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I never really tracked my expenses until I started reading this forum and others that suggested it. So a few years before I retired I started tracking my expenses on a reasonably detailed spreadsheet. It was an interesting exercise but in our case it wasn't worth much to me. It didn't change my lifestyle before or after retirement. My main financial goals before retiring was to have zero debt and a 100% success rate on financial calculators like firecal and my own spreadsheets. Today, I don't track my expenses at all. No spreadsheets, no buckets, etc. However, I do track my total net worth on an annual basis and as long as it is going up, (or even staying even at this point) and we are living in the lifestyle we want, I'm not going to worry about it.
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