From an earlier thread I looked around for a published annuity rate that included inflation adjustment. This is the only one I found ELM Income Annuity
No idea how representative the rates are nor how secure the company is. My reaction was a joint annuity, with survivors benefits, and inflation protection, for a 60 year old couple, provides a yield of 3% compared with the S&P which yields 2%. The survivors benefit is reduced but the amount is not published so the real annuity yield is less. The S&P dividend has increased faster than inflation and is taxed (currently) at a lower rate. For a younger couple < age 60, a broader market dividend yield could be a better choice.
No idea how representative the rates are nor how secure the company is. My reaction was a joint annuity, with survivors benefits, and inflation protection, for a 60 year old couple, provides a yield of 3% compared with the S&P which yields 2%. The survivors benefit is reduced but the amount is not published so the real annuity yield is less. The S&P dividend has increased faster than inflation and is taxed (currently) at a lower rate. For a younger couple < age 60, a broader market dividend yield could be a better choice.