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12-14-2018, 05:07 PM
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#21
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Thinks s/he gets paid by the post
Join Date: Jun 2013
Posts: 1,864
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 Quote:
Originally Posted by Dtail
Well sometimes. If one has >100k in BOA/ML then,
Travel card = 2.625% on everything
Cash rewards = 3.5% on the 2% categories, 5.25% on the 3% categories. Everything else is 1.75%.
No fees on either card.
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And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.
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12-14-2018, 05:23 PM
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#22
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 7,394
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Quote:
Originally Posted by Golden sunsets
And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.
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Yes, will keep this card too as a backup for travel and dining (3.5% for each), if the cash rewards card hits the limit of $2,500 quarterly.
__________________
TGIM
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12-14-2018, 06:16 PM
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#23
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Recycles dryer sheets
Join Date: Apr 2015
Posts: 262
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Quote:
Originally Posted by Golden sunsets
And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.
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There must be more then one BofA Travel Visa card, my card doesn't charge a yearly fee. I'll have to look at that other one.
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12-14-2018, 06:19 PM
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#24
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 7,394
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Quote:
Originally Posted by Drake3287
There must be more then one BofA Travel Visa card, my card doesn't charge a yearly fee. I'll have to look at that other one.
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It is called the BOA Premier rewards card which has the $95 annual fee, which has travel type rewards among other rewards, but is not called a Travel card.
The Travel rewards is a different card, which has no fee.
__________________
TGIM
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12-14-2018, 06:24 PM
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#25
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Recycles dryer sheets
Join Date: Apr 2015
Posts: 262
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Quote:
Originally Posted by Dtail
Well sometimes. If one has >100k in BOA/ML then,
Travel card = 2.625% on everything
Cash rewards = 3.5% on the 2% categories, 5.25% on the 3% categories. Everything else is 1.75%.
No fees on either card.
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Correct, I have the Platinum Honors account which requires $100,000. combined deposits. I my case my 3 adult kids still have there original BofA accounts linked to my account from when they were teenagers, they just don't remember it!
Typically I don't have more then $50,000. with BofA simply because of the lower rates they offer.
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12-14-2018, 06:31 PM
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#26
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 7,394
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Quote:
Originally Posted by Drake3287
Correct, I have the Platinum Honors account which requires $100,000. combined deposits. I my case my 3 adult kids still have there original BofA accounts linked to my account from when they were teenagers, they just don't remember it!
Typically I don't have more then $50,000. with BofA simply because of the lower rates they offer.
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The teenager reference is funny. I am Platinum mostly due to being linked with my parents accounts, but they do know about it. lol
__________________
TGIM
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