more years to reach that milestone.

Hoping for a repeat in 2020 and possible retirement soon thereafter.
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Old 02-13-2020, 08:07 AM   #48
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There is some amazing returns in this thread, It reminds me of bonus time at work where people would ask if the bonus was vacation size, car size or house size. Typically we only meant a decent down payment, ie 5/15/40k.

And then in 2019, my return just happened to be the exact same amount as what I owed on the new construction mortgage.. so I literally could buy a house, not just the down payment.
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Here we go in the opposite direction
Old 03-13-2020, 07:04 PM   #49
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Here we go in the opposite direction

Obviously not year end but if we move sideways from here, who is looking at a million dollar loss. We were due for a fall, but this coronavirus certainly has not helped. Even today's up day will be followed by who knows what.
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Old 03-13-2020, 07:24 PM   #50
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Obviously not year end but if we move sideways from here, who is looking at a million dollar loss. We were due for a fall, but this coronavirus certainly has not helped. Even today's up day will be followed by who knows what.
Funny, I was thinking of reviving this thread for million $ loss, but you beat me to it

DW went all cash with her retirement accounts 2 weeks ago so she escaped the bloodbath. I didn't and took it on the chin (and the stomach and lower...). Low six figures loss so far for my retirement accounts.

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So now I have both in a single year
Old 04-19-2020, 05:58 AM   #51
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So now I have both in a single year

Lost seven figures through the mid-March time frame. Then made back seven figures from the low to where we are now. So in the space of a few weeks portfolio has risen and fallen by more than $1 Million each way. Still down about a million for 2020 but at least the loss is more manageable now. Never thought I would see this much movement in one year, let alone in about 2 months.
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Old 04-19-2020, 06:48 AM   #52
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Lost seven figures through the mid-March time frame. Then made back seven figures from the low to where we are now. So in the space of a few weeks portfolio has risen and fallen by more than $1 Million each way. Still down about a million for 2020 but at least the loss is more manageable now. Never thought I would see this much movement in one year, let alone in about 2 months.
Have you considered taking some off the table now?

Don't know where you are invested, but the S&P 500 is like 15% off the all time high, and we have huge unemployment and GDP headwinds.

People say not to market time, but this just seems so disconnected between the market and the economy.

The Fed can't replace the bulk of the economy indefinitely, can it? (real question).
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Old 04-19-2020, 06:57 AM   #53
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The Fed can't replace the bulk of the economy indefinitely, can it? (real question).
That same question was discussed in a recent Fortune article. The article discusses how the Fed may have altered the inherent risk in the market and how that may mean that the reward (returns) going forward will be muted.

https://fortune.com/2020/04/17/the-f...et-risk-covid/
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Old 04-19-2020, 07:55 AM   #54
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Good article. Dang.
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Old 04-20-2020, 07:28 AM   #55
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I am still trying to figure out what the thread title means.
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Old 04-21-2020, 07:16 AM   #56
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Whose portfolio went up $1M in 2017. Then it was revived for 2019 in 2020. I’m not even remotely in that kind of league. My whole portfolio after taxes is less than $2M, and a large part of that is cash, MM & bonds even when not this current market. So if I’ve seen 8%, thats a good year, and 15-20% like 2017 & 19 is a great year. If a 30% drop in value is $2M, you’re talking $7M in equities alone. Big Dawg country IMHO.
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Old 04-21-2020, 07:45 AM   #57
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So someone has a portfolio value surely exceeding $5 million and probably even more.

We lost almost 7-figures in 2007-2009, but in 2020, we have a portfolio twice the size of the 2007 portfolio and lost less so far at the 2020 low and portfolio value has gone up from there. That's because our 2020 asset allocation does not have the high percentage of equities that it did in 2007.

Of course, there is still enough time to lose a 7-figure amount this year and have a million-dollar year. Or go up a million dollars which would be preferable.
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