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03-16-2020, 06:03 PM
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#181
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Full time employment: Posting here.
Join Date: Jan 2008
Location: Flyover America
Posts: 679
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Down 7.7% YTD seems a lot worse than that when I see the $$ amount.....ouch/yuck.
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03-16-2020, 08:53 PM
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#182
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Thinks s/he gets paid by the post
Join Date: Jul 2013
Posts: 1,046
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YTD -16%
Since the Feb high -24%
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03-16-2020, 09:40 PM
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#183
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,375
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Ytd -18.72%
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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03-17-2020, 03:13 AM
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#184
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Full time employment: Posting here.
Join Date: Jun 2016
Posts: 889
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Down about 12% ytd, but have some SPY puts that don’t expire till May and have been buffering my declines in equities. Ultimately the profits from those will go back into equities as part of rebalancing my equity percentage up.
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03-17-2020, 07:23 AM
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#185
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Recycles dryer sheets
Join Date: Jan 2006
Posts: 322
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Down 0.4% YTD
__________________
To endure the unbridled micromanagement of one's time on this earth, whether paid or unpaid, is to offer up one's soul to a paradigm of increasing tyranny, exploitation and indignity.
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03-17-2020, 07:59 AM
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#186
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Recycles dryer sheets
Join Date: Mar 2010
Location: Just south of Rochester
Posts: 119
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Ytd -12.63% 50/50
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03-17-2020, 08:04 AM
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#187
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,300
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Down -13.3% YTD.
Got rid of small stock and Int'l stock early in the year., plus moved 5.5% to Tsy on 02/19.
Have not rebalanced back to 55/45. At 42% equities right now, so market timing there I guess.
__________________
TGIM
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03-17-2020, 08:24 AM
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#188
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Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Gosport, IN
Posts: 1,218
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-21.42% YTD as of this morning. Up 1.5% from retirement start date of 1/1/17.
Since I budgeted for 4% inflation and only 2% returns I am still better than my worst case scenario used to base retirement on.
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03-17-2020, 02:17 PM
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#189
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Recycles dryer sheets
Join Date: May 2010
Posts: 497
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-16.85% ytd
__________________
You've got to ask yourself one question: Do I feel lucky? Well, do ya, punk?
Retired July '11 investments in very low cost index and mutual funds, balance once a year at best.
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03-18-2020, 08:56 AM
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#190
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 1,640
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Down 8.04%. 13/54/33
Thought I made the right move changing my AA a couple of weeks ago, but bonds are getting killed too. Oh well. We'll be fine. I'm more worried about a few of my close family who work hourly jobs that will probably go away. We'll try to help out as much as possible.
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03-18-2020, 06:30 PM
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#191
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Recycles dryer sheets
Join Date: Mar 2014
Location: .
Posts: 382
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I think I win the losing game, so far!
Down 24.7% YTD. I am (was) an 80/20 allocation as of the new year. And I've had 5 full years of gains in the market before retiring in early 2015 (age 58 presently), so sequence of returns risk doesn't really scare me.
But I still have 38x expenses, and enough cash and short term bond funds to go for about ten years. And that doesn't count social security. So I just don't care -- that much. I guess. Sort of. More or less. Maybe.
I am tempted to sell some bond funds and then buy equities. I know market timing is a no-no, but if I buy somewhere on the downward slide, it is enticing. For instance, if I sold about three years worth of the ten years of living expenses I have in bonds and cash, I would still have enough assets in cash and bonds to go for seven years or so. I could even buy stocks over the course of a few months, sort of dollar-cost averaging...
Any thoughts?
__________________
“We always may be what we might have been.” -- Adelaide Anne Procter
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03-18-2020, 06:40 PM
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#192
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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I am in a similar boat to you but I guess we are more like 70/30. I thought that was pretty good considering how young we are (50). Getting hit pretty hard though compared to people who are 20/80. Oh well, either it works out or it doesn't. There is always money in the banana stand.
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03-18-2020, 08:50 PM
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#193
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Thinks s/he gets paid by the post
Join Date: Oct 2010
Posts: 1,226
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-14.6% year to date. Was about 50/50 equities/fixed, but not anymore.
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03-18-2020, 09:51 PM
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#194
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,375
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 Quote:
Originally Posted by Mo Money
I think I win the losing game, so far!
Down 24.7% YTD.....
Any thoughts?
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At that rate, you may need to change your screen name.... Lo Money? No Money? I dunno. 
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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03-18-2020, 10:05 PM
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#195
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Jalisco, Mexico
Posts: 1,747
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now down 32.23% YTD 
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03-18-2020, 10:53 PM
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#196
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Recycles dryer sheets
Join Date: Sep 2012
Location: Spring, Texas
Posts: 485
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We are down since 1-Jan-20 < -13.4%>
Starting to buy back some of the stock Index Funds to move the AA back towards the target balances of what we were in the ball park on 1-Jan-20.
We had deferred retirement effective on 1-Jan-20, and now that is looking like a good thing as we are still working and will just keep on awhile longer to ride the current hysteria / crisis out as best we can.
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03-19-2020, 05:50 AM
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#197
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Jalisco, Mexico
Posts: 1,747
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actually, that's probably overstated - more like 24% or so, when factoring in cost basis. Found a way to shift the little chart that Schwab shows me so that it only shows investment accounts. Also found a reasonable Gain/Loss calculation.
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03-19-2020, 06:10 AM
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#198
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Recycles dryer sheets
Join Date: Mar 2014
Location: .
Posts: 382
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Nah. This is my fourth financial plunge as an adult. While (My)MMV, my portfolio has always roared back. With 38x expenses, I will be fine.
Not hearing any other suggestions, I am going to simply rebalance back to 80/20, wash my hands for 20 seconds, then go for a jog.
__________________
“We always may be what we might have been.” -- Adelaide Anne Procter
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03-19-2020, 07:25 PM
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#199
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Thinks s/he gets paid by the post
Join Date: Mar 2013
Posts: 1,018
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Like seeing a bad accident... you tell yourself "Don't look." but you do...
I usually only do total portfolio value logins/"pulls" of all balances at the first of the month. But I decided to do it just now as these are extraordinary times. Like someone else said, the % drop looks better then the $ drop. At a 50/50/0 AA, we have dropped 16.17% YTD.
It stings, but while I am FIRE'ed and DW stilll works, we are not drawing anything from the portfolio. DW plans to retire in 2.5 years, I am optimistic that things will have recovered by then....
__________________
Well of course it is my opinion, why would I express someone else's??
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03-19-2020, 07:32 PM
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#200
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Thinks s/he gets paid by the post
Join Date: Apr 2008
Posts: 2,024
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Nearly all bond and TIPS funds and cash here, yet I don't have the nerve to look. What would normally be a solid foundation (bonds) during a time of a bear market, not this time around.
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