For general discussion
While I am not personally into investing, except for some old stocks held forever, I do follow some of the online financial websites... This current discussion from one of the sites,
Ask the Adviser: Investing for Retirement | Peak Prosperity
poses some of the exact same questions that we see here on a daily basis... In particular...
This is a commercial site, so keep that in mind, but at the same time it's a plain talk "discussion", and not a lecture. My guess is that most of the more sophisticated investors here on FIRE won't be too interested, but it is what it is, and some will find it enlightening or somewhat helpful, and could prepare the way for talking with ones' own advisor.
Submitted for whatever interest it may have.
While I am not personally into investing, except for some old stocks held forever, I do follow some of the online financial websites... This current discussion from one of the sites,
Ask the Adviser: Investing for Retirement | Peak Prosperity
poses some of the exact same questions that we see here on a daily basis... In particular...
In addition to the podcast,there is a full transcriptA disproportionate percentage of the questions our readers have submitted are about retirement. So this podcast focuses exclusively on that topic, addressing such issues as:
If much of my retirement capital is within an employer-sponsored plan, what are my options?
What are the risks of keeping my money in a retirement plan for years to come?
Even though I'm not retired yet, should I cash out of my 401k/IRA?
If I withdraw early to invest in other assets, what sort of hit will I take? Are there ways to avoid early withdrawal penalties?
If I'm over 59 1/12, how should I determine my schedule for making withdrawals?
How can I hold precious metals in my retirement account?
What is a non-traditional IRA and what investments can I hold in it? How do I go about opening one?
What exactly are annuities? Do they make sense any more as a retirement vehicle?
This is a commercial site, so keep that in mind, but at the same time it's a plain talk "discussion", and not a lecture. My guess is that most of the more sophisticated investors here on FIRE won't be too interested, but it is what it is, and some will find it enlightening or somewhat helpful, and could prepare the way for talking with ones' own advisor.
Submitted for whatever interest it may have.