a little tip on avoiding ATM fees
We just discovered our credit union belongs to Allpoint (www.allpointnetwork.com
). If your bank belongs, you can use any ATM in their network without the surcharge.
We just tried it today. I wasn't sure it was going to work, b/c I had to "agree" to a $2.00 service charge. However, when I got my receipt, there was no charge.
This is great, especially if you travel a lot and are away from your primary bank.
less stuff, more time
(52, married; Mr. Simple Girl, 56. I am semi-retired as of 2015 (occasional part-time self-employment), Mr. Simple Girl is fully retired as of 12/31/19!)