Hi all,
What retirement calculator do you recommend for inputting current expenses and assets, and projecting when I will be able to retire? I am looking for one that:
- Has results which are easy to understand
- Assumes inflation (and tells me what inflation assumptions it is using)
- Assumes taking social security
- Tells me what assumptions it uses for annual returns on stable value and equities.
I started out with the Fidelity one and spoke with a Fidelity advisor, but then I noticed that the Fidelity calculator gets negative reviews. I am looking for a second, better one (and I will compare the results to the Fidelity one.)
I do have some Vanguard accounts, so I could use their Personal Advisory Services to create a financial plan, but I believe they charge $250 for this service. Any thoughts on whether this is worth it?
Thank you!
What retirement calculator do you recommend for inputting current expenses and assets, and projecting when I will be able to retire? I am looking for one that:
- Has results which are easy to understand
- Assumes inflation (and tells me what inflation assumptions it is using)
- Assumes taking social security
- Tells me what assumptions it uses for annual returns on stable value and equities.
I started out with the Fidelity one and spoke with a Fidelity advisor, but then I noticed that the Fidelity calculator gets negative reviews. I am looking for a second, better one (and I will compare the results to the Fidelity one.)
I do have some Vanguard accounts, so I could use their Personal Advisory Services to create a financial plan, but I believe they charge $250 for this service. Any thoughts on whether this is worth it?
Thank you!