Now that DH has retired, we have access to a defined contribution plan that can be rolled over. That balance represents about 35% of our retirement savings. We have about 45% of retirement savings with Vanguard. The rest is in traditional IRA's (10%); and banks and smaller amounts in mutual funds which we will access prior to 59 1/2. (Pension and mostly equal amounts of social security will also fund retirement)
For simplicity, we would prefer to rollover his funds to Vanguard. But my mind says diversification, and therefore thinks it might be better to put his in Fidelity. I know both are solid--but what do the rest of you do with your holdings and/or what would you advise?
For simplicity, we would prefer to rollover his funds to Vanguard. But my mind says diversification, and therefore thinks it might be better to put his in Fidelity. I know both are solid--but what do the rest of you do with your holdings and/or what would you advise?