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Old 12-14-2018, 05:07 PM   #21
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Well sometimes. If one has >100k in BOA/ML then,
Travel card = 2.625% on everything
Cash rewards = 3.5% on the 2% categories, 5.25% on the 3% categories. Everything else is 1.75%.
No fees on either card.
And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.
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Old 12-14-2018, 05:23 PM   #22
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And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.
Yes, will keep this card too as a backup for travel and dining (3.5% for each), if the cash rewards card hits the limit of $2,500 quarterly.
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Old 12-14-2018, 06:16 PM   #23
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And the BOA Premium rewards has an annual fee but also has a $100/yr credit for baggage charges that offsets the annual fee plus a $100 reimbursement for a TSA card or Global entry card. So the annual fee is offset if you travel annualy and incur charges for baggage.

There must be more then one BofA Travel Visa card, my card doesn't charge a yearly fee. I'll have to look at that other one.
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Old 12-14-2018, 06:19 PM   #24
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There must be more then one BofA Travel Visa card, my card doesn't charge a yearly fee. I'll have to look at that other one.
It is called the BOA Premier rewards card which has the $95 annual fee, which has travel type rewards among other rewards, but is not called a Travel card.
The Travel rewards is a different card, which has no fee.
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Old 12-14-2018, 06:24 PM   #25
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Well sometimes. If one has >100k in BOA/ML then,
Travel card = 2.625% on everything
Cash rewards = 3.5% on the 2% categories, 5.25% on the 3% categories. Everything else is 1.75%.
No fees on either card.

Correct, I have the Platinum Honors account which requires $100,000. combined deposits. I my case my 3 adult kids still have there original BofA accounts linked to my account from when they were teenagers, they just don't remember it!

Typically I don't have more then $50,000. with BofA simply because of the lower rates they offer.
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Old 12-14-2018, 06:31 PM   #26
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Correct, I have the Platinum Honors account which requires $100,000. combined deposits. I my case my 3 adult kids still have there original BofA accounts linked to my account from when they were teenagers, they just don't remember it!

Typically I don't have more then $50,000. with BofA simply because of the lower rates they offer.
The teenager reference is funny. I am Platinum mostly due to being linked with my parents accounts, but they do know about it. lol
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