Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 03-01-2020, 08:56 PM   #121
Full time employment: Posting here.
jfn111's Avatar
 
Join Date: Jan 2014
Location: Bloomington, MN
Posts: 555
-3.1% YTD, started buying last week and changed my AA from 40/60 to 45/55. If it keeps dropping I'll go to 50/50.
jfn111 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

That Was The Week That Was
Old 03-02-2020, 05:14 AM   #122
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
target2019's Avatar
 
Join Date: Dec 2008
Location: Stuck in the mud somewhere in the NJ swamp
Posts: 8,380
That Was The Week That Was

Quote:
Originally Posted by target2019 View Post
January 2020

-0.16% Total Portfolio Value Decrease (50/45/5 target)

-0.14% American Funds American Balanced (50/50) Class R-6 RLBGX

+2.12% Vanguard Total Bond Market Index Fund Admiral VBTLX
-0.08% Vanguard Total Stock Market Index Fund Admiral VTSAX

+1.28% Vanguard Wellesley Income Fund Admiral VWIAX
+0.35% Vanguard Wellington Fund Admiral VWENX

It's interesting that the simplest 50-50 portfolio design with Vanguard funds above would return the investor +1% approximately.
February 2020

-4.36% Total Portfolio Value YTD Change (50/45/5 target)

-3.93% American Funds American Balanced (50/50) Class R-6 RLBGX

+3.87% Vanguard Total Bond Market Index Fund Admiral VBTLX
-8.23% Vanguard Total Stock Market Index Fund Admiral VTSAX

-1.19% Vanguard Wellesley Income Fund Admiral VWIAX
-4.98% Vanguard Wellington Fund Admiral VWENX

Cousins Wellesley and Wellington both are negative for the year, no doubt hiding from the market ills of the last week of February 2020.

The week was timed by nefarious forces to persuade me that money is greater than time. But I followed my plan and made the final walk to minicorp parking lot.
target2019 is offline   Reply With Quote
Old 03-02-2020, 05:53 AM   #123
Thinks s/he gets paid by the post
DrRoy's Avatar
 
Join Date: Dec 2015
Location: Michigan
Posts: 3,945
Started year at 58/40. -4.1% thru Feb. AA fell on its own to 53.6%.
__________________
"The mountains are calling, and I must go." John Muir
DrRoy is offline   Reply With Quote
Old 03-02-2020, 05:54 AM   #124
Recycles dryer sheets
 
Join Date: Mar 2010
Location: Just south of Rochester
Posts: 119
-2.56% as of yesterday.
50/50
Starting to think about rebalancing.
vince is offline   Reply With Quote
Old 03-02-2020, 06:25 AM   #125
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 9,830
Quote:
Originally Posted by vince View Post
-2.56% as of yesterday.
50/50
Starting to think about rebalancing.
-2.56% sounds fairly good relatively on a 50/50 portfolio.
__________________
TGIM
Dtail is offline   Reply With Quote
Old 03-02-2020, 07:03 AM   #126
Recycles dryer sheets
 
Join Date: Mar 2010
Location: Just south of Rochester
Posts: 119
Quote:
Originally Posted by Dtail View Post
-2.56% sounds fairly good relatively on a 50/50 portfolio.
Yes it is, relatively speaking. I think the mix of short/interm/whole/international bonds helped quite a bit.
vince is offline   Reply With Quote
Old 03-02-2020, 08:20 AM   #127
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
DFW_M5's Avatar
 
Join Date: Sep 2003
Location: DFW
Posts: 7,064
-3.43% on 40/60 alloc
__________________
Doing things today that others won't, to do things tomorrow that others can't. Of course I'm referring to workouts, not robbing banks.
DFW_M5 is online now   Reply With Quote
Old 03-06-2020, 04:09 PM   #128
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RobbieB's Avatar
 
Join Date: Mar 2016
Location: Central CA
Posts: 8,405
As of 2-28-20, down 6.8%
__________________
Retired at 59 in 2014. Should have done it sooner but I worried too much.
RobbieB is offline   Reply With Quote
Old 03-06-2020, 04:26 PM   #129
Thinks s/he gets paid by the post
Finance Dave's Avatar
 
Join Date: Mar 2007
Posts: 1,630
As of 3/1/20, up .9% (5.4% annualized)
__________________
"Live every day as if it were your last, and one day you'll be right" - unknown
Finance Dave is offline   Reply With Quote
Old 03-06-2020, 07:37 PM   #130
Recycles dryer sheets
 
Join Date: Feb 2017
Location: Weatherford Texas
Posts: 456
As of COB 03/07/2020

Down 3.4% I expected worse.
__________________

Retired June 1, 2018

RE AA 65/35
Ed B is offline   Reply With Quote
Old 03-06-2020, 07:47 PM   #131
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 32,315
As of 3/6/20 retirement assets down 3.33% YTD on a 50/50 allocation.
__________________
Retired since summer 1999.
audreyh1 is online now   Reply With Quote
Old 03-07-2020, 06:53 AM   #132
gone traveling
 
Join Date: Sep 2018
Location: Washington, DC
Posts: 575
Down 2.71% on 60/40 through yesterday. Luckily still 5+ years before WD potential.

On the positive side, while I had limited continuing pre-tax contributions to getting match only, I have changed to 50% payroll deduction starting 15th to try and jump in on the dip and hopefully profit when this turns back North. Also considering an AA change more heavy to equities, but may wait to see -15% to -20% drop for that move....
Tiger8693 is offline   Reply With Quote
Old 03-07-2020, 07:43 AM   #133
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
target2019's Avatar
 
Join Date: Dec 2008
Location: Stuck in the mud somewhere in the NJ swamp
Posts: 8,380
As of COB 3/6/2020, S&P500 from Yahoo historical:

3,230.78 - 2019 Close
2,972.37 - 2020-03-06 Close
----------
-8.0% YTD Drop

3,393.52 - 52W High 2020-02-19
2,972.37 - 2020-03-06 Close
----------
-12.4% High Water DROP
target2019 is offline   Reply With Quote
Old 03-07-2020, 07:56 AM   #134
Moderator
braumeister's Avatar
 
Join Date: Feb 2010
Location: Flyover country
Posts: 21,749
I'm down 2.3% at end of Feb, on a roughly 45/55 portfolio.
__________________
I thought growing old would take longer.
braumeister is offline   Reply With Quote
Old 03-07-2020, 02:41 PM   #135
Thinks s/he gets paid by the post
jollystomper's Avatar
 
Join Date: Apr 2012
Posts: 4,761
Through the end of February, down 2.5% YTD on 36/42/22 allocation. I'll live.
__________________
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
jollystomper is offline   Reply With Quote
Old 03-12-2020, 06:20 AM   #136
Recycles dryer sheets
 
Join Date: May 2011
Posts: 398
As of this morning 03/12/2020 portfolio is up 3.21%. I sold most of my portfolio back in early February. Allocation is now 8/7/85. Equities allocation never exceeded 18% so I only liquidated 10%.

I also daytrade for income in my Roth account and have been doing very well. Primarily trade SPXU & UPRO, highly leveraged ETFs. Not for the faint of heart.

Looking at getting up to 35% equities in the future. Since put premiums are very costly I will be looking at selling cash covered puts on the SPY, picking levels that may be hit. Probably will start with the SPY at 30% down (may sell some today), Then 35%, 40%, etc. If the market comes roaring back then I get to keep the premiums. If not I start forcing myself to build a portfolio.

I can survive just fine with my current allocation.
11522914 is online now   Reply With Quote
Old 03-12-2020, 07:40 AM   #137
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2016
Posts: 5,310
As of this morning, down 5.5%. As of tonight, who knows.
COcheesehead is offline   Reply With Quote
Old 03-12-2020, 08:11 AM   #138
Thinks s/he gets paid by the post
 
Join Date: Sep 2012
Location: Seattle
Posts: 4,853
You guys are amazing. Last year you captured most of the 28% market gain and this year you are dodging all the losses. Doing much better than I am!
Fermion is offline   Reply With Quote
Old 03-12-2020, 08:21 AM   #139
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 32,249
Not me... I'm -11% YTD vs -5.5% through the ene of Feb.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56
pb4uski is offline   Reply With Quote
Old 03-12-2020, 08:23 AM   #140
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Chuckanut's Avatar
 
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 14,854
This thread needs to be renamed. I suggest:

The 2020 Investment Lack of Performance Thread

or, for those who see opportunity

The 2020 Investment Return Boosting Thread

Take your pick.
__________________
The worst decisions are usually made in times of anger and impatience.

Self proclaimed President for Life of Outliers United.
Chuckanut is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
2018 YTD investment performance thread robnplunder FIRE and Money 976 01-13-2019 09:30 AM
2017 YTD investment performance thread robnplunder FIRE and Money 706 01-09-2018 12:26 AM
2016 YTD investment performance thread robnplunder FIRE and Money 864 02-01-2017 09:45 AM
2015 YTD investment performance thread robnplunder FIRE and Money 689 01-21-2016 07:28 AM

» Quick Links

 
All times are GMT -6. The time now is 07:18 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2022, vBulletin Solutions, Inc.