2019 YTD Investment Performance Thread

[sengsational]

My return, all-in, money-chimp style calculation was 17.8% on a 67/30/3 allocation. Of the 67, half was international and the other half split between REIT and US Large Cap. So didn't take part in the S&P party as much. But I'll take a year like this anytime it's offered. Beats last year, when it took everything back at the end.

[SumDay]

19.18% for the year with an AA of 50/40/10. I'll take it. I fiddled around with AA today and was shocked I don't need to do any rebalancing. I did do a little rebalancing in July, so all is well that ends well.

2013 was my best year, at 22.17%

[DogGone]

34% in my managed accounts
24% in my Financial Advisors accounts
Similar allocations less my near 1% to them.

I started transferring fully out of the managed accounts in Dec.

[tdv2]

18.41% overall. 22% international and 10% cash held me back a little....slight tilt to small cap vs. large caps didn't help either....Dollar costed in pension lump sum which represented about 8% of stash. Fixed income at 42% of total. Cash hoard is going to get burned in next 12 months if I stick to my "Blow the dough" plan.


1.6% withdrawal rate in 2019 based on year end values. Slowly starting to ratchet the spending up a bit. Going from hyper-saver to spender ain't easy.

[Puzzler]

24% on 80/20

[Cobra9777]

For 2019, our portfolio was up 23.2%. Almost same figures using XIRR and moneychimp. This excludes our rental property and a small amount of cash.

A simple 50/20/30 mix of VTI/VXUS/BND was up 22.3%.

Our portfolio is 70/30-ish but only 10% international equity. So that helped a bit relative to the simple benchmark. Also helping was a heavy tilt to corporate bond funds like LQD, up 17.1%. We also have some REITs and a tilt to value/high-dividend, both of which did well but not as well as VTI, so that hurt a bit relative to the benchmark.

Certainly nothing to complain about this year. Portfolio is at an all-time high and up 42% from the day I retired in 2013.

[doneat54]

Around 12% for FY2019 with a roughly 30/70 AA


Just did my last month spreadsheet update. Annualized, my 401K did 31% in Dec 2019, overall portfolio about 24%.

[Golden sunsets]

Up 18.4,% before factoring in CD's.

52/46/2

[DEC-1982]

Up 21.04%, compared to my 60/40 benchmark of 21.96%.

[pb4uski]

Quote:

Originally Posted by Golden sunsets Up 18.4,% before factoring in CD's. 52/46/2

That's not particularly useful to just get part... if the 46% is in CDs averaging 3% and the 2% is earning 1%, then it is 11.0%. So I guess somewhere between 11.0% and 18.4%?

[NW-Bound]

I always look at the total return of all my accounts, and I have 20 accounts over several brokerages. Some of low-return accounts are intended that way, for example the Treasury Direct accounts. Even of the stock accounts, I hold the highly volatile stocks in the Merrill Edge accounts, and keep the more stable ones at other brokerages. The simple reason for that is that I have the no-commission privilege with Merrill Edge and do more trading there than at Schwab for example, who only went zero-commission recently.

Hence, I cannot look at just my Merrill Edge accounts in a bull year and claim trading prowess. These accounts are also the ones that drop the most in a market correction.

Quicken makes it easy for me to see everything on a single screen, and I even include the cash in my banking accounts, my HSA, etc... Every liquid account is there.

[Tiger8693]

Ended 2019 at 20.09%, combining mine and wife's return, both basically 60/40 AA.Hope it continues, maybe I will make 2023!

[Moemg]

24% I am so happy maybe I should blow some dough !

[copyright1997reloaded]

Quote:

Originally Posted by Fermion Was there nobody who just had all Apple stock and made 95% or whatever this year? lol. Maybe they are on their yacht and out of internet range, too cheap to use their helicopter or sat phone.

My largest single stock holding is Apple. I haven't finished up my 2019 calculations, but do have some preliminary data. My five largest individual holdings:
1. Apple (AAPL) + 86.2% (about 8% of my net worth)
2. Edwards Life Science (EW) + 52.3%
3. Analog Devices (ADI) +38.5%
4. Marriott (MAR) +39.5%
5. Honeywell (HON) +34.0%
Together these make up 24.3% of my equity holdings.

I am about 63% equity as of today. A rough guess at 2019 YTD would +30.3% on my equity positions (both individual and index funds (mostly passive)), and roughly +19.5% overall (my weighted return on cash/bonds was about 3%). None of these reflect reinvested dividends or reinvested interest payments. My weighted return on cash investments was in the 3% range (2.9% on CD's/money market, 3.1% on 401k Stable value fund).

It was a very good year from a financial perspective, perhaps my best $ gain ever. (I no longer keep month to month or year to year estimates of my net worth.)

I made more $ in Apple this year than I had in pension from ex-mega corp plus earnings from my (full time) college teaching gig.

I would be happy with a no-gain/no-loss 2020.

[jollystomper]

One nice thing for my investment performance, the return for the stable value bond fund in my 401K was up slightly in 2019 to 3.08%. It is a nice floor to have.

[Golden sunsets]

Quote:

Originally Posted by pb4uski That's not particularly useful to just get part... if the 46% is in CDs averaging 3% and the 2% is earning 1%, then it is 11.0%. So I guess somewhere between 11.0% and 18.4%?

Sorry PB; After figuring in CD's, return is 17.08%. CD's represent 10.8% of total investments. I consider them part of our FI portfolio, but as they are not in our brokerage accounts I tend to track them separately.

[steelyman]

Quote:

Originally Posted by jollystomper One nice thing for my investment performance, the return for the stable value bond fund in my 401K was up slightly in 2019 to 3.08%. It is a nice floor to have.

There has been mention from time to time about stable value funds in comparison to money market funds. It’s the only reason why I keep a 457 account at T Rowe Price open rather than rolling it over to an existing IRA at Fidelity or Vanguard (for consolidation/simplification).

I was never sure whether it was true but recently reviewed the annual return of my stable value fund versus Vanguard’s Prime Money Market Fund and sure enough, over the past ten years, the difference was enough to take notice.

[karen1972]

Ended 2019 w/ 24.4% return, AA 90/10.

Last December, my real estate agent asked advice and I have the text where I suggested Apple at 165 and still falling, telling her it should pop back to 200 quickly, and I predicted 220 by year end. I had anticipated 30-35% return... of course she didn't pull the trigger and I don't trade individual stocks much anymore other than to get out of the numerous once I bought 2009-2011. And then I lament about why don't i just follow my own advise. (oh yes because I bought WORK on opening day and I banned myself from stock picking for a year).

[NW-Bound]

Quote:

Originally Posted by jollystomper One nice thing for my investment performance, the return for the stable value bond fund in my 401K was up slightly in 2019 to 3.08%. It is a nice floor to have.

Whoa, it so happens that I just checked the stable value fund in my wife's 401k. Its return in 2019 was 4.7%.

Too bad that this fund is only 11% of what I consider my cash holdings.

[VanWinkle]

Final tally for 2019 was 18.2% with 50/50 AA. I'd be happy with less than 1/2 of that, but it was a great year.