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01-03-2022, 08:41 AM
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#501
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2008
Location: On a hill in the Pine Barrens
Posts: 9,713
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2021 End of Year
The overall portfolio increased 9.60% in Total Balance.
The performance was 12.01% on a 50/50 target portfolio.
RLBGX, a managed 50/50 fund had total return of 16.11%.
VTSAX/VBTLX in equal portions had a total return of 12.02%.
2022 will be a great year!
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01-03-2022, 08:48 PM
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#502
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,871
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 Quote:
Originally Posted by jollystomper
After retiring I had actually gradually moved from 40% close to 30% equities, but lower than expected spending, an unexpected larger inheritance, and the pandemic showed me that even at the worst of the market in 2020 it was not impacting my retirement life, so I started moving back to a higher stock allocation and letting it creep up as well. I likely will continue this into 2022, as we still have lots of cash on hand that we will not spend and cannot stuff into I Bonds  . |
Doncha just LOVE having 1st world problems? Knowing what I know now, I just might have retired earlier. Too bad I was still enjoying what I was doing (another 1st world "problem" I guess.) Aloha
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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01-05-2022, 08:58 PM
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#503
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2008
Posts: 5,214
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+13.74% About 55/45.
I'm happy.
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01-06-2022, 10:04 AM
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#504
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 7,677
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Final numbers all in. 26.5% net worth increase with fixed assets (house etc.) at cost.
Into blow that dough phase and doing a crappy job so far.
__________________
For the fun of it...Keith
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01-06-2022, 11:28 AM
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#505
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Thinks s/he gets paid by the post
Join Date: Aug 2021
Location: Northern NJ/ Jersey Shore
Posts: 1,051
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Quote:
Originally Posted by kcowan
Final numbers all in. 26.5% net worth increase with fixed assets (house etc.) at cost.
Into blow that dough phase and doing a crappy job so far.
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LOL, c'mon, I'm sure you can improve in BTD area....you're not trying hard enough! Let me know if I can help 
Congrats!
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01-06-2022, 12:24 PM
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#506
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Recycles dryer sheets
Join Date: Jun 2017
Location: Cincinnati
Posts: 497
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up 24.3% for the year of 2021
Crazy. I hope for another crazy year though.
__________________
ER Target = May 2024
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01-06-2022, 01:19 PM
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#507
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Location: Switzerland
Posts: 1,047
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The Barnfellow household recorded a 22.8% performance increase in financial assets during the 2021.
We fully expect to give back a fair portion of those gains during 2022. Così è la vita.
-BB
__________________
FIREd, April 1, 2015. My Retirement Benefits Package includes: 6 months vacation, twice a year.
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01-06-2022, 01:42 PM
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#508
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,871
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Quote:
Originally Posted by kcowan
Final numbers all in. 26.5% net worth increase with fixed assets (house etc.) at cost.
Into blow that dough phase and doing a crappy job so far.
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I think we should ask RobbieB to hold a BTD seminar for us underachiever-oversavers. YMMV
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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01-06-2022, 03:00 PM
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#509
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Thinks s/he gets paid by the post
Join Date: Jan 2015
Posts: 1,539
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You mean like w@rk as a consultant?
__________________
Wisdom starts with wonder
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01-06-2022, 03:21 PM
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#510
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,871
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Quote:
Originally Posted by KCGeezer
You mean like w@rk as a consultant?
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Yikes! Forget I said anything. My bad! 
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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01-06-2022, 05:20 PM
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#511
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Moderator
Join Date: Oct 2010
Posts: 10,720
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A little late to the party, but pleased to report a 12.3% gain on a 2/3 equity portfolio. I realized after running the numbers that the % is really a little higher because there's literally a "check in the mail" that didn't get counted (from a December pull from a tIRA). Oh, well. This is close enough.
The US large caps killed it this year, but I've got about half international and even my domestic, half is outside of the large cap sector. The real test will be how "less bad" some of us do when the crash comes
But in the mean time, it's party time. Gave away more money to the kids this year, while the gettin' was good. I haven't closed the books on 2021 expenses (usually wait for one CC cycle), but preliminarily it looks like the withdrawal rate, not including income tax, but including the all-family vacation and cash gifts was 3.8% of the start of year portfolio balance. That includes capital improvements on the house, which I'll probably see when I sell the place, so not really "out the door" expense there, but included none the less. Also this year's expenses have double real-estate taxes (paid early with CC to get signup bonus). I left the income tax off the withdrawal rate calculation because I went wild with the Roth conversions this year due to the ACA cliff turning into a ramp.
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01-10-2022, 04:52 PM
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#512
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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My equities finished out the year up 24.2%. My Muni bonds did about 3.
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01-10-2022, 05:40 PM
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#513
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2016
Posts: 9,512
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Quote:
Originally Posted by RobbieB
My equities finished out the year up 24.2%. My Muni bonds did about 3.
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Your rich!! That is very good return.
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01-10-2022, 10:10 PM
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#514
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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^^^ Robbie will not bother with shopping for a trawler anymore.
Not when he can afford a yacht like this for around $200K.
The Web page where I lift the link to this photo says this Carver is practically a condo on the water. That makes it really cheap, because you can then sell your home and live onboard this boat. You actually save money with this boat.
Makes me want one, even though I know nothing about boats. I have not owned even a kayak.
Or maybe this one.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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01-11-2022, 12:18 AM
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#515
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Recycles dryer sheets
Join Date: Nov 2020
Location: So Cal
Posts: 108
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2021 End of Year
The overall portfolio increased 47% in Total Balance.
$23.2M NW
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01-13-2022, 08:26 AM
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#516
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Twin Cities
Posts: 3,941
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That’s a lot of shrimp.
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01-13-2022, 08:29 AM
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#517
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2007
Posts: 13,227
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Quote:
Originally Posted by HawaiiShrimp
2021 End of Year
The overall portfolio increased 47% in Total Balance.
$23.2M NW
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What were your big wins?
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01-13-2022, 08:36 AM
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#518
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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01-13-2022, 05:01 PM
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#519
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2011
Location: NC Triangle
Posts: 5,807
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BLS reported CPI-U for all items (less food and energy) as 5.5% in 2021. Helps to determine your real return.
__________________
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01-13-2022, 06:00 PM
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#520
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2007
Posts: 13,227
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Quote:
Originally Posted by steelyman
BLS reported CPI-U for all items (less food and energy) as 5.5% in 2021. Helps to determine your real return.
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And 7.0% with food and energy. Not sure why one would want to omit that. 6.9% chained CPI-U.
https://www.bls.gov/news.release/cpi.nr0.htm
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