freebird5825
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Not familiar with Shopsafe.
I tend to think linearly and in compartments, so using the following type of process helps me with my budgeting.
I keep a separate "bill paying" checking account for all periodic bills from known and trusted entities (utilities, insurance, DCA investing, etc). My "income" savings/checking account are completely separate, with income coming in on direct deposit. I do transfers from the income account to the bill paying account to cover any extra purchases I do above and beyond known periodic bills.
All other purchases, especially online ones, go directly or through PayPal onto a single credit card with cashback rewards. I manually pay the cc bill twice a month, using the cc website to electronically authorize the payment. If I ever see an unauthorized or incorrect charge on my cc, I like having the protection of the credit card rules to protect against fraudulent or inaccurate charges.
I tend to think linearly and in compartments, so using the following type of process helps me with my budgeting.
I keep a separate "bill paying" checking account for all periodic bills from known and trusted entities (utilities, insurance, DCA investing, etc). My "income" savings/checking account are completely separate, with income coming in on direct deposit. I do transfers from the income account to the bill paying account to cover any extra purchases I do above and beyond known periodic bills.
All other purchases, especially online ones, go directly or through PayPal onto a single credit card with cashback rewards. I manually pay the cc bill twice a month, using the cc website to electronically authorize the payment. If I ever see an unauthorized or incorrect charge on my cc, I like having the protection of the credit card rules to protect against fraudulent or inaccurate charges.