2017 YTD investment performance thread

[redduck]

According to Morningstar, one section of my portfolio that I track has gained 6.97% year-to-date. Unfortunately, this section is my Dividend Stocks SOLD Portfolio and is made up of dividend stocks I’ve sold in the last several years. (So, I guess it's not really a section of my portfolio).

My real-life Dividend Portfolio is up 4.33%. This number comes from the moneychimp calculator.

The portfolio consists of 24 individual stocks (which all have a high/very high safety rating by VaIue Line). I’m using this portfolio to augment my bond yield. No new money is being added except for dividends earned.

According to Morningstar, the dividend rate of the real life Dividend portfolio is 3.32. The “SOLD” portfolio is only earning 3.23. HAH!!! We’re Crushing it!!!

I don’t have a benchmark for my Dividend Portfolio. I could compare it to something like VIG, but I think my portfolio is much more conservative and hopefully will hold up better in a downturn. At least, that's what I'm telling myself (I guess I'm also telling anyone who happens to be reading this). On reflection, I think what’s going on here is that I would rather make my own mistakes (in this particular area) than have something like VIG make mistakes for me. I get to see my very own mistakes when I look at how my Dividend Stocks SOLD portfolio is doing. Lucky me.

If anyone has an idea of what I can use for a benchmark, I’m listening.

[sengsational]

My all-in, spend adjusted calculation is returning 7.64%. My AA sheet shows that emerging markets and domestic equities are the most in need of a trim, so those were probably the winners since my last rebalance in February, but it's nice when nothing is getting clobbered.

[Golden sunsets]

Comment on 2/1: OK made me look. PRR for the year to date without cash is 2.15%. Including cash it is 1.93%. I'll take it.

Comment on 3/1: Updating my post above as of today. Up 3.77% not including cash. Including cash 3.39%. Not quite as much progress but happy with it anyway.

Comment on 4/29: Two months since I calculated our PRR. YTD is now 4.81% without cash and 4.38% with cash. Sold a bit of stock yesterday and bought some bonds.

Comment on 6/1: One month since I calculated our PRR. YTD is now 5.7% without cash, and 5.18% including cash. XIRR for a total year at this pace would be 12.99% including Cash. No plans to tinker with AA.

Comment 7/1: One month since I last calculated our PRR and also the mid year point. YTD PRR using XIRR formua is now 6.24% w/o cash and 5.69% including cash like instruments such as high yield savings, I bonds, and near term CD's. Not as much progress, but I would love to replicate these returns in the second half of the year.



AA: 54/41/5

[Ed B]

Down to 6.53% ytd. I have been in the low 7% range until the recent bumpy ride especially with tech stocks.

[CardsFan]

All in spend adjusted return through June is 7.67%. 60/30/10

[Fedup]

Slightly below 7% for 24/76 for me. I made a few mistakes with my trading until I unwinded the trades. Haha
My husband is below 5% for 19/81 AA. I hope these AA are correct from Vanguard.
Not counting any cash in my checking account, really this is just rough estimate.

[KCGeezer]

A hair over 6% for me, stocks will need a trim soon to stay within self imposed AA band.

[Whisper66]

YTD ~ +1.0%, Oil and Gas losses balancing gains elsewhere. Looks like this year will be slow for us. Oh well.

[Root]

Quote:

Originally Posted by Root 12.93% 90/10

Slipped a bit to end the first half at 10.41%. Megacorp stock holdings dropped 5% in the past two weeks. Still very happy with 10% growth.

[PatrickA5]

7.38% 52/48

[Lawrencewendall]

As of today (07/02/17), YTD 9.79%. I can live with that.

Cash 1.63%
Intl Bonds 1.8%
U.S. Bonds 8.09%
Intl Stocks 8.65%
U.S. Stocks 60.09%
REIT 19.73%

[NanoSour]

7.65% YTD on 58/33/9. St/Bd/Cash

[FREE866]

YTD up ~9.5%

I'm in all major market index ETF's
80% US
20% International

[eroscott]

183-DAY CHANGE 8.35%
Cash 2.98%
Intl Bonds 0.02%
U.S. Bonds 7.61%
Intl Stocks 22.43%
U.S. Stocks 51.85%
Alternatives 2.75%
Unclassified 12.37%

[Terryjm51]

2017 has done well. My question for the retirees over the years in retirement what kind of returns have you gotten. I understand we don't have these great years all the time. Just curios if I am 60/40 will my average returns make 6% .


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[LOL!]

Quote:

Originally Posted by Terryjm51 2017 has done well. My question for the retirees over the years in retirement what kind of returns have you gotten. I understand we don't have these great years all the time. Just curios if I am 60/40 will my average returns make 6% .

Who knows if YOUR 60/40 portfolio will make average returns of 6%. There are plenty of 60/40 that do make such returns, but investor behavior can screw up those returns.

For instance, go to morningstar.com and get a quote for VSMGX and then select the Performance tab. You can click on the "Compare" button and see what the performance of this 60/40 fund has done in the past and compare it to other 60/40 funds.

If your 60/40 portfolio has done as well as VSMGX over the past 5- and 10-years, then you can probably expect your portfolio to do as well as VSMGX in the future. The only problem is that past performance does not predict future performance.

[gerntz]

Assets up 5% this year so far. But then pulled expenses out, so who knows what true performance is. Bought a new car. ~55/35/10 equities/fixed/Au.

[athena53]

I've averaged almost exactly 6% annual IRR since I started measuring- since 2011, I think. Probably 70/30. Retired 3 years ago.

I agree you may not match the market. Many people do worse because they pile in after the market had been doing well for a few years, and panic and sell when it drops.

[Cobra9777]

Portfolio is up 6.5% as of 6/30/17, excluding cash and rental real estate. AA is 70/30. By comparison, a simple 70/30 mix of VTI/BND was up 6.9%. International equity did very well (up 14.9%) but even after some recent increases, our allocation is still below the conventional wisdom. So those returns were more-than offset by larger positions in REIT ETFs like VNQ (up only 2.6%) and some high-dividend ETFs like VYM (up only 4.5% collectively). The fixed income side performed a bit better than BND mainly due to 2 corporate bond ETFs: LQD (investment grade, up 4.2%) and HYG (high yield, up 4.3%).

[Nature Lover]

YTD through 6/30, up ~6.3%.