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12-14-2018, 03:30 PM
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#761
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Recycles dryer sheets
Join Date: Jul 2018
Location: PNW
Posts: 81
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I'm up 3.3% YTD through Nov. 30. AA 80/20.
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12-14-2018, 04:33 PM
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#762
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Recycles dryer sheets
Join Date: Jun 2018
Posts: 276
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I am up 141.59% YTD. I have been trading the volatility the past few weeks and have eeked out a little bit more gain.
I can't complain much.
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12-20-2018, 06:28 PM
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#763
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Recycles dryer sheets
Join Date: Jul 2018
Posts: 60
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Down 5.08% for the year. Ouch!
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12-20-2018, 06:44 PM
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#764
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,228
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Quote:
Originally Posted by revhappy
Down 5.08% for the year. Ouch!
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You got company.
Down 5.60%
__________________
TGIM
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12-20-2018, 07:02 PM
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#765
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2016
Posts: 9,417
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I won't look till the first of January 2019. I really don't want to either. LOL
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12-20-2018, 08:12 PM
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#766
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Full time employment: Posting here.
Join Date: Dec 2012
Posts: 751
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I'll make an assessment over the weekend or just after Christmas, as time allows.
When I usually do it, so as to have some time to tweek any regular reallocating done in January. Rarely actually do a YTD anymore after I retired 3 yrs ago.
Really if someone had a crystal ball and told me exactly what would be happening now at this point in my retirement life, perhaps i would have been worried, but now, meh, it goes down, it goes up, life is good.
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12-20-2018, 08:23 PM
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#767
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,536
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Something tells me this will change come tomorrow but -5.2% as of now with 60/36/4 AA.
__________________
Wisdom starts with wonder
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12-22-2018, 09:25 AM
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#768
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Moderator
Join Date: Oct 2010
Posts: 10,656
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I wasn't going to look until January 1, but I looked. Down 6.0%. But after five years of retirement, still up around 30%, so not complaining. And believe it or not, the domestic equities haven't hit the AA trip wire. Cash/Bonds are over the trigger, but the pain is spread across domestic and international equities.
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12-22-2018, 09:51 AM
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#769
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 1,638
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Down 6.8% YTD and 10% from high set in late August.
I had planned on rebalancing my portfolio to my AA of 50/50 back in August when it had kept up to 54/46. Mr. Market balanced it for me. Ugh.
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12-22-2018, 10:14 AM
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#770
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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Down 6.1%, but still up around 5% from FIRE date, after three years’ withdrawals.
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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12-22-2018, 10:32 AM
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#771
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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-6.76%.
__________________
May we live in peace and harmony and be free from all human sufferings.
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12-22-2018, 12:09 PM
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#772
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,228
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Quote:
Originally Posted by HFWR
Down 6.1%, but still up around 5% from FIRE date, after three years’ withdrawals.
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For us very new retirees (Aug 2017), our portfolios are down before and after withdrawals.
__________________
TGIM
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12-22-2018, 12:31 PM
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#773
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,660
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Down 6.7% YTD
Portfolio Down 10.2% including 3.5% withdrawal
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12-22-2018, 12:55 PM
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#774
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,309
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I guess this market is getting to me. I usually only calculate performance quarterly but couldn’t resist making a quickie calculation. Down <1% worst case (I think). Big relief. 60/15/25
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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12-22-2018, 03:05 PM
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#775
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,645
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I appear to be down about 4.66 % after adding back in my RMD withdrawal this year (IRA). I have no equities outside of the IRA, only CD's and 2% cash savings accounts.
My non-IRA cash accounts got plundered this year with the cost of DD's wedding (I guess that's what money is for though).
__________________
*********Go Astros!*********
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12-22-2018, 03:11 PM
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#776
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Location: St. Charles
Posts: 3,903
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You made me look. Down 6.39% YTD. But still have 12.4% more than 12/31/2015 when I retired, after spending.
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
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12-22-2018, 04:16 PM
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#777
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,264
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-4.29% YTD. We should expect that there will occasionally be negative years... 20 out of the last 92 years for a 60/40 portfolio per Vanguard ( https://personal.vanguard.com/us/ins...io-allocations) and 2018 just happens to be one of them. I'm guessing that two loss years in a row is not highly likely, so that is the good news.
Better than my benchmark Vanguard LifeStrategy Moderate Growth Fund (VSMGX) which is -6.92% YTD.
Vanguard Target Retirement 2025 Fund (VTTVX), another ~60/40 fund is -7.19% YTD.
I think my advantage was that earlier in the year I jettisoned bonds and got into VMMXX... that, along with PenFed 3% CDs, made my fixed income returns better than the fixed income components in these funds.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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12-22-2018, 05:00 PM
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#778
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,228
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Made some rookie mistakes this year. Got into NASDAQ and increased my small cap at midyear, although overall AA stayed the same.
Substituted CD's for bond fund, so overall happy with that, plus still getting 4.24% on Stable Value.
__________________
TGIM
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12-22-2018, 05:14 PM
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#779
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Full time employment: Posting here.
Join Date: May 2011
Location: Twin Cities
Posts: 523
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Down -3.08% YTD.
Helped that I switched from 75/25 to 60/40 in August.
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12-22-2018, 08:28 PM
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#780
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Recycles dryer sheets
Join Date: Jan 2012
Posts: 441
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<7.61%> ytd
AA:72/25/3
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