[QUOTE=fritz;1686306]We've struggled with this every year since the ACA became available. Our subsidy is smaller than most as I don't qualify for for a subsidy (VA = not eligible). I still have to buy off the ACA website for outside of the VA emergency medical coverage. Drop of a heart attack on the street and survive/die will set you/your wife back plenty as they take you to the nearest hospital - figure north of six figures. VA will not state that it will cover emergency care at non VA facilities (the big VA mystery that needs to be cleared up for all veterans). The government will tell you if you have VA coverage "you're covered" as far as the ACA is concerned. This year's cheapest ACA coverage @ 64 for me is $550/mos and nothing is covered until I spend almost $7000./[QUOTE]
Not true. Routine preventive care and screenings are covered 100% under the ACA. Examples: annual physical exam, screening colonoscopy, immunizations, routine labs such as a periodic lipid panel. The screenings aren't free if you are diagnosed with a colon problem or high cholesterol though. Everything billed will go through your insurance and you will end up paying a reduced rate because you have insurance. It looks like insurance pays zero, but at least you are paying less.
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