Originally Posted by mjrsr0403
Is there some other investment vehicle beside an annuity that would secure the funds at a fixed-rate and still maintain the tax-deferred status of the present 403b funds? Thanks!
Does your 403b offer fixed investment choices such as short term bond funds, money market fund or other? When my DW was in a 403b (she's since RE'd and rolled over her savings to a rollover IRA), one of her choices was a "fixed" investment which paid a fixed rate of interest for a set period similar to a CD. Do you have a choice like that?
Your post seems to imply that you think all mutual funds are equity mutual funds. I'd be quite surprised if your 403b doesn't offer some fixed investment choices. I understand your interest in making your AA more conservative prior to retirement, but I'm surprised you feel you must abandon your 403b to do so.