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12-31-2004, 11:54 AM
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#1
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
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3.25% for 15 months
There may be better rates, but this week Washington Federal S&L has 3 1/4 % for 15 months, or 3% for 13 months.
I felt this was pretty good, so I took some.
mikey
__________________
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12-31-2004, 12:48 PM
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#2
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Re: 3.25% for 15 months
I went with some I-bonds at around 3.67% - Also exempt from State Taxes. Plan to get some more next year.
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12-31-2004, 12:51 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: W Wash
Posts: 1,607
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Re: 3.25% for 15 months
New Issue Treasury Bills 0's for six month, expected yield 2.57%, goes to auction Jan 3.
nwsteve
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12-31-2004, 01:01 PM
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#4
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Recycles dryer sheets
Join Date: Oct 2004
Posts: 260
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Re: 3.25% for 15 months
 Quote:
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I went with some I-bonds at around 3.67% - Also exempt from State Taxes. Plan to get some more next year.
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I prefer I-bonds as well
fyi , you can buy $60,000 in I-bonds per year per SS#
30k online and 30k in paper bonds.
so a couple can purchase $120,000 in a calendar year.
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12-31-2004, 01:22 PM
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#5
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Re: 3.25% for 15 months
A few days ago, came accross 3.4% for 12 months CD from Umbrella bank. Rate came with opening of a checking account. I guess the only thing about I bond is the 3 months penalty if cashing out before 5 years and 5 years is abit too long for me with + .27%. I'll see what happens in a year and re-allocate the CD money then. To each his own.
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12-31-2004, 02:26 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 2,305
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Re: 3.25% for 15 months
Quote:
There may be better rates, but this week Washington Federal S&L has 3 1/4 % for 15 months, or 3% for 13 months.
mikey
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Do yourself a favor and check bankrates.com before you buy your CDs. It isn't perfect, but it is a good starting point.
Corus bank has 6 months 2.97% APY & 12 months 3.34% APY.
http://www.corusbank.com/
No strings attached.
MJ
__________________
I look to the present moment because that's where I live my life.
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01-01-2005, 07:47 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Posts: 2,670
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Re: 3.25% for 15 months
I could never understand why banks have 11 month or 13 month CDs. Why not just keep it at 3, 6, 12 months, etc.?
__________________
No man is free who is not master of himself. --- Epictetus
Enjoy Yourself (It's Later Than You Think). --- Guy Lombardo
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01-01-2005, 08:17 AM
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#8
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Re: 3.25% for 15 months
Quote:
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I could never understand why banks have 11 month or 13 month CDs. Why not just keep it at 3, 6, 12 months, etc.?
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Our local banks usually offer their limited promotion CDs (higher rates or lower/no withdrawal penalties) with an oddball number of months, e.g. 7, 13, 15, months etc.
I've not been able to specify oddball length terms when searching for CDs through http://bankrate.com and I found these good deals by reading the newspapers and calling around.
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01-01-2005, 02:43 PM
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#9
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Re: 3.25% for 15 months
That is how I find my best deals, ie. by "reading the
newspapers and calling around".
JG
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