2022 Investment Performance Thread

[sengsational]

I didn't see an investment performance thread for 2022. The last two were started by robnplunder, but he hasn't posted since November, so I thought I'd get the ball rolling because.....

As of the middle of January, the S&P 500 is DOWN 2.74% (based on quick math on VFINX), and I thought it might be interesting to see how far down most of us are, and give those who are holding cash a little bit of bragging space Maybe we should have a contest for who is the farthest down and when they get above water. And of course we'll make note of those who are conspicuous by their absence

Personally, I'm down 1.9%, all-in, spend adjusted with about 2/3 equities.

This year I'm going to try something different on spend adjusting. Earlier, I had taken the annual expected spend amount, divided it by 365, then multiplied it by the number of days so far in the year. But yesterday I wrote a program that attempts to tally just the appropriate actual spending (and ignore the transfers) out of my accounting system. We'll see how that works. Easy to manually examine, as there are of course only 15 days so far. We'll see if this holds-up, or is too much trouble.

For continuity, last year's thread is here: https://www.early-retirement.org/forums/f28/2021-investment-performance-thread-107177.html

 

[Fermion]

I was up about 2/3 of the S&P's gain last year and I am down about 2/3 of the S&P's loss this year so far, so math checks out

I would expect those who reported beating the S&P last year are losing the most this year unless they are just super great market timers lol.

 

[steelyman]

Thanks for starting a new thread! I sent a message to robnplunder but haven’t gotten a reply. I hope he’s OK. I’m so used to seeing his name on these threads that I didn’t want to interrupt. I’m glad you did.

Also, nice work providing the link to the 2021 edition. [emoji4]

 

[5Miler]

Down 1.72% YTD.

 

[ATXFIRE2034]

Down 2.3% so far on ~92% stocks. If history repeats, we should see a boost after Jan. 20 or so.

 

[Born2Fish]

Down 1.17% YTD, 60% stocks.

 

[Puzzler]

Down 1.5%. 80% stocks. Confused about inflation protected bonds being down, too. Much to learn! Thank you for starting the thread.

 

[53anddone]

I track Net Worth so includes spending and modest investment income. Up 1.9% YTD. 70% equities.

 

[Happyras]

We are down a little more than I like, -3% YTD. 86% equities.

My "bond" allocation is in SWAN down 3.7%, Blue Chip Growth down 6.7% and Select Medical Eq down nearly 11%, are the major loosers dragging us down a rat hole with the techs.

I was not too surprised by the drop in SWAN and I believe long term those Blue Chips and Medical techs will be OK, not great so I have been adjusting my allocations to value and small cap/international using Avantis and DFA funds. Those loyal to the VG Wells, should be happy right now.

 

[Happyras]

I track Net Worth so includes spending and modest investment income. Up 1.9% YTD. 70% equities.

I guess I would add that if I considered all of our non-retirement investments, corp notes, rentals ect, we too would be up....a lot.

 

[NW-Bound]

What? People have lost money so far this year? If so, then why so anxious to report it instead of waiting for the month end?

Somebody here makes money, but he does not want to brag in fear of jinxing it.

Heh heh heh ...

 

[luckydude]

Up roughly 3+% from gains in/sale of RE offsetting loss in equity.

AA: 75% RE, 21% equity, 3% cash/bonds, 1% alternative.

DW also received a six-figure year-end bonus from her job so that bumped up overall NW.

 

[street]

NW-Bound you always make money even when everyone else loses money. Lol

Good for you and you spend time at it every day, so your time put in has paid you back. I'm the lazy investor so it never pays as well as an active investor.

 

[NW-Bound]

NW-Bound you always make money even when everyone else loses money. Lol

I wish that were true.

In an up market, I try not to trail behind too much. Usually, in a down market, I try to lose less than it. I have been lucky since the start of the year, but with only 2 weeks going, why gloat?

I have been around long enough to know the market can turn on a dime. One should never offend the market god.

Good for you and you spend time at it every day, so your time put in has paid you back. I'm the lazy investor so it never pays as well as an active investor.

Being active does not guarantee more money.

So far so good. The option strategy that I have been practicing has not been tested in a bear market. We will see.

 

[Fermion]

I started the year off really well, buying Ford and Exxon at $19 and $61 respectively but alas my tiny buys were not enough to offset the "smart" ownership of the S&P500 index fund in our main accounts.

 

[mrfeh]

Only down 1.0%, 60/40 AA..

Ex-US and small cap value have lessened the damage.

 

[aja8888]

IRA's: Up a couple of percent due to my energy exposure of 18% (XOM, FENY, EPD, KMI (preferred). My preferred collection of 8 stocks is holding it's own. SCHB is down a little, maybe 2% YTD.

I have no bonds as I recently sold all my VWITX in my brokerage account and have not replaced it. Did this before interest rates go up and take away a multi-year capital gain.

It's too early in the new year to make any real performance claims.

 

[street]

NW-Bound you do well, and I applaud your growth. Maybe not always productive but you are hands on every day and seems to work well for you.

I just looked and I'm ~1.7 down. In 15 days, I would be down one year's salary from my last year of work. Lol

 

[donheff]

Down 1.25. Would have been a bit more but one of DW's 401Ks was liquidated and moving to Schwab during a down week and missed the fall.

 

[Lakedog]

Up 3.2% (55% equities) - primarily due to energy slant (OKE, KMI,VDE) which has more than offset drop in VTI.

 

[SloHan]

I’m down 2.46% so far this year. Still running the 85/15 AA. Equities mostly VFIAX, TSP C fund and VTI. Bonds TSP G fund and I bonds.

 

[sengsational]

Ouchie Boo-Boo

S&P 500 5.7% off the recent peak.

 

[NW-Bound]

^^^^ The drop of 5.7% is for this week alone.

On Jan 3 and Jan 10, the S&P closed at 4797.

Today, it closed at 4398, for a drop of 8.3% from its all-time high.

 

[RetiriusMinimus]

Investment/401K accounts down 3.6% ytd at 50% equity. Doing a deep dive of my funds to realign….as I’m only now starting to focus on this…. My stupidity… Net worth up 20% though due to savings and RSU’s. (Not including home value)

 

[aja8888]

Up 1% YTD. Thank you energy stocks and energy etfs.