Amazon 3% Cash Back

[SmithOp]

Quote:

Originally Posted by ERD50 If the only options are a truck making rounds to numerous places on a Sunday, or each of those people driving to the store on Sunday, I'd agree the delivery still makes sense. But those were not the options I was addressing. I would have been fine with normal Monday delivery, when they make the normal rounds - neither one of us doing additional driving. -ERD50

Simple, delay your purchase to Saturday instead of ordering on Friday if you want a Monday delivery, you have the power to make the difference.

If you have a student with a .edu mail account Prime is $49 now.


Sent from my iPad using the strange new version of Tapatalk

[ERD50]

Quote:

Originally Posted by SmithOp Simple, delay your purchase to Saturday instead of ordering on Friday if you want a Monday delivery, you have the power to make the difference. If you have a student with a .edu mail account Prime is $49 now. Sent from my iPad using the strange new version of Tapatalk

Quote:

Originally Posted by ivinsfan If you have prime and don't care if your delivery shows up later, Amazon will give you a $1 dollar digital credit for books, music, etc, each time you select standard delivery instead of the 2 day option.

Good points. I did see the $1 rebate option, I think I used it once, but we really don't purchase much music/video/books from Amazon, so that might just stack up for a long time (though I guess it would be used eventually).

And I could delay the purchase to Saturday. But for me, it just doesn't seem to make sense to put out the money for Prime, and then go out of my way to circumvent the supposed advantages.

-ERD50

[bUU]

I do the calculation the other way: Is the price worth the advantages I wish to capitalize on? The advantages I'll ignore don't factor into my decision at all.

[ivinsfan]

Quote:

Originally Posted by ERD50 Good points. I did see the $1 rebate option, I think I used it once, but we really don't purchase much music/video/books from Amazon, so that might just stack up for a long time (though I guess it would be used eventually). And I could delay the purchase to Saturday. But for me, it just doesn't seem to make sense to put out the money for Prime, and then go out of my way to circumvent the supposed advantages. -ERD50

We don't buy a lot of digital content from Amazon either,but over the holiday weekend they had a special rental on the movie Whiplash in HD for .99..it was a great movie. Between the library, free Kindle offerings and streaming Netflix and Amazon it isn't necessary to spend a lot of extra money.

[easysurfer]

The problem (if one can all it that) with the $1 off on media, such as non-prime movie from Amazon Prime is now I have to allocate time to watch movies before the credits expire .

I like the flexibility of having Prime 2-day, or if not in such a rush, get the $1 credit.

For Amazon purchase, I use the 3% cash back card. For other purchases, I use my Discover card.

[jags86]

I still think the best way is to get the Blue Cash Preferred from Amex and buy Amazon gift cards from the supermarket at 6% cash back. If you and your spouse each have a card, the $12000 grocery store limit per year should (hopefully) cover ALL of your grocery store and Amazon/and gift card shopping needs for the year!

You just need to spend $2500/yr per card at grocery stores to recoup your $75 annual fee vs the non annual fee card and you get a bonus of 3% cash back on gas!

[JOHNNIE36]

I've recently made some changes to our credit card usage. This was prompted by an invitation to get a new card from American Express. It pays 5% back on groceries as a statement credit. Maximum usage is $6000 per year. Might as well get something back. Also, you get $250 back (one time) as a statement credit after you spend $1000. That's a good return and I like the 5% on groceries as we have never charged groceries. But for 5% I'll do it.

So now we're down to three credit cards: The AMEX card, our Bank of America credit/debit card (Visa) and Sam's Club Master card. I need the BOA card to make deposits and withdraw cash at their ATM's. The Sam's card gets me into the store and gives me 5% cash back on gas everywhere. I'll use the AMEX card at Costco's and I think they are changing this. I'm not cancelling the other credit cards we have as this has an adverse effect on your credit rating. I protect that for insurance and other purposes.

I don't mess with cards that change categories every three months. One other strategy I now use is that when we make a purchase over $100, I immediately send a payment to the creditor through online bill pay with Bank of America. This eliminates getting the large bills at the end of the month.