45, wife 45. Want to retire at 50, currently have 850k, project $1.2M at retirement of which I will have to pay gains on $850k (ISO's). I will have zero debt, property taxes and and insurance of $2800 year, plan to live 35 years, wife and I both will qualify for SS totaling $2,500 a month starting at 62. Plan on living on $78k year, am I in good shape