Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Another TurboTax E-file Question
Old 03-05-2021, 10:20 AM   #1
Dryer sheet aficionado
 
Join Date: Sep 2012
Location: Clairemont
Posts: 29
Another TurboTax E-file Question

First time e-filer here. I was going to e-file just my federal return and mail my state return, but am now considering e-filing both.

Iíve seen some posters mention they delay e-filing the state, instead of filing both at the same time. If youíre one of those people, would you mind explaining why you do it this way? How long do you wait?

Any other tips before I pull the trigger are welcome. Thanks!
CaptainO is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-05-2021, 10:30 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sunset's Avatar
 
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 11,197
Here in IL.
I e-file Fed returns (I do ours and 3 other relatives).

Due to IL wanting a mailed Fed return with the mailed State return, I resist mailing the State return as I think it's stupid of them.

IL does have a good but slightly odd web site to do the return online, this saves the ~$20 e-filing fee.
Since State returns are simple and they give immediate confirmation of having received it, that is how I do it for everyone. (I do use the tax program software State return to compare to be sure I'm correct before submitting).

Weirdly IL says your Fed return has to be submitted prior to the State return, I'm not sure of the truth of that, otherwise why have a person mail in the Fed return
__________________
Fortune favors the prepared mind. ... Louis Pasteur
Sunset is offline   Reply With Quote
Old 03-05-2021, 10:33 AM   #3
Thinks s/he gets paid by the post
 
Join Date: Mar 2004
Posts: 3,156
Quote:
Originally Posted by CaptainO View Post
I’ve seen some posters mention they delay e-filing the state, instead of filing both at the same time. If you’re one of those people, would you mind explaining why you do it this way? How long do you wait?
Michigan resident here.

I e-file the federal return, and print out the state return and snail-mail it the next time I go to the post office. Turbo Tax charges $20 additional to e-file the state return, which I think is a rip-off.

If I owe on either the federal or state, I delay filing as late as possible, usually April 15.

omni
omni550 is offline   Reply With Quote
Old 03-05-2021, 11:19 AM   #4
Thinks s/he gets paid by the post
 
Join Date: Mar 2013
Location: Coronado
Posts: 2,368
Quote:
Originally Posted by CaptainO View Post
First time e-filer here. I was going to e-file just my federal return and mail my state return, but am now considering e-filing both.

I’ve seen some posters mention they delay e-filing the state, instead of filing both at the same time. If you’re one of those people, would you mind explaining why you do it this way? How long do you wait?

Any other tips before I pull the trigger are welcome. Thanks!
If you're going to e-file the state return, there's usually no need or advantage to delay and do it later than the Fed. Even if you owe money, you can schedule the date for the direct debit for April 15 or mail a check separately if you prefer.

The main reason I can think of for delaying would be if the software for the state is incomplete or has a known bug. You might want to get the Fed return in ASAP if you're expecting a big refund or are worried about identity theft, but in that case you'd wait until the state issues were resolved before filing that return.
cathy63 is offline   Reply With Quote
Old 03-05-2021, 11:31 AM   #5
Moderator
Jerry1's Avatar
 
Join Date: Nov 2014
Posts: 5,030
Quote:
Originally Posted by omni550 View Post
Michigan resident here.

I e-file the federal return, and print out the state return and snail-mail it the next time I go to the post office. Turbo Tax charges $20 additional to e-file the state return, which I think is a rip-off.

If I owe on either the federal or state, I delay filing as late as possible, usually April 15.

omni
MI resident here. Same as omni. Can’t see spending $20 to save the effort of printing and mailing. I do wish MI had a site where you could file on line by filing out the forms on a State site, like Sunset described for IL. The return would be simple enough to enter in manually using TT to actually do the return. Even better, I could save a few bucks and not have to pay for the TT with State version.
__________________
Every day when I open my eyes now it feels like a Saturday - David Gray
Jerry1 is offline   Reply With Quote
Old 03-05-2021, 11:34 AM   #6
Recycles dryer sheets
latexman's Avatar
 
Join Date: Mar 2014
Location: Apex
Posts: 450
Some states, I know NC does this, will not accept their e-file return until after the Federal e-file return is accepted. So waiting until the Federal e-file return is accepted is reasonable. I have had to tweak my Federal e-file return a time or two in the last 20-30 years for it to be accepted. Since the TT federal return feeds information into the NC return, may as well wait until the Federal e-file return is accepted before doing the NC one, which is usually less than a 5 minute exercise.
latexman is offline   Reply With Quote
Old 03-05-2021, 11:39 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 7,213
This is one rare area I Blow That Dough and pay the state filing fee. It just feels good to be done and not wondering about that envelope.
__________________
Retired Class of 2018


JoeWras is offline   Reply With Quote
Old 03-05-2021, 12:10 PM   #8
Moderator
Jerry1's Avatar
 
Join Date: Nov 2014
Posts: 5,030
Quote:
Originally Posted by JoeWras View Post
This is one rare area I Blow That Dough and pay the state filing fee. It just feels good to be done and not wondering about that envelope.
I just canít get over what a rip off $20 is for a service that actually saves the state money. They should encourage electronic filing with a free to small fee. It must cost a lot more to have a person actually process a return.

I donít mind blowing dough, but thereís just a few things that I canít get past. Fees are on the top of he list. It was silly how far out of my way I used to go to keep from paying an ATM fee. Thankfully, my current card works at so many places itís not an issue.

Not sure who gets the $20, but Iíd be willing to pay $5.
__________________
Every day when I open my eyes now it feels like a Saturday - David Gray
Jerry1 is offline   Reply With Quote
Old 03-05-2021, 12:25 PM   #9
Thinks s/he gets paid by the post
 
Join Date: Jul 2002
Posts: 1,369
PA resident here. As many others expressed, TurboTax uses a state efile fee to increase revenue, my TT package wants $25 to send the PA state return. I'll mail it in along with the check for the balance due. Since I also owe federal, I'll probably wait until April 1 to efile, though may do it sooner to prevent some one else filing a fraudulent return before me.
RE2Boys is offline   Reply With Quote
Old 03-05-2021, 12:27 PM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 10,889
Quote:
Originally Posted by JoeWras View Post
This is one rare area I Blow That Dough and pay the state filing fee. It just feels good to be done and not wondering about that envelope.
Same here. The ~ $20 splurge for me is worth the comfort knowing the tax filing is done and out of the way.

Makes me recall the good old days before tax software where I'd buy one of those tax books, maybe go to library or post office to photocopy some blank forms, and wait at post office to drop off to send. I'm happy to e-file the state and call another year bites the dust .
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
easysurfer is offline   Reply With Quote
Old 03-05-2021, 12:55 PM   #11
Recycles dryer sheets
 
Join Date: Sep 2012
Location: Rochester, NY
Posts: 128
filed fed right away. set state to be filed 4/15, cuz owed $
drb391 is offline   Reply With Quote
Old 03-05-2021, 01:33 PM   #12
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 7,213
Quote:
Originally Posted by Jerry1 View Post
I just canít get over what a rip off $20 is for a service that actually saves the state money. They should encourage electronic filing with a free to small fee. It must cost a lot more to have a person actually process a return.

I donít mind blowing dough, but thereís just a few things that I canít get past. Fees are on the top of he list. It was silly how far out of my way I used to go to keep from paying an ATM fee. Thankfully, my current card works at so many places itís not an issue.

Not sure who gets the $20, but Iíd be willing to pay $5.
Normally, I feel the same way. I have no idea why, but I'm blowing the dough for this. Weird. Agree $5 makes more sense.

Now, ATM fees? No Friggin' Way. I have never, ever paid one, and I'll walk 100 miles to find a fee-free ATM if I have to.
__________________
Retired Class of 2018


JoeWras is offline   Reply With Quote
Old 03-05-2021, 01:35 PM   #13
Thinks s/he gets paid by the post
RetireBy90's Avatar
 
Join Date: Feb 2009
Location: Cville
Posts: 1,235
VA state here, I normally efile federal and mail in state. I don't like having to pay a fee to pay taxes and I normally owe a small amount when I file state taxes so I print them and then send with a check. I'm out of checks and this year I get a refund from VA so I did efile both. No reasonable excuse for charging to file state but no excuse to avoid for only $20 once a year. One other reason to efile, I normally get a nice bottle of booze to crack after I finish taxes.
__________________
FIRE 31 Aug, 2018 - Always leave every place better than you found it, always give more than expected
RetireBy90 is offline   Reply With Quote
Old 03-05-2021, 01:37 PM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: NC
Posts: 16,620
Quote:
Originally Posted by CaptainO View Post
First time e-filer here. I was going to e-file just my federal return and mail my state return, but am now considering e-filing both.

I’ve seen some posters mention they delay e-filing the state, instead of filing both at the same time. If you’re one of those people, would you mind explaining why you do it this way? How long do you wait?

Any other tips before I pull the trigger are welcome. Thanks!
May not apply, but if you OWE the state you can eFile now and pay on Apr 15th - you don't have to pay at the same time as you eFile. I've done that several times with Fed and State, mailed a check later. FWIW
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 03-05-2021, 01:51 PM   #15
Thinks s/he gets paid by the post
 
Join Date: Dec 2014
Location: St. Charles
Posts: 2,610
Quote:
Originally Posted by easysurfer View Post
Same here. The ~ $20 splurge for me is worth the comfort knowing the tax filing is done and out of the way.

Makes me recall the good old days before tax software where I'd buy one of those tax books, maybe go to library or post office to photocopy some blank forms, and wait at post office to drop off to send. I'm happy to e-file the state and call another year bites the dust .
I do the same, for the same reason. Particularly this year when you KNOW both the state and federal tax collectors are running way behind with opening mail.

Normally I mail a check to the state. This year I will pay on line just for the peace of mind.
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
CardsFan is offline   Reply With Quote
Old 03-06-2021, 07:18 AM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
 
Join Date: Feb 2006
Location: Washington, DC
Posts: 10,315
I'm in the blow the dough on the state efile camp. I just want it done and efile is easy. Printing the return out and posting it is a PITA and the Post Office is having significant problems these days.
__________________
Every man is, or hopes to be, an Idler. -- Samuel Johnson
donheff is offline   Reply With Quote
Old 03-06-2021, 07:34 AM   #17
Full time employment: Posting here.
 
Join Date: Aug 2010
Posts: 874
Quote:
Originally Posted by RE2Boys View Post
PA resident here. As many others expressed, TurboTax uses a state efile fee to increase revenue, my TT package wants $25 to send the PA state return. I'll mail it in along with the check for the balance due. Since I also owe federal, I'll probably wait until April 1 to efile, though may do it sooner to prevent some one else filing a fraudulent return before me.
I efiled both Fed and CA taxes. TT also charged me $25. I worked with my son on his taxes and his CA charge was $20. Why is TT charging different prices? We used the same TT software on my desktop. I am retired filing MFJ return. His is a single. Is that the reason?
fh2000 is offline   Reply With Quote
Old 03-06-2021, 07:59 AM   #18
Recycles dryer sheets
BrianB's Avatar
 
Join Date: Jul 2011
Location: Minneapolis
Posts: 283
Quote:
I efiled both Fed and CA taxes. TT also charged me $25. I worked with my son on his taxes and his CA charge was $20. Why is TT charging different prices? We used the same TT software on my desktop. I am retired filing MFJ return. His is a single. Is that the reason?
I ran into the same issue. I did our taxes ten days ago and there was a $20 fee for e-filing our MN taxes. Yesterday I was doing our Daughter's taxes on the same computer and same software (Turbotax Deluxe). The fee for her MN e-filing was $25.

I did a little on-line research and found people reporting that the increase applies to returns filed on or after March 1st. I couldn't find any official Turbotax information confirming this, but several people reported the same thing.

What I also could not find was where the money goes. Does all or part of this fee go to the state's revenue department, or is this extra revenue for Intuit?

BrianB
BrianB is offline   Reply With Quote
Old 03-06-2021, 08:02 AM   #19
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
JoeWras's Avatar
 
Join Date: Sep 2012
Posts: 7,213
OK, this discussion of a Mar 1 price rise has me wanting to Hoard My Dough.

So, TT makes a defective product that can't file 8086 or 1116, forcing us to wait. Then they raise the price?

Anyone know if HR Block raised the price? My forms are complete on both platforms. I can file with Block instead.

EDIT: a little research shows H&R Block did not raise the price. Now I'm ticked off and am ready to take away the nice things I've said about TT in my comparison thread.
__________________
Retired Class of 2018


JoeWras is offline   Reply With Quote
Old 03-06-2021, 10:17 AM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: NC
Posts: 16,620
Quote:
Originally Posted by JoeWras View Post
OK, this discussion of a Mar 1 price rise has me wanting to Hoard My Dough.

So, TT makes a defective product that can't file 8086 or 1116, forcing us to wait. Then they raise the price?

Anyone know if HR Block raised the price? My forms are complete on both platforms. I can file with Block instead.

EDIT: a little research shows H&R Block did not raise the price. Now I'm ticked off and am ready to take away the nice things I've said about TT in my comparison thread.
I know the issue with the 1116 has been corrected as I've successfully filed. And how do we know where the issue was, could have been Intuit but could have been the IRS as well, or both. It's my first issue with a TT filing in over 15 years, so I'm not going to assume who was at fault until I know definitively. YMMV

And I never eFile state, but found this interesting (I assumed states were doing it): [edit: However I note states only provide a way to eFile for free for low income taxpayers, anyone else has no choice but to use tax preparation software and paying to eFile...]
Quote:
Originally Posted by Intuit TurboTax
How much does it cost to e-file my return electronically?

If you're looking for an excuse not to e-file, it isn't cost, because the IRS and states do not charge for e-filing. The only costs associated with e-filing are those charged by a tax preparer or tax software. Depending on the software brand and version, electronic filing charges have ranged from free to around $25. Tax preparers may charge more.
https://turbotax.intuit.com/tax-tips...ling/L9DnoQ39y
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Turbotax vs Turbotax mpeirce FIRE and Money 38 Yesterday 09:10 PM
File this one under "Like I needed another hobby/interest" ... doneat54 Life after FIRE 11 03-04-2021 10:26 AM
Any good reasons to file - or not file - FAFSA? Curmudgeon FIRE and Money 26 11-03-2017 04:49 AM
File and Suspend versus File and Restrict Chuckanut FIRE and Money 12 10-18-2014 07:19 AM
Question for TurboTax users kaneohe FIRE and Money 13 03-01-2010 10:15 AM

» Quick Links

 
All times are GMT -6. The time now is 02:37 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.