Am I on track to retire ??

I think you are in pretty good shape. Five school aged kids could be a problem if you can't keep them off the dole.

Also, 59 1/2 isn't exactly early retirement. Maybe think about manageing expenses and getting out earlier.

Good luck!
 
I think you are in pretty good shape. Five school aged kids could be a problem if you can't keep them off the dole.

Also, 59 1/2 isn't exactly early retirement. Maybe think about manageing expenses and getting out earlier.

Good luck!

Perhaps three years ago, 59 1/2 would not have been considered early. I think 59 1/2 is going to be the new early retirement.
 
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