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Old 12-02-2020, 06:49 AM   #721
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Originally Posted by ckelly78z View Post
Up 10.94% YTD as of yesterday...haven't gotten today's returns yet.

I tried to time the exit/entrance back in March/May and didn't so well, from now on, I will let it ride. I lost about 15% gains this year with that strategy (or lack thereof).
Up another 1% to 11.97% from yesterday. I also remembered that I had 10 weeks this year of having no deposits while off work, and also that the company match for my 401K was suspended for 6 months due to company financial reasons....starting back up in January.

I also got no raise, or bonus...so ready to FIRE !
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Old 12-02-2020, 02:21 PM   #722
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+17.4% in my 401(k), and roughly 15% in my brokerage. Good percentages, just wish I had more money in the market when I did it
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Old 12-03-2020, 06:24 AM   #723
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It was an impressive month. My 50/50 portfolio is up 14% YTD.
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Old 12-03-2020, 07:43 AM   #724
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My Vanguard account is up 17%, my total networth (not including home) is up 11%.
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Old 12-03-2020, 08:28 AM   #725
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Originally Posted by NW-Bound View Post
Wow, we are very close! It's 13.76% for me, also per Money Chimp method. However, I have more stock at 55.75% right now.

It compares very well against the S&P, particularly as I do not have any of the high P/E stocks, or the high flyers with negative E. Even my semiconductor holdings have a lower P/E ratio than the S&P.

Additionally, I have some oil stocks whose poor performance detract quite a bit off the total portfolio return.

Overall, I am happy with what I get.
I was lucky enough to rebalance on March 20th into an additional 100K of stocks per my IPS and that definitely boosted returns. I just rebalanced back to fixed income with 60K just before Thanksgiving.
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Old 12-03-2020, 10:46 AM   #726
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I was lucky enough to rebalance on March 20th into an additional 100K of stocks per my IPS and that definitely boosted returns. I just rebalanced back to fixed income with 60K just before Thanksgiving.

I sold a chunk about a month before that and bought back two days before or after the bottom, (don't remember, to lazy to look it up) would have been great, except I also had some REITs that I lost bucket load on, one or two may even go bankrupt.
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Old 12-03-2020, 11:14 AM   #727
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Through the end of November my investments are up 6% for the year. I am happy with that.
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Old 12-03-2020, 12:02 PM   #728
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^^^Wild ride, kgtest!
Okay you made me look, might be the only guy that tries to record the GL close of every business...I miss some and this also includes our contributions...but look at the "wild ride" we had. I'm surprised I didn't get an ulcer...the end result was very favorable though. Crazy I'm still about 7% behind the overvalued Nasdaq I will never forget the 3 "triggers" where I lost like 7, 8 and 10%+ in each day over about a weeks time. I think I was down almost 30% at one time during pandemic earlydays.
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Old 12-03-2020, 05:35 PM   #729
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11.40% ytd 11/30/20.

60% Equity, 20% FI, 10%Cash, 10% Alts.
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Old 12-03-2020, 06:42 PM   #730
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up 11.92% YTD through today (liquid assets only).
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Old 12-03-2020, 09:41 PM   #731
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Okay you made me look, might be the only guy that tries to record the GL close of every business...I miss some and this also includes our contributions...but look at the "wild ride" we had. I'm surprised I didn't get an ulcer...the end result was very favorable though. Crazy I'm still about 7% behind the overvalued Nasdaq I will never forget the 3 "triggers" where I lost like 7, 8 and 10%+ in each day over about a weeks time. I think I was down almost 30% at one time during pandemic earlydays.
Attachment 36897
That's definitely some rollercoaster action.
This part of your sig may be a factor -> "AA (Stock/Bond/Cash ): 97.5/0/2.5%"
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Old 12-10-2020, 12:56 PM   #732
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Up 13.8% YTD as of 11-30-20
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Old 12-10-2020, 02:46 PM   #733
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I dialed back back 50/50 to 25/75 stock bond in April when dow went back up to 24k - I am about to break even now for the year.

Now I need a plan to get back to 40/60 or 45/60. Perhaps, 1% or 2% stock every month.
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Old 12-10-2020, 03:53 PM   #734
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My self managed money that I actively pay attention to in a 50/50 mix is up 11.47% YTD. A small portion of this is in my Roth it's up 30.49% YTD and 17.67% over the last 10 years!
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Old 12-18-2020, 01:50 PM   #735
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Through 12/17 investments up 7% YTD.

Just for nerd grins I looked at the S&P 500 numbers over the last 50 years (just picked 50 as a nice round number) to compare the 12/17 close (or nearest preceding market close if it feel on a weekend) with the year-end 12/31 (or nearest proceeding market close if it fell on a weekend) number. The average gain over that period was 1.19%, median 1.18%. 37 out of the 50 years saw a gain. The worst fall was -2.57%. So odds are in favor for flat or a little more gain before the end of the year. However, I'm not a betting person.
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Old 12-18-2020, 03:07 PM   #736
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We're also up a little over 7% (40% stock allocation, 33% bonds, 27% cash).

I've been pulling 6-7% out of my 403b and 10% in 2021 and, barring a Santa crash, my account is above where it was 4 years ago.

I can pull from DW's accounts in 2022, so I was primarily worried about SOR risk for this year and the last 4 years; only 3.5 years to full SS age now (when the WR will go down to 3-3.5%).

Better to be lucky than good.
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Old 12-27-2020, 07:47 PM   #737
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I am up 13x my yearly expenses YTD.... what a year !!!!
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Old 12-28-2020, 12:39 AM   #738
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I am up 13x my yearly expenses YTD.... what a year !!!!
Good Lord!
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Old 12-31-2020, 11:53 AM   #739
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Wow, up about 28.6% on the year...although we're not retired yet, and by my calculations about 5% of the increase was from contributions, so performance alone is about 27% for the year.
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Old 12-31-2020, 12:17 PM   #740
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As of this morning, my return for the year was up around 12.89%. And, I'm also sitting on a new net worth threshold...$2.2M in investible assets. I was at $2,202,336 before the market opened, and with the way things are trending, it's possible I could end the year slightly below $2.2M.

In the overall scheme of things, it means nothing...$2.19M is still a lot of money, even if $2.2XM sounds better! It's just a mental hurdle, really. Still, it would be a nice way to end 2020!

It's amazing what a wild ride 2020 has been, though! I started with $1.956M, bottomed at $1.362M on 3/23, and peaked at $2.207M on 12/28. It's wild to think that I've had an ~$845K swing in value, just in the course of a year!
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