And I thought I was just raising my credit line....
Every 6 months or so, I request a CLI on most of my credit cards. Most of the time, they approve the request with no hassles. Sometimes, they want to do a hard pull of my credit, which I don't mind.
This most recent request went thru like normal, but they ended up re-allocating th $$ from another credit card to this one. Essentially, they lowered my credit line on my better card to increase the line on the 'worse' card....resulting in a net credit line increase of $0.
Once this happened though, I got an offer in the mail for the better card (whose line was now decreased a bit). 0% APR on cash advances til Aug 08 no purchases necessary, one time $90 BT fee. No strings. I NEVER use this card and NEVER get attractive offers from them.
Sooo...the end result was me requesting they re-adjust my credit lines to the way they were, and then transferring $30k into my high-yield savings account(5% APY). I'm now going to make over $100/month for a while due to their generosity!!
Thanks BofA !!!!!!