tominboise
Recycles dryer sheets
I need to sell some of our funds to pay for our living expenses next year. This is our aftertax brokerage account. We are 22 months retired, age 62/60, no pension or SS yet (small pension starts at 65, SS will start at 70). We are living off our after tax account until RMD's start to kick in, or it runs out, whichever comes first. Given our budget and the account balance, we are good for around 6.5 years, give or take what happens with inflation and the market.
Anyway, ignoring for the moment that all of these are have positive long term capital gains, the portfolio looks like this:
Symbol % of Portfolio
VWIAX 28%
VHYAX 16%
VTSAX 9%
VIGAX 9%
VFIAX 8%
VEXAX 8%
VOOG 8%
VVIAX 7%
IDA 7%
Which fund(s) would you consider selling at this time? I know it's not an ideal time to sell stocks, etc. If I didn't need to, I wouldn't.
Anyway, ignoring for the moment that all of these are have positive long term capital gains, the portfolio looks like this:
Symbol % of Portfolio
VWIAX 28%
VHYAX 16%
VTSAX 9%
VIGAX 9%
VFIAX 8%
VEXAX 8%
VOOG 8%
VVIAX 7%
IDA 7%
Which fund(s) would you consider selling at this time? I know it's not an ideal time to sell stocks, etc. If I didn't need to, I wouldn't.