daylatedollarshort
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 19, 2013
- Messages
- 9,358
We've always thought more in needing X dollars from our ER date to 62, then we can live mainly off pensions, SS and a little side income. Initially we lived off my hobby business income, pensions and portfolio withdrawals. My hobby business income when I put in more hours was more than our current total expenses, though I've slacked off on that quite a bit over the years. Our focus has been more of trying to live well on a low overhead budget than maximizing potential withdrawal rates.