Originally Posted by pb4uski
That said, given the short term prospects for equities I'm not sure if I would do it right now.
So you are a d@mn market timer
. I think you are correct.
I am a fan of taking out a mortgage, paying down over time, and then enjoying the feeling of not having a mortgage payment.
Nothing wrong with taking a mortgage into retirement, if you have planned for it.
OP is young, with plenty of time to accumulate funds for retirement and pay down the mortgage.