Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Old 08-29-2018, 09:29 PM   #481
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
I’ve paid for this year’s distribution, plus a fraction...
__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-30-2018, 08:43 AM   #482
Thinks s/he gets paid by the post
VanWinkle's Avatar
 
Join Date: Oct 2017
Location: Tellico Village
Posts: 2,607
My 50/50 allocation has swelled to 53.5/46.5 and has supplied me with enough to cover all withdrawals and still show growth above the Jan 1 2018 balance.
I do not worry about the % as this is almost exclusively in Index funds. I only sell in the taxable account to tax-loss harvest and have done so with bond funds this year. I am waiting to re-balance with new contributions coming for June 2019.
__________________
Retired May 13th(Friday) 2016 at age 61.
VanWinkle is online now   Reply With Quote
Old 08-30-2018, 09:15 AM   #483
Recycles dryer sheets
 
Join Date: Jun 2018
Posts: 276
YTD return is now well over 100%.

Huge short term gain though, so the tax man cometh. Still, not a bad problem to have I guess. I would rather pay 25% tax on 100% gains than 0% tax on 10% gains.
Attached Images
File Type: jpg ytdaugust30.jpg (77.5 KB, 87 views)
gstillson is offline   Reply With Quote
Old 08-31-2018, 05:03 PM   #484
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 35,712
Quote:
Originally Posted by NW-Bound View Post
I have been traveling the last 2 months, and just now get back home to update my account balances.

As of market close on 7/31, up 5.1%.

Expenses YTD: 1.6%.

What was that quotation from Dickens' character Micawber regarding expenditures relative to income?

AA: 66% equity, 2% bond, 32% cash.
A month goes by so quickly.

At market close on 8/31, up 5.2% YTD.

That's only 0.1% for August, while the S&P is up 3%. I blame it on international stocks, particularly EM.

AA is about 65% stock, with the rest mostly in cash.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is offline   Reply With Quote
Old 08-31-2018, 05:18 PM   #485
Recycles dryer sheets
 
Join Date: May 2014
Posts: 412
I really don't pay much attention to YTD performance. Today it might be through the roof and then next month it is in the toilet, so what's the point? Before I retired the only number I paid attention to was total assets - was I at my magic number for retirement yet? After retirement the only thing I pay attention to is again total assets since that determines how much I withdraw for living expenses every quarter. I buy-and-hold so there is not much different I am going to do with performance numbers anyway. It is what it is.
TwoByFour is offline   Reply With Quote
Old 08-31-2018, 05:24 PM   #486
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 11,233
Up 4.0% YTD. I will take it. More than covering expected 2018 yearly exp.
__________________
TGIM
Dtail is offline   Reply With Quote
Old 08-31-2018, 05:25 PM   #487
Recycles dryer sheets
 
Join Date: Jun 2018
Posts: 79
Quote:
Originally Posted by NW-Bound View Post
A month goes by so quickly.



At market close on 8/31, up 5.2% YTD.



That's only 0.1% for August, while the S&P is up 3%. I blame it on international stocks, particularly EM.



AA is about 65% stock, with the rest mostly in cash.


I left the bonds and international stocks a long time ago. Last three years my portfolio is up average 15% per year. I know chuck wagon won’t continue for much longer so I will need to inject them back in.
pompanobeach is offline   Reply With Quote
Old 09-01-2018, 06:53 AM   #488
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
target2019's Avatar
 
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,686
5.73% Total Portfolio Value increase YTD
3.66% YTD Performance
52-43-05 (Stk-Bnd-Csh) AA

Expert Analysis: EM and Bonds, meet the headwinds!
target2019 is offline   Reply With Quote
Old 09-01-2018, 07:28 AM   #489
Thinks s/he gets paid by the post
 
Join Date: Aug 2005
Location: Crownsville
Posts: 3,712
Just added up the numbers, and it looks like 2018 is shaping up to be a pretty good year.

Rate of return, as of 8/31/18, is 7.14%. Using raw dollars as a metric, that makes 2018 my 4th best year ever, behind 2017, 2013, and 2009, so even if it holds flat for the remainder of the year, I should be happy. But, all it would take is maybe another 1% to knock 2009 off its perch for me.

When you factor in total asset rise, I'm actually up around 16.9% YTD, but that's inflated considerably because of an inheritance that finally cleared. And, it's not going to hold, because next week, I settle on a new house, and the down payment is going to wipe out a good amount of that. It's gonna suck to see the dollar value of my investible assets drop like that but then hey, that's what money is for, to spend, right? Well, within reason...
Andre1969 is online now   Reply With Quote
Old 09-01-2018, 08:03 AM   #490
Recycles dryer sheets
 
Join Date: Aug 2018
Location: FL east coast
Posts: 68
Quote:
Originally Posted by gstillson View Post
YTD return is now well over 100%.

Huge short term gain though, so the tax man cometh. Still, not a bad problem to have I guess. I would rather pay 25% tax on 100% gains than 0% tax on 10% gains.
Forget about what you have to pay the tax man. This is what we all want to see ... nice numbers! This is self managed ... if so nice work!


My own numbers: started with stocks that are high dividend payers in various industries. Bot same dollar amount of each stock, the cash value is down -1%. Dividend payout tho is roughly 7% of total value as of Aug 30. Since high div stocks can be volatile the plan was "as one stock gets in trouble, another finds it's legs". However have other trading accounts that are doing a bit better.
__________________
Spent most of my money on booze, broads and boats. The rest was wasted.

As a kid I could always tell my parents hated me. My bath toys were and extension cord and a toaster!
SpartacusSchmartacus is offline   Reply With Quote
Old 09-01-2018, 10:27 AM   #491
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 10,252
Some big changes since I last posted this at the end of June.

YTD (August 31, 2018) returns for a collection of 'close-to' 60/40 funds (from Morningstar.com):

2.75% VSMGX Vg LifeStrategy Moderate Growth (60/40)
2.49% VTWNX Vg Target Retirement 2020 (54/46)*
5.83% VBIAX Vg Balanced Index (60/40), no foreign
2.98% DGSIX DFA Global 60/40 I, small-cap & value tilted
3.37% VWENX Vg Wellington (65/35)
2.86% VTTVX Vg Target Retirement 2025 (63/37)
0.87% VGSTX Vg STAR (63/37)

Some others
-1.08% VBTLX Vg Total US Bond Index
10.43% VTSAX Vg Total US Stock Market
-3.39% VTIAX Vg Total Int'l Stock Market
3.24% VGSLX Vg REIT Index

Notably, international equities have gone nowhere, while US equities have really done well. The funds with minimal international and mostly US have come on strong.
LOL! is offline   Reply With Quote
Old 09-01-2018, 10:35 AM   #492
Full time employment: Posting here.
 
Join Date: Jul 2013
Posts: 953
From last month-

Quote:
Originally Posted by Clone View Post
7.2% YTD

AA: 99/1 I think I need a 12 step intervention... But if I twitch it would be called timing...

10% YTD

As I've said before- My asset allocation says I'm an idiot, my monthly statement says I'm a frickin' genius!

If somebody would let me know a few days before the music stops, I would greatly appreciate it!
__________________
Well it's all right, we're heading to the end of the line...
Clone is offline   Reply With Quote
Old 09-01-2018, 12:12 PM   #493
Moderator
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 10,656
3.2% YTD, all-in, spend adjusted. It would have looked quite a bit better just one day earlier, but I've got to go with the official month-end.
sengsational is offline   Reply With Quote
Old 09-01-2018, 12:16 PM   #494
Thinks s/he gets paid by the post
 
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
Quote:
Originally Posted by robnplunder View Post
Up 2.4%. Gee, if I didn't buy FBSOX (up 14.63%) early in the year, I'd be flat at this point. Dumped some international/EM bond funds recently as they were going nowhere.
Up 3.8% ... on a pace to spend more than 4% of my investment/asset this year due to several unplanned expenses (e.g, paying 50% of DS's graduate school expense). Oh, well.
robnplunder is offline   Reply With Quote
Old 09-01-2018, 12:18 PM   #495
Thinks s/he gets paid by the post
NYEXPAT's Avatar
 
Join Date: Jul 2009
Location: Miraflores,Peru
Posts: 1,992
YTD = +16.1%
This is down about a 1/4% since July 31st.
NYEXPAT is offline   Reply With Quote
Old 09-02-2018, 08:55 AM   #496
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,266
Aug 3.79%
Jul 3.04%
Jun 1.06%
May 1.24%
Apr 0.37%
Mar 0.12%
Feb 0.88%
Jan 3.53%

Even if values stay level for the rest of the year after remaining withdrawals I'll be on the plus side compared to the beginning of the year so no tears here. Still whooping my benchmark VSMGX which was 2.75% YTD.

Quote:
Originally Posted by pb4uski View Post
3.04% YTD thru July 31 for me... up from 1.06% at the half year.

Disappointing compared to the last few years, but even after withdrawals for living expenses my nestegg is higher than at the beginning of the year and the increase exceeds my expected withdrawals for the rest of the year... so no complaints.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is offline   Reply With Quote
Old 09-02-2018, 09:02 AM   #497
Full time employment: Posting here.
Lawrencewendall's Avatar
 
Join Date: Feb 2017
Location: Severn
Posts: 947
Ytd (8/31/18) 5.83%
aa - 89/10/1
Lawrencewendall is online now   Reply With Quote
Old 09-02-2018, 09:02 AM   #498
Recycles dryer sheets
 
Join Date: Nov 2017
Posts: 137
+5.94%
AA: Stocks 60%, Fixed Inc 31.5%, Reits 6.5%, Cash 2%.
Fixed income and Reits are self managed and stocks are mostly domestic index funds.
Cpadave is offline   Reply With Quote
Old 09-02-2018, 09:22 AM   #499
Thinks s/he gets paid by the post
gayl's Avatar
 
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,705
6.94% which is less than last year but I was 90/10 then, I'm now Stocks 85%, Bonds / CDs 14%, Cash 1%
gayl is offline   Reply With Quote
Old 09-02-2018, 09:44 AM   #500
Recycles dryer sheets
 
Join Date: Jan 2012
Posts: 441
+5.82% as of 08/31/2018
77/20/3...stocks/bonds/cash
65% Domestic/35% Foreign split
Rickt is offline   Reply With Quote
Reply

Tags
2018, ytd


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
2017 YTD investment performance thread robnplunder FIRE and Money 706 01-08-2018 11:26 PM
2016 YTD investment performance thread robnplunder FIRE and Money 864 02-01-2017 08:45 AM
2015 YTD investment performance thread robnplunder FIRE and Money 689 01-21-2016 06:28 AM

» Quick Links

 
All times are GMT -6. The time now is 07:17 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.