Originally Posted by Disappointed
Just received this invitation to get quotation from Anthem Blue Cross (in California). Looks like they are targeting early retirees. It starts with "What does retiring early mean to you?"
Has anybody bought a policy from them lately?
You can get a quotation by going to myplan.anthem.com/K989.
My wife and I, both are 54 yrs old will cost around $560/mo (see deductible and details on their website).
BluecrossBlueshield, whatever, the region, are generally a pretty decent outfit to go with. Usually give you the largest or one of the largest pools of doctors who are in their --BCBS--preferred network. Which means lowest out-of-pocket expense for you.
Not knowing the full details of the coverage offered, but assuming it is close to "the usual", that $560/month for two 50+ y.o.'s sounds quite reasonable.
In NW area, Regence BCBS is a non-profit org, we have been with for 30 some years, during employment, and now as retirees. Always satisfied with their claims payment service, their pool of doctors (largest pool in our area), and always competitive with the other insurers available.
Doubt you can go wrong with Anthem BCBS as a company. I would pay attention to the exact details of the coverage plan you choose from them. Be sure you are choosing the particular plan which will work best for you.