2020 Investment Performance Thread

[kgtest]

Jan +1.12%
Feb -6.18% due to COVID-19 fear
Mar -18.25% COVID-19 triggers 3 circuit breakers and 2TT+ in stimulus. This time IS different.
Apr -6.10% Back to Feb levels. Wasn't as fortunate as Lord Ackman and his 2.6BB short. The world has changed.
May +.82% my city burns around me by way of rioters, but hey the folio turned pos again
June +4.3% For some reason I feel like this is where it 'should' be? I anticipate slower growth in the next 2 quarters. Remember the Tariffs?
July +13% Thanks to the AAPL 4:1 split, folio back at records.
August +22.2% I sorta expected to be here somehow but under different circumstance. AAPL has been the winner

[KCGeezer]

My underweight in tech is showing but that’s ok. Up 3.8 and I sleep fine with 55/35/10.

[target2019]

Quote:

Originally Posted by target2019 July 2020 +0.22% Total Portfolio Value YTD Change (50/45/5 target) Benchmark Performance YTD +2.45% American Funds American Balanced (50/50) Class R-6 RLBGX

Quote:

Originally Posted by GTFan That's not a 50/50 benchmark, strictly speaking. Equities can be anywhere from 50 to 75% and they're currently holding a little more than 55%.

Quote:

Originally Posted by target2019 And what do you recommend?

Quote:

Originally Posted by GTFan Don't have one, that's why I asked earlier. Looking for a 50/50 index fund which I don't think exists, oddly enough.

Quote:

Originally Posted by braumeister Why not use the average of a 60/40 fund and a 40/60 fund?

Early on I included other benchmarks (like 60/40 and 40/60, or W&W), and skipped that, including only RLBGX since it is one of the few index funds that has a target of 50/50. Yes, it can go further as stated in the prospectus. But I did not see that happen in 5 years of actually investing in the fund and following it.

Since this is all for fun, I'll keep using my benchmark until I find the benchmark which doesn't exist.

[ckelly78z]

I had achieved an all time high on Feb 20, and at that point, I was up 6.5% YTD. Needless to say that by March 20, I had lost $80,000, and was rethinking my strategy. I made a couple moves, and started to see incremental growth in April.

I just checked my accounts, and discovered that I am up 8.7% YTD with a new all time high...up 2% from last week on Wednesday.

[Andre1969]

Here's my latest numbers, updated this morning:

+0.23% on 1/31/2020.
-6.78% on 2/28/2020.
-21.45% on 3/31/2020.
-13.31% on 4/30/2020.
-8.82% on 5/29/2020.
-6.56% on 6/30/2020.
-2.32% as of 7/31/2020.
+2.99% as of 8/31/2020.

As for highs and lows of the year, I peaked at 4.67% on February 19, and bottomed out at -30.47% on March 23.

For my historical data, I only save the last day of the month, so using that metric, August 2020 has me at an all-time high, net worth wise.

[Ronstar]

+4.57% ytd after spending

[street]

Up 7.15%.
And being down just under 1M just a few months ago, to a portfolio at a life time high, how can one not be ecstatic. I would be absolutely happy with 1% after what we been through.

[Fermion]

We took out over $150,000 to buy land and build a house and yet are still up YTD. It makes no sense but I still spend it.

[Tiger8693]

+8.87% YTD
+15.92% 1-Year

[CardsFan]

Up 7.5% YTD (corrected for spending)
AA: 55/45

The amazing part is, we now have 38% MORE money than on retirement date 4.5 years ago And that is after spending about 16% of the initial retirement value.

[street]

^ you have done well, great job!
With just about the same time in retirement as you, we have 29% more.. Not talking NW just portfolio moneys.

[RetireAge50]

Up 4.4% about as expected for 2/3rds of a year with about 65% stocks.

[Rickt]

+7.49% as of 8/31/2020
AA : 78/18/4 (Stock/Bond/Cash)

[target2019]

August 2020
Total Portfolio Value
YTD Change
(50/45/5 target)

Jan-20	-0.16%
Feb-20	-4.20%
Mar-20	-8.18%
Apr-20	6.26%
May-20	2.90%
Jun-20	1.34%
Jul-20	2.26%
Aug-20	1.40%
YTD	1.63%

[tmm99]

+3.56% YTD. Canadian stocks are still around -10%, but the rest are much better.

[Golden sunsets]

+2.48% YTD(not factoring in a windfall from an inheritance). AA is currently 47/33/20. The 20 in Cash is really a drag at this point, but there is nowhere to go in FI, so it sits in cash. We will most likely bring the Equity portion up to 50 at year end and stay there.

[sengsational]

+3.3% YTD, all-in, spend adjusted, on (generally) 67/33 allocation.

I'm very surprised that the market (exuberant) seems so disjointed from the (presumed pandemic-related) lagging economy. I won't be surprised if these recent gifts are retracted, but I'm enjoying it while it lasts.

[Freedom56]

+12.78 YTD

56% Corporate Bonds and CDs
44% Cash

[Green Papaya]

These are YTD after spending:

2/14/20 +3.7%
3/20/20 -21%
6/5/20 0%
8/31/20 +8.6%

[jollystomper]

Quote:

Originally Posted by sengsational I'm very surprised that the market (exuberant) seems so disjointed from the (presumed pandemic-related) lagging economy. I won't be surprised if these recent gifts are retracted, but I'm enjoying it while it lasts.

+1. We are up 4.21% YTD through August. The pandemic has helped keep our YTD withdrawal rate to less than 0.5%. While happy so far, I'm not building a house on these gains.