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Old 08-02-2017, 07:10 AM   #381
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Old 08-02-2017, 07:23 AM   #382
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Old 08-02-2017, 08:14 AM   #383
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Comment on 2/1: OK made me look. PRR for the year to date without cash is 2.15%. Including cash it is 1.93%. I'll take it.

Comment on 3/1: Updating my post above as of today. Up 3.77% not including cash. Including cash 3.39%. Not quite as much progress but happy with it anyway.

Comment on 4/29: Two months since I calculated our PRR. YTD is now 4.81% without cash and 4.38% with cash. Sold a bit of stock yesterday and bought some bonds.

Comment on 6/1: One month since I calculated our PRR. YTD is now 5.7% without cash, and 5.18% including cash. XIRR for a total year at this pace would be 12.99% including Cash. No plans to tinker with AA.

Comment 7/1: One month since I last calculated our PRR and also the mid year point. YTD PRR using XIRR formula is now 6.24% w/o cash and 5.69% including cash like instruments such as high yield savings, I bonds, and near term CD's. Not as much progress, but I would love to replicate these returns in the second half of the year.

Comment on 8/2: As of 7/31 XIRR 8.26% not including Cash, 7.51% including Cash. Big bump over last month and the Dow just hit 22,000 this morning. Fingers are crossed.



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Old 08-02-2017, 09:11 AM   #384
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Nice to be in such good company and have a reasonableness check. 7.7% on 60/33/7. I can deal with that.
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Old 08-02-2017, 09:22 AM   #385
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Comment on 2/1: OK made me look. PRR for the year to date without cash is 2.15%. Including cash it is 1.93%. I'll take it.

Comment on 3/1: Updating my post above as of today. Up 3.77% not including cash. Including cash 3.39%. Not quite as much progress but happy with it anyway.

Comment on 4/29: Two months since I calculated our PRR. YTD is now 4.81% without cash and 4.38% with cash. Sold a bit of stock yesterday and bought some bonds.

Comment on 6/1: One month since I calculated our PRR. YTD is now 5.7% without cash, and 5.18% including cash. XIRR for a total year at this pace would be 12.99% including Cash. No plans to tinker with AA.

Comment 7/1: One month since I last calculated our PRR and also the mid year point. YTD PRR using XIRR formua is now 6.24% w/o cash and 5.69% including cash like instruments such as high yield savings, I bonds, and near term CD's. Not as much progress, but I would love to replicate these returns in the second half of the year.

Comment on 8/2: As of 7/31 XIRR 8.26% not including Cash, 7.51% including Cash. Big bump over last month and the Dow just hit 22,000 this morning. Fingers are crossed.


I like the progress report
AA: 54/41/5
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Old 08-03-2017, 07:03 AM   #386
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+10.8% ytd after the boost yesterday. Just barely outperforming S&P
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AA (Stock/Bond/Cash ): 97.5/0/2.5% MIX (Small/Mid/Large): 25/25/50% BLEND(US/Foreign): 100/0%, REIT (Real Estate Equity): ~50% of Assets

FIRE in 2031 @ 50yrs old (+/- 2yrs) w/ a hypothetical $2.5mil portfolio, 3 appreciated homes worth $1.0mil and rental income to fund my gap years until RMD. Assets will go to an inherited IRA where I plan on watching the investments grow until I die or the trust gets executed.
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Old 08-03-2017, 03:49 PM   #387
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Ok, finally made me look again. YTD ~ +2.6% all in (includes accounting for all cash, all withdrawals and all deposits / dividends). Under performing last year, but on the bright side .... helps my friends in this thread look great!

Main holdback continues to be under performing Oil and Gas assets that counter gains in other holdings. Fortunately not really a concern for us. Our retirement plan included buying assets at lower prices and collecting dividends we use for living expenses until price rebounds. It's one way to help get cash for retirement expenses before our IRA's are freed up at 59.5 yrs old.

Decided this month to take some of the gains off the table. Sold some winners. Dropped allocation down from ~85/15 to 50/50. Plan to ramp back up at end of year if turmoil in government / world affairs settles down a bit.

Glad to see others doing so well. Hope it continues!
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Old 08-06-2017, 10:01 AM   #388
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We are at 9.48% with a tilt (25%) on tech and financials (19%). I am getting a little nervous about the quick rise it the tech sector and will be rebalancing the gains.
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Old 08-06-2017, 11:57 AM   #389
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I finally topped 9%. I was tech heavy for several months too and just recently sold VGT and moved that to VBIAX. It is looking like I will be in the class of 2018, so i am moving toward less volatility with about 60% of my investments (VWIAX, VBIAX) and sticking with VOOG with the remaining 40%.
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Old 08-06-2017, 12:03 PM   #390
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YTD through July 31st. 9.6% with an AA of 69/31. My one loser is a fund called Diversified Asset. Global and Intl are leading the way.
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Old 08-06-2017, 12:49 PM   #391
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As of 7/31 I'm up 7.2% YTD in a 50/50 portfolio. I'm very pleased.
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Old 08-31-2017, 06:38 PM   #392
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Up another 1+% to 8.2% since a month ago. This month's story line is just about the same as above.

I wish this bull run keeps up but that'd be like asking for the moon. If I end the year in anything north of 6%, that'd be ideal. Yes, I expect a bit of market correction before the year's end.
Up another 0.8% to 9.00%. Loving the gain so far. At the top of the list are my emerging market funds. They have gained at least 20% hitherto. Trailing the market are the bond funds (of course) and my short-term trades.
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Old 08-31-2017, 06:53 PM   #393
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From July 31:

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Wow! 9.14% YTD
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Old 08-31-2017, 06:56 PM   #394
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Ah, it's again end-of-month reporting.

I get 13.40% YTD after adjusting for withdrawal. Biotechs and industrial metal miners turned around, and that helps. Semiconductors and EM also added to the gain. Stinkers are energy, agricultural, telecom companies.

Current AA is 68% stock, 28% cash, 4% bond. Above YTD gain was computed over everything, including the last dollar in the checking account.
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Old 08-31-2017, 06:59 PM   #395
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10.44% (international kicking in). 59.5-25-15 cash.
I wouldn't have posted, but I just hit 7 figures in my personal retirement accounts today. (With DW's accounts, the after tax brokerage, and savings, 2X 7 figures is within a 2% market rise.)

Unwoot! (Don't want to jinx y'all).
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Old 08-31-2017, 07:25 PM   #396
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10.44% (international kicking in). 59.5-25-15 cash.
I wouldn't have posted, but I just hit 7 figures in my personal retirement accounts today. (With DW's accounts, the after tax brokerage, and savings, 2X 7 figures is within a 2% market rise.)

Unwoot! (Don't want to jinx y'all).
Wow! 14 Figures? Now that a stash!
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Old 08-31-2017, 08:14 PM   #397
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9.7% on 70/30 investment account. About 8% overall (20% cash in bank).

Time to reduce investments and do that home addition/remodel?
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Old 08-31-2017, 08:16 PM   #398
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I'm sleeping great with 8.1 on 60/33/7.
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Old 08-31-2017, 08:37 PM   #399
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Wow! 14 Figures? Now that a stash!

If only!
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Old 08-31-2017, 08:49 PM   #400
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Wow! 14 Figures? Now that a stash!
I think Robj meant he was about to become a multi-millionaire (7 figures with the first digit incrementing from 1 to 2).
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