Originally Posted by kannon
My wife is retiring and has a 403b plan that at the end of the year will be transferring to Transamerica. At this point we will not be making anymore contributions.
Her current 403b has made distributions and will be transferring to Transamerica 31 Dec 15. Vanguard Wellesley of which we are interested has not yet made distributions.
I am just a bit confused on tax implications. Capital gains, cost basis, ...
There should be no tax implications in a 403b until you start taking distributions so as long as you just do a rollover of the full amount to a traditional IRA, there should be no issue. As for cost basis, your only cost basis as far as I know is any after tax contributions made to the 403b. Otherwise, it's all treated as ordinary income, as far as I'm aware.