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Old 01-12-2017, 12:41 AM   #21
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DH was just telling me about this earlier tonight. I got to ER and there is already a thread about it

We got the Amazon/Chase credit card many years ago and got Prime last year. What a nice surprise.
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Old 01-12-2017, 12:44 AM   #22
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Amazon just partnered with Chase Bank and is now offering to Prime members a cc with 5% cash back with all Amazon purchases, 2% cash back on gas, drug store and restaurants, and 1% everything else.
My Amazon card just got bumped up to 5% back on Amazon, but none of the rest of this list was included. Also it was Amazon in partnership with a different bank. Is it possible there are multiple deals out at the same time?
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Old 01-12-2017, 09:28 AM   #23
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Originally Posted by hesperus View Post

Take note that it has to be a 'prime' purchase - if you purchase something off of amazon, say from a third party seller, you only get the usual 1%.
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Originally Posted by bizlady View Post
Nice catch- but are you sure this is the case? I just read the terms and did not see that... perhaps I missed it.... definitely want to know as I would use a different card then!
I've got a message in to Chase to confirm or deny this.
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Old 01-12-2017, 09:45 AM   #24
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My Amazon card just got bumped up to 5% back on Amazon, but none of the rest of this list was included. Also it was Amazon in partnership with a different bank. Is it possible there are multiple deals out at the same time?
yes, there are two I have. The Amazon Store Card with Synchrony, which is 5% statement credit for Prime customers, and the Chase Amazon VISA which now offers 5% in points to Prime customers - up from 3%. The points can be used for new purchases. I prefer the statement credit myself and have been using the Amazon Store card exclusively since I got it in 2015.
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Old 01-12-2017, 10:11 AM   #25
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We've had this Amazon Chase card for years. We don't have Amazon Prime but I did get an email today about the 5% if we have Prime and how to link it up.

The original poster called this a cash back card. It's not a cash back card like the PenFed cash back card that credits your statement every month. It's a points card that gives you points that can be accumulated. They can be used at any level on an Amazon purchase. Or you can accumulate points and when your points reach 2,000 or more you can redeem them for a statement credit or deposit to your bank (2,000 points = $20). At 500 points you can use them for a limited selection of gift cards, most gift cards are $25 for 2500 points.

So the points value is very good compared to some other cards but be aware it's not actually a "cash back" card.

We use this card for our Amazon purchases and it's very nice to be able to use accumulated points without having to get to a minimum of 2,000 points. Points are posted on your statement date so you can redeem them toward a purchase after your statement cycle date.
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Old 01-12-2017, 10:17 AM   #26
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I was bumped up to 5% on Amazon Prime purchases like everyone else with the Chase Amazon Visa card, and it just occurred to me that maybe I am getting that on my Prime Pantry purchases too?

That would be so amazingly cool to get a 5% discount on groceries like that. I haven't checked to see if that is happening or not, mostly because I don't know how. Guess I should nose around Amazon and the Chase Visa site and see if I can figure it out.

I like getting the discount as an Amazon credit, because to me that is fun money to blow on whatever I want. Good judgment goes out the window; even though it is technically just extra money that I could spend more wisely than I do, still always think "Wow, I got this for free!!!" when I use it. I can't think of a better treat than buying useless stuff and thinking it was free. I know, I know, it's all marketing but I am such a sucker for it.
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Old 01-12-2017, 10:22 AM   #27
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I prefer statement credit for "cash back". The Amazon Store card does that, so I will continue to use it even though I am getting 5% points now on my Amazon VISA card from Chase.

The only gotcha on the Amazon Store card is to make sure they don't select deferred interest instead of the 5% statement credit for purchases >$149. If that happens by accident, they will correct it for you if you call Synchrony.
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Old 01-12-2017, 10:40 AM   #28
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OK, I just logged in on the Chase credit card site and discovered that I have been getting 3% off on my Amazon Pantry purchases all along, so they will be 5% off now. This is amazing. For some reason, I thought Pantry purchases would be excluded.

I also read that if we ever get Amazon Fresh, it is 5% off too.
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Old 01-12-2017, 11:14 AM   #29
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I signed up and was instantly approved. Only a $50 gift card, which I received immediately. Will probably only use the card on amazon, but I hear the card itself is metal?
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Old 01-12-2017, 11:47 AM   #30
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OK, I contacted both Chase & Amazon to confirm the details, and it's not a flat 5% back on all Amazon purchases.
There are caveats, specifically:

5% back on all orders fulfilled by Amazon. That includes of course prime products and services, but not all products purchased through amazon are fulfilled by them.

If you purchase on Amazon from a third party seller, or purchase a product that is not fulfilled by Amazon, it's only 3% back.

Still, it's a bump up from their previous reward program, and a pretty good deal. I like that they automatically updated my rewards to the new level without me having to take any action.
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Old 01-12-2017, 12:10 PM   #31
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OK, I contacted both Chase & Amazon to confirm the details, and it's not a flat 5% back on all Amazon purchases.
There are caveats, specifically:

5% back on all orders fulfilled by Amazon. That includes of course prime products and services, but not all products purchased through amazon are fulfilled by them.

If you purchase on Amazon from a third party seller, or purchase a product that is not fulfilled by Amazon, it's only 3% back.
Interesting! The doublespeak description on the Amazon website description of the new Amazon Visa arrangement, where it says,
Quote:
5% Back at Amazon.com
You earn 5% Back on Amazon.com purchases with an eligible Prime membership (otherwise you earn 3% Back), including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's
marketplace.
is hard for me to understand, so thanks.
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Old 01-12-2017, 12:30 PM   #32
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The "and items sold by third-party merchants through Amazon.com's marketplace" is there way of saying "only stuff fulfilled by Amazon counts I think.
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Old 01-12-2017, 12:53 PM   #33
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The "and items sold by third-party merchants through Amazon.com's marketplace" is there way of saying "only stuff fulfilled by Amazon counts I think.
No, think it's more general than that, otherwise they would specify fulfilled by Amazon.
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Old 01-12-2017, 12:54 PM   #34
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OK, so trying not to muddy the waters here, but after I saw W2R's post about 3rd party sellers included in the 5% back, I decided to contact Amazon again (I am retired after all so have the time ).
This time in a chat with customer service they said ALL purchases through amazon.com with the card WILL get the 5% back. I even attached a third party product listing that was not fulfilled by Amazon, and she said it WAS eligible for 5% back. So in summary, I've had one service rep tell me it wasn't, and another tell me it was... go figure. At least the one that told me it would apply is in writing.
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Old 01-12-2017, 01:02 PM   #35
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So in summary, I've had one service rep tell me it wasn't, and another tell me it was... go figure.
Probably ex-IRS Service Reps.
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Old 01-12-2017, 02:05 PM   #36
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Mine says with two asterisks...."Subject to Credit approval". Problem is, I have my credit reports frozen so they can't check my credit. Just got the card, they approved me initially without checking credit...so not sure what will happen when they can't check my credit. Got $50 off on first order with it, so that's good.


We don't really care about our credit score too much anymore...as it's likely we won't be getting loans for anything unless it's 0% interest on a car loan. House is paid for.
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Old 01-12-2017, 02:11 PM   #37
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Mine says with two asterisks...."Subject to Credit approval". Problem is, I have my credit reports frozen so they can't check my credit. Just got the card, they approved me initially without checking credit...so not sure what will happen when they can't check my credit. Got $50 off on first order with it, so that's good.


We don't really care about our credit score too much anymore...as it's likely we won't be getting loans for anything unless it's 0% interest on a car loan. House is paid for.
Do you already have a Chase account? If so, they can already check your credit regardless if it's frozen or not.

Edit: I can confirm that with frozen credit, it will still "approve" if you have a Chase account. Oddly enough, my initial credit limit is $750. I haven't had a credit limit that low in a VERY long time. I suppose that since I already have in the neighborhood of $150K of available credit cards (including an initial $32,000 on the Chase Sapphire Reserve I got a few months ago) they are getting smart in *not* extending a large line of credit.
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Old 01-12-2017, 02:29 PM   #38
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Do you already have a Chase account? If so, they can already check your credit regardless if it's frozen or not.

Edit: I can confirm that with frozen credit, it will still "approve" if you have a Chase account. Oddly enough, my initial credit limit is $750. I haven't had a credit limit that low in a VERY long time. I suppose that since I already have in the neighborhood of $150K of available credit cards (including an initial $32,000 on the Chase Sapphire Reserve I got a few months ago) they are getting smart in *not* extending a large line of credit.
No, I deal only with local credit unions/banks on most of our accounts, so I can deal with them on a personal level when issues come up. I hate large banks like Citi, Chase, SunTrust, etc.
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Old 01-12-2017, 02:55 PM   #39
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Amazon just partnered with Chase Bank and is now offering to Prime members a cc with 5% cash back with all Amazon purchases, 2% cash back on gas, drug store and restaurants, and 1% everything else. PLUS a $70 store credit upon approval. No foreign fees on travel overseas also.
Thank you very much!


_B
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Old 01-12-2017, 03:29 PM   #40
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Hesitant to get yet another credit card but the 5% is appealing. The application process took about 1-2 minutes and I was approved with a $5000 limit. They automatically make it your default prime account card. Guess we'll see how this works.
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