2021 Investment Performance Thread

[NW-Bound]

^^^ If the market keeps going up, just 100% stock gets you the same result with no work.

I was always preparing myself for a crash, which may never come.

And then, when it comes, will I do better? I have that 30% cash, but how my 70% stock pick will do relative to the S&P, I will not know until the collapse happens.

[street]

Outstanding gains/growth from all of you. I haven't got all the numbers yet but i will be very lucky to be around that 17% gain from the last 12 months.

Amazing numbers.

[Whisper66]

Quote:

Originally Posted by kgtest Curious which equities put the most wind in your sails?

The biggest movers for me in 2021 were the energy holdings rebounding from 2020 poor returns ... VENAX, XOM.

[NW-Bound]

Quote:

Originally Posted by Whisper66 The biggest movers for me in 2021 were the energy holdings rebounding from 2020 poor returns ... VENAX, XOM.

Yes. The ETF XLE, one of my holdings, was up 33% or so.

Another holding, the ETF PXE, nearly doubled in 2021. I do not rejoice however, because this ETF went down hard starting from 2018 or pre-Covid. I think I am still in the red on this one.

[slowsaver]

Up 14.26% (AA: 40% US bonds, 48% Total Market, 7% REIT, 5% Foreign Stocks)

[luckydude]

Quote:

Originally Posted by kgtest Impressive, what was your best performing asset/strategy?

Thanks kgtest

RE by far. We have a few thousand acres of land in the path of growth just outside a big, fast-growing metro area and their value has had a huge jump since the pandemic. We cashed out some chips by subdividing a couple of parcels and selling them to city slickers looking for more elbow room to WFH and netted several multiples of our cost basis. We rolled most of those proceeds back into land a bit further out via 1031 exchange. Rinse and repeat

[captain3d]

I see small cap growth only up about 7% compared to S&P 26%

So all the stock growth coming from relatively few large companies it seems

Will have to wait a few weeks for final numbers but +22% approx from a non standard split of roughly equal stocks, bonds, gold, cash, crypto and 30% rental property.

[OverThinkMuch]

Back in 2020 the stock market priced many stocks for bankruptcy. Would Congress let the economy collapse, or do what they always do - spend other people's money? Easy call in an election year. Stocks were priced for bankruptcy, but even if half recovered it would be profitable, so I invested. I bought retail, airlines, hotel, oil & gas, etc ... stocks and then call options, which provide leverage.

Which is to say I did very well in 2020 and 2021, and my returns will seem a bit crazy. According to Vanguard's performance screen, my account grew +85% in the past year. I went from having enough to retire... to realizing I simply can't spend it all. Because I like to keep my NW private, I'm not sharing a screenshot ("pics or it didn't happen!").

Me and the IRS know how well I did. I've contributed a nice chunk of change to a donor advised fund (DAF), since this will definitely be one of my highest earning years.

[Andre1969]

Well, my final numbers posted for 2021 (at least, I think they did), and here's how the year played out...

Jan 2021: -0.69% YTD
Feb 2021: +2.06% YTD
Mar 2021: +3.71% YTD
Apr 2021: +8.61% YTD
May 2021: +7.78% YTD
Jun 2021: +9.86% YTD
Jul 2021: +11.90% YTD
Aug 2021: +14.13% YTD
Sep 2021: +9.90% YTD
Oct 2021: +15.17% YTD
Nov 2021: +13.52% YTD
Dec 2021: +18.13% YTD

I actually peaked on 12/27, up around 18.56%, so there was a little pull back from that, but I'm not complaining. One other nice bonus...I have to change the Y-axis on the graph that tracks my invested assets. The December number put me a bit above the $2.5M mark

I actually went above it a few times in November, but closed out the month a bit below, and for that graph I only keep the data from the last day of the month. But, with yesterday's close putting me back above $2.5, it feels official!

[CincyDave]

Ended the year at 15.6% with a 70/30 AA. Kind of average I guess, but would love to be able to repeat that year after year. Happy New Year all!

[Doingitwrong]

I don't have things in one place. And each account has a purpose.
In order of EOY account balance (highest to lowest)-
SOLO 401K +5.75% (81.41% of investments; in case I out live DW and her pensions)
Brokerage +19.75% (8.73% of investments)
tIRA +8.43% (5.11% of investments; this will be headed to my ROTH now that DW is on Medicare)
HSA +14.43% (3.61% of investments)
ROTH +7.1% (the ROTH is newish; always needed a tax deduction in the past; 1.14% of investments)
Overall it's about 8%. Not bad for having a 20/80 allocation in my 401K (largest account).
{edited for December prescription spending on HSA card}

[madsquopper]

I construct my portfolio to be similar to Vanguard Lifestrategy Moderate Growth, more or less 60/40 globally balanced, and compare against that fund. Mostly I do an annual rebalance but about 10% is devoted to a monthly rotation strategy. My goal is to do at least as well as VSMGX. This year was successful, VSMGX was at 10.8% and I managed 12%.

Overall I simply try for a return that's a few points ahead of inflation and avoid any huge drops. At this point that's all I need. and have easily done that since retirement.

[wdberry62]

Up 2.8% in December and up 21.2% in 2021 on an AA of 81/19.

[Born2Fish]

60% stocks (SPY, Mid-Cap, Small Cap ETFs), occasional individual stock flipping during pullbacks...18.0%

[street]

YTD up 16.71%. Not near as great as some but very happy and thankful to be in the plus department.

Have a Great New Year to all.

[donheff]

I'm happy with my 15.29% gain with my roughly 75/25 portfolio. My benchmark is the VG 2035 target retirement fund which has a trailing return of 12.92%. The reason I beat that is that I have significantly less international.

[Rickt]

+15.01% for 2021 with 80/10/10 AA. International allocation held us back, but very happy with overall returns and not changing anything.

Have a great year ahead all!!

[NW-Bound]

Quote:

Originally Posted by Doingitwrong I don't have things in one place. And each account has a purpose...

Same here. I pay Quicken a ransom each year to use the software to let me see the whole picture aggregated from all accounts. And I just counted 18 accounts, his/her IRA/Roth/Treasury Direct/401k, etc...

And this reminded me that several accounts have no Quicken download, and need manual update.

I just spent 1 hour to log in to these accounts and transferred by hand all the dividend/interest info into Quicken.

And my 2021 return is boosted from 26.94% to 27.29% after all updated info.

[jkern]

+10.9% with approx 55/45 AA

[steelyman]

Retirement portfolio 2021 return 14.97% vs benchmark VTHRX (Vanguard Target 2030) 11.38%.

Stock/bond allocation mirrors VTHRX (65/35).