Age difference between spouses
This is my first post and I am very happy to have found this place! It is full of great information and very inspirational.
As I start to consider the best strategy for ER for myself, one thing that I am stuck on has to do with the fairly significant age difference between me and my spouse. He is 13 years older than me with about 12 years to normal retirement age. Unfortunately, he started pretty late investing, so the earliest he can retire is probably 62. We would like to retire within 3 years of eachother, so I am concerned that I have a balance between retirement accounts and other accounts that are accessible well before age 59.5.
I would like to hear from anyone who may be in this kind of situation, and how you are structuring your portfolio to deal with this kind of issue. Of course, even if you aren't in this situation all advice is welcome!
Thanks in advance!