O.K. you experts out there. I have just retired & moved all my assets (about $1.1 mil) to VG. I just received their recommendation and they don't cut it in my 1997 to date model. They wanted to put more about 34% in LC (including US growth (ugh)) including 40% into the various bond accounts (including LTB). I get a much better total with less down year percentage with more equal (similar to Coffeehouse) than that.
Here is my question: I get the best model (including 9 year average, 3 yr and 5 yr) if I put 10% into Fairholm (FAIRX) and reduce LC and Mid cap. Fairx is rated 5 stars, did not lose in 2001 or 2002, but does charge 1% ER. It seems like an alternative to adding value to LC. What say you?
Here is my question: I get the best model (including 9 year average, 3 yr and 5 yr) if I put 10% into Fairholm (FAIRX) and reduce LC and Mid cap. Fairx is rated 5 stars, did not lose in 2001 or 2002, but does charge 1% ER. It seems like an alternative to adding value to LC. What say you?
