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11-08-2019, 09:46 AM
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#21
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Thinks s/he gets paid by the post
Join Date: Jan 2006
Posts: 4,172
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11-08-2019, 10:04 AM
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#22
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Santa Paula
Posts: 3,120
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I spoke to Fido last week, and they said the estimates on other funds would start coming out the first week in December.
__________________
Retired Jan 2009 Have not looked back.
AA 60/35/5 considering SS and pensions a SP annuity
WR 2% with 2SS & 2 Pensions
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11-08-2019, 10:29 AM
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#23
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Thinks s/he gets paid by the post
Join Date: Apr 2011
Location: Madison
Posts: 1,296
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I don't really spend much time looking at them (unless for some reason they are HUGE [ouch]. Always seems to be some corrections by tax time. I have done a pretty good job of estimating them and doing quarterly tax payments.
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Wild Bill shoulda taken more out of his IRA when he could have. . . .
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11-08-2019, 12:36 PM
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#24
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2009
Posts: 5,767
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__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"
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11-08-2019, 08:20 PM
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#25
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Full time employment: Posting here.
Join Date: Feb 2011
Location: central California
Posts: 650
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Paying close attention to distributions this year for ACA income cliff reasons.
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11-09-2019, 06:04 AM
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#26
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 28,032
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__________________
Retired since summer 1999.
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11-12-2019, 02:51 PM
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#27
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Location: Denver
Posts: 3,170
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Vanguard mutual fund Cap gains estimates are out today.
Unfortunately, the cap-gains distributions from my last two active funds (both from Vanguard) are in the same high ballpark as last year.
Dividend estimates don't come out till 12/10 or something like that.
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11-12-2019, 04:26 PM
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#28
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 28,205
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Quote:
Originally Posted by walkinwood
Vanguard mutual fund Cap gains estimates are out today.....
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Found it: https://www.vanguard.com/pdf/FA116120_112019.pdf
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target 65/35/0 AA TBD
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11-13-2019, 12:33 PM
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#29
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Dryer sheet aficionado
Join Date: Apr 2016
Posts: 31
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VG Wellington gains estimate shows it dropping from $4.17 last year to $1.61 this year?
Just my luck it was really high for the years I was trying to get an ACA subsidy - throwing me off the cliff.
Can someone direct me to threads discussing how to manage taxable accounts? I haven't mastered searching the various forums.
May be time to move away from VWENX.
(My current income all comes from rental properties, a CRT and the VWENX dividends/gains)
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11-13-2019, 03:22 PM
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#30
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 28,205
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^^^^ Most of Vanguard's index funds do not have capital gain distributions... we have VTSAX, VFIAX and VTIAX... Total Stock, 500 and Total International Stock... and no capital gains distributions in 2019 or 2018.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target 65/35/0 AA TBD
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11-13-2019, 04:21 PM
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#31
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Posts: 2,449
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Quote:
Originally Posted by pb4uski
^^^^ Most of Vanguard's index funds do not have capital gain distributions... we have VTSAX, VFIAX and VTIAX... Tota Stock, 500 and Total International Stock... and no capital gains distributions in 2019 or 2018.
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I looked up VTSAX. You might want to consider the amount of unrealized gains in the fund. They seem to realize losses... but not gains. I would think that gains will have to be realized.... likely when more are pulling money out.
just something to be aware of going forward.
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11-13-2019, 04:35 PM
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#32
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 28,205
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Agreed, but a capital gain distribution is unlikely unless redemptions spiked dramatically.... and that seems unlikely.... meanwhile, the last time they made a capital gains distribution was in 2000... I'll take my chances.
https://www.bogleheads.org/wiki/Vang..._distributions
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56...target 65/35/0 AA TBD
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11-14-2019, 06:02 AM
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#33
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 2,523
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Transferred my brokerage accounts to Schwab this year, haven't seen the 2019 estimated distributions list for their funds yet. Got an email from them yesterday stating they have added a new 'Investment Income Summary' feature to your online 'Accounts Summary' page. It shows ytd and estimated yearly earnings for each of your accounts and totals for all accounts combined. Nice feature, will find out soon enough how accurate it is.
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11-14-2019, 07:54 AM
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#34
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 28,032
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Gabelli Funds - https://gabelli.com/funds/open_divest2019
GABSX is paying out an 18% distribution!
__________________
Retired since summer 1999.
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11-15-2019, 10:05 PM
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#35
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Recycles dryer sheets
Join Date: Dec 2008
Posts: 284
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Quote:
Originally Posted by corn18
I like that none of my FIDO index funds in my taxable account have any year end distributions. Very tax efficient.
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Many Fidelity funds pay dividends only once a year, or twice a year with a smaller one in the spring and the bulk of it in December. We will still get the yet unknown dividend distribution even though the web page shows no capital gains distribution.
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11-16-2019, 11:04 AM
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#36
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2009
Posts: 5,767
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Quote:
Originally Posted by thefinancebuff
Many Fidelity funds pay dividends only once a year, or twice a year with a smaller one in the spring and the bulk of it in December. We will still get the yet unknown dividend distribution even though the web page shows no capital gains distribution.
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I'm still waiting and wondering on one of my Fido funds, a corporate bond fund. This bond fund has done some odd things at the end of the year in the 11 years I have been in it. The first few years, the December monthly dividend included a "spike" by which the dividend doubled. But it came by surprise, as there was no real warning it was going to happen. And once in a while, it had a cap gain distribution.
Then, for a few years, I had neither the spike nor any cap gain distributions. Then, last year, the spike returned but as a separate December distribution a ew days before the end of the year, and it appeared in Fido's year-end distribution webpage. So far, there has been nothing of any type of year-end distribution. This year, unlike prior years, it matters a lot because I am struggling to qualify for an ACA subsidy, so I don't want to get blindsided by a surprise spike on 12/31 with no time to do anything about it. In those older years, I was able to find out the daily mil rate and learn of the spike when it happened.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"
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11-19-2019, 09:47 PM
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#37
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: The Beautiful Blue Ridge Mountains
Posts: 2,069
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Quote:
Originally Posted by rodi
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Schwab now has 2019 estimates posted.
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11-20-2019, 12:56 PM
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#38
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Thinks s/he gets paid by the post
Join Date: Jan 2006
Posts: 4,172
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11-20-2019, 01:37 PM
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#39
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 28,032
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Quote:
Originally Posted by kaneohe
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Right - I prowl there first.
__________________
Retired since summer 1999.
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11-20-2019, 03:59 PM
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#40
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Location: Huntsville, AL/Helen, GA
Posts: 4,485
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I was looking at the history on my FIDO accounts. Their profit distributions were around 12/8 of every year.
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