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10-01-2018, 04:32 PM
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#621
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Gone but not forgotten
Join Date: Jul 2012
Location: Peru
Posts: 6,335
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Haven't figured it out, but these were the rates on my Ibonds.
__________________
If you want others to be happy, practice compassion. If you want to be happy, practice compassion.
--Dalai Lama XIV
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10-01-2018, 04:46 PM
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#622
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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 Quote:
Originally Posted by audreyh1
I don't go by whatever any website tells me as they are usually wrong. My assets are totaled in Quicken, and that's where I get my input numbers.
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This is what Schwab uses to come up with its portfolio performance. Good enough for me as I'm not a mathematician:
Beginning Value
- Dividends Not Reinvested
- Interest Not Reinvested
Net Cash In/Out
Net Transfers In/Out
- Withholding
Net Contribution
Account Value
Appreciation/Depreciation
Dividends Reinvested
Interest Reinvested
Change In Value
Ending Value
Portfolio Return
FWIW: No transfers in, minimal transfers out
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10-01-2018, 06:27 PM
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#623
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Quote:
Originally Posted by gayl
Got it: include Schwab as it's investments, omit USAA as its $$s for expenses / wants / needs
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Can you elabortate on the USAA part? From what you wrote I assume that it is your local bank account and balances are de minimus, so that is why they are being omitted.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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10-01-2018, 06:34 PM
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#624
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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Quote:
Originally Posted by pb4uski
Can you elabortate on the USAA part? From what you wrote I assume that it is your local bank account and balances are de minimus, so that is why they are being omitted.
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Checking averages $1500+, savings around 15k-20k ...depends on whether I've paid for a trip yet or not. Never under 15k. Yeah you'd think they're omitted because their close to $100 but my comfort zone is 15k in ready cash
Oh wait! Maybe that's de minimus to you ....
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10-05-2018, 12:12 PM
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#625
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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Getting hammered. Down 5.35% since last Thursday close. Ouch. What goes up, must come down?
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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10-05-2018, 12:36 PM
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#626
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Thinks s/he gets paid by the post
Join Date: Dec 2017
Posts: 2,555
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Quote:
Originally Posted by kgtest
Getting hammered. Down 5.35% since last Thursday close. Ouch. What goes up, must come down?
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You might want to re-evaluate your AA.
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10-05-2018, 12:36 PM
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#627
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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Down 0.68% this month. Not great, not bad, not planning on withdrawing anything
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10-05-2018, 03:43 PM
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#628
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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On 9/30/18, up 9.2% YTD
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10-05-2018, 04:06 PM
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#629
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Quote:
Originally Posted by kgtest
Getting hammered. Down 5.35% since last Thursday close. Ouch. What goes up, must come down?
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Quote:
Originally Posted by HNL Bill
You might want to re-evaluate your AA.
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Ouch... between last Thursday and last night I'm only down.0.9%... it may be 1.5% or so after today.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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10-05-2018, 05:10 PM
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#630
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: Miraflores,Peru
Posts: 1,992
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Down .8% for the first week of October. Was 90/10/0 AA, as of the close yesterday went to 26/10/64. Will stay in cash and wait for the turn.
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10-05-2018, 05:14 PM
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#631
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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I didn’t dare look today. But two days ago, I did look at my AA and it was 19 and 16% equities for mine and my husband. However, in the last two days, I did write some cash covered puts. So it doesn’t show up yet. What a difference a few days make. I was expecting Sept, now it looks like it’s Oct.
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10-05-2018, 05:58 PM
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#632
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,374
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Quote:
Originally Posted by pb4uski
Ouch... between last Thursday and last night I'm only down.0.9%... it may be 1.5% or so after today.
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Only 1.26% decline since last Thursday through today.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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10-05-2018, 07:02 PM
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#633
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Moderator
Join Date: Oct 2010
Posts: 10,725
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This week was a tough one. Off 1.8% since the end of the quarter.
No asset class showed any strength. International, especially emerging was weakest.
Get ready ladies and germs, I think this might be it.
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10-05-2018, 08:46 PM
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#634
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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Quote:
Originally Posted by HNL Bill
You might want to re-evaluate your AA.
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Naa. I'm only 37. Still plenty of runway. Valuations were a bit high. I'm not too concerned. The deteriorating relationship and escalating tension between US/China is likely part of the sell-off plus the election-cycle.
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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10-05-2018, 09:04 PM
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#635
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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My plan is to DCA through all the madness. IF stocks drop, I will plow more money into the market sooner next year. This year I am maxed on contributions so if the market isn't doing squat I can plow money into my 4% notes I have. Pay myself the 4% and buy low, or else just DCA. I will re-evaluate next Thursday. I think it will be a wild few weeks to month. I timed a dip last year and almost lost my lunch being out of the market for a few days. I realize if we drop 10+ % I will be kicking myself, but I don't think that's sustainable...not with the tax breaks, and low unemployment. Housing is still expensive to a lot but I'm not seeing any mass foreclosures and lay-offs.
GDP is steady. The big problem in US might be debt, and the tariffs and farmers hurting. And I am heavily invested in US equities as my signature shows. Housung and AG is huge and that might slow the economy a bit if you pile on our debt. ME personally I am running at all time lows for debt, also all time lows for cash though, but I have some options.
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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10-05-2018, 09:08 PM
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#636
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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Aha, damn error in my spreadsheet. It happens when I cut/paste in between the contributions I track daily. Down 2.5% in the last five trading sessions.
| -0.2055007735 | | -0.4360726807 | | 0.2834763435 | | -1.387492764 | | -0.7518464255 |
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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10-05-2018, 09:10 PM
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#637
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 4,043
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Quote:
Originally Posted by pb4uski
Ouch... between last Thursday and last night I'm only down.0.9%... it may be 1.5% or so after today.
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Thanks for posting. You made me re-check my #s. Ran through a couple other spreadsheets I use to track other folks investments and realized something had to be wrong in my formula. I love ER if not for error-checking my work lol.
__________________
Time > $$$ ~ 100% equities ~ FIRE @2031
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2018 YTD investment performance thread
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10-10-2018, 09:59 AM
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#638
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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2018 YTD investment performance thread
Might have to revise my numbers...
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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10-10-2018, 10:30 AM
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#639
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
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Is this why I bought CDs? [emoji55]
QTD: -1.44%
YTD: 5.06%
Currently 84% equities / 16% cash but more importantly (to me) of that 84% equities = 90% core / 10% in trading account. I've been asleep at the wheel
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10-10-2018, 07:14 PM
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#640
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,539
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I’m still positive for YTD so that’s something.
__________________
Wisdom starts with wonder
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