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02-23-2020, 11:37 AM
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#61
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Recycles dryer sheets
Join Date: Jul 2018
Posts: 327
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I was going to ADD 50k for the $300 bonus but got this message when i tried.
(Maximum $300 bonus per qualified account).
and i like CIT Bank.
Quote:
Originally Posted by calmloki
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02-23-2020, 11:45 AM
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#62
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
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I have been locking in what I can. Maybe rates will drop low enough that it will finally make sense to refi the mortgage.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
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02-23-2020, 11:57 AM
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#63
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2007
Location: Independence
Posts: 7,271
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Quote:
Originally Posted by Bruno
I was going to ADD 50k for the $300 bonus but got this message when i tried.
(Maximum $300 bonus per qualified account).
and i like CIT Bank.
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Hmm. I haven't tried to add my $50k yet but did get receive $300 back in early December from their last promotion. Were you in on the last Promo?Might be worth a call Monday to see if the language you quote is a denial of all bonus amounts from all promotions that exceed a total amount over $300 per account or a restriction of bonus awards for this one promo to $300. That is, no adding $50k + $50k + $50k to your account tomorrow and expecting a $900 bonus.
I'd prefer not to open a second account with CIT in my name or the gal's name just for this bonus - Quicken is getting crowded.
__________________
"Be kind whenever possible. It is always possible." Dalai Lama
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02-23-2020, 03:30 PM
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#64
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Recycles dryer sheets
Join Date: Jul 2018
Posts: 327
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Quote:
Originally Posted by calmloki
Hmm. I haven't tried to add my $50k yet but did get receive $300 back in early December from their last promotion. Were you in on the last Promo?.
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Yes i was in the last Promo. I click on the $300 link and had to login to my account and got this message.
Unfortunately you are not eligible for this promotion.
You enrolled in a previous Savings Builder Promotion,
which makes you ineligible for this promotion.
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02-23-2020, 03:47 PM
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#65
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Thinks s/he gets paid by the post
Join Date: Mar 2009
Posts: 2,975
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I'm still sticking with the 5 year CD ladder in my IRA while holding my nose. I'm letting the higher yielding 7-10 year CD's ride even with a significant appreciation. Not much different than a bond fund.
For the short term in after tax, I'm rolling into Ally's 11 month no penalty CD's. After putting on a huge roof I'm anticipating significant additional capital improvements to our 25 year old house.
__________________
Took SS at 62 and hope I live long enough to regret the decision.
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02-23-2020, 06:33 PM
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#66
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Recycles dryer sheets
Join Date: Oct 2009
Posts: 246
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Quote:
Originally Posted by foxfirev5
I'm still sticking with the 5 year CD ladder in my IRA while holding my nose. I'm letting the higher yielding 7-10 year CD's ride even with a significant appreciation. Not much different than a bond fund.
For the short term in after tax, I'm rolling into Ally's 11 month no penalty CD's. After putting on a huge roof I'm anticipating significant additional capital improvements to our 25 year old house.
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Funny, same here. Rolling off CDs to update 25 yo home. Funds stored in Customer's Bank 2.25 APY.
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02-23-2020, 07:31 PM
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#67
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Location: No fixed abode
Posts: 8,764
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Just got an offer from Fifth Third Bank for a $250 bonus for opening a checking account, with an additional $250 for getting the balance up to $15K and keeping it for 90 days. This may be the same offer Dtail was talking to me about at the SWFL get together. It sounds like a pretty good deal. Before talking to him I would have just tossed the offer in the recycle bin, but now I think I might go for it. Then I'll just write the check and close the account. Thanks, Dtail.
__________________
"Good judgment comes from experience. Experience comes from bad judgement." - Anonymous (not Will Rogers or Sam Clemens)
DW and I - FIREd at 50 (7/06), living off assets
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02-24-2020, 01:43 AM
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#68
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Thinks s/he gets paid by the post
Join Date: Mar 2012
Posts: 3,925
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02-24-2020, 04:20 AM
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#69
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,197
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Quote:
Originally Posted by harley
Just got an offer from Fifth Third Bank for a $250 bonus for opening a checking account, with an additional $250 for getting the balance up to $15K and keeping it for 90 days. This may be the same offer Dtail was talking to me about at the SWFL get together. It sounds like a pretty good deal. Before talking to him I would have just tossed the offer in the recycle bin, but now I think I might go for it. Then I'll just write the check and close the account. Thanks, Dtail.
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My pleasure Harley.
Actually the Fifth Third Bank offer has morphed over the last few months from what I can see.
First it was 250 bonus for 500 deposit for 60 days.
Then 250 bonus for 250 deposit for 60 days.
Now it is your offer.
IIRC, their reps only get a commission if the account stays open for 90 days, thus the current offer version.
__________________
TGIM
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02-24-2020, 04:40 AM
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#70
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Moderator
Join Date: Sep 2006
Posts: 4,006
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Quote:
Originally Posted by harley
Just got an offer from Fifth Third Bank for a $250 bonus for opening a checking account, with an additional $250 for getting the balance up to $15K and keeping it for 90 days. This may be the same offer Dtail was talking to me about at the SWFL get together. It sounds like a pretty good deal. Before talking to him I would have just tossed the offer in the recycle bin, but now I think I might go for it. Then I'll just write the check and close the account. Thanks, Dtail.
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Quote:
Originally Posted by Dtail
My pleasure Harley.
Actually the Fifth Third Bank offer has morphed over the last few months from what I can see.
First it was 250 bonus for 500 deposit for 60 days.
Then 250 bonus for 250 deposit for 60 days.
Now it is your offer.
IIRC, their reps only get a commission if the account stays open for 90 days, thus the current offer version.
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Thanks for the reminder to check this out! I haven't received any flyers in the mail about this yet. May need to stop in to the local bank to see if they are offering it here. Nothing on the website that I could find.
__________________
simple girl
less stuff, more time
(55, married; Mr. Simple Girl, 59. FIRED 12/31/19!)
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02-24-2020, 12:07 PM
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#71
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 16,973
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Quote:
Originally Posted by harley
Just got an offer from Fifth Third Bank for a $250 bonus for opening a checking account, with an additional $250 for getting the balance up to $15K and keeping it for 90 days. This may be the same offer Dtail was talking to me about at the SWFL get together. It sounds like a pretty good deal. Before talking to him I would have just tossed the offer in the recycle bin, but now I think I might go for it. Then I'll just write the check and close the account. Thanks, Dtail.
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I did the earlier one,
You might want to check when you do it, that they still have the same rules as before:
Being able to put the $15K into a MM account, to earn 1.5% interest instead of the zero interest checking account. The accounts are linked so it counts.
Might as well get the 1.5% interest on top of the bonus.
For me, at the time, the rule was put the extra money $20K into the MM and the MM would pay 1.75% , so I did.
__________________
Fortune favors the prepared mind. ... Louis Pasteur
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02-24-2020, 02:12 PM
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#72
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: W Wash
Posts: 1,643
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Ally is running a "new" promo--
Special Promotional Offer Details
13 month 2.1% CD
Promotional term available through 3/31/2020
No minimum deposit to open
Interest compounded daily
Automatically renews into a 12-month High Yield CD
Your deposits are insured by the FDIC up to the maximum allowed by law
Early withdrawal penalty will apply
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02-24-2020, 02:15 PM
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#73
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
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Quote:
Originally Posted by nwsteve
Ally is running a "new" promo--
Special Promotional Offer Details
13 month 2.1% CD
Promotional term available through 3/31/2020
No minimum deposit to open
Interest compounded daily
Automatically renews into a 12-month High Yield CD
Your deposits are insured by the FDIC up to the maximum allowed by law
Early withdrawal penalty will apply
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Mentioned in post #51
__________________
Retired since summer 1999.
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02-24-2020, 03:18 PM
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#74
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: W Wash
Posts: 1,643
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Quote:
Originally Posted by audreyh1
Mentioned in post #51
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sorry I missed! On the plus side, others who may skip a page in a thread, will know now. ;-)
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02-24-2020, 03:32 PM
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#75
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
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Quote:
Originally Posted by nwsteve
sorry I missed! On the plus side, others who may skip a page in a thread, will know now. ;-)
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Yep.
__________________
Retired since summer 1999.
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03-01-2020, 02:29 AM
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#76
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Thinks s/he gets paid by the post
Join Date: Mar 2012
Posts: 3,925
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Look for all the banks to reset the HY saving account rates over the next few weeks.
The ~1.7% norm will likely be heading to 1.5% and lower. New CD rates will similarly head lower. Up to 5 years will likely be headed below 2%.
For those who rely on fixed income, if you can lock in 2% (or more) for a year or longer, take it while it is available. It may be a while before it comes along again.
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03-01-2020, 04:13 AM
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#77
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
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I think some might wait until the Fed drops rates. 1 month treasury had been holding at 1.6%, well until Friday, when it crossed under 1.5%!
So, yeah - 1.5% seems likely.
__________________
Retired since summer 1999.
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03-01-2020, 06:41 PM
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#78
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,204
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I'm feeling pretty good about having used my 1.7% online savings to pay off my 3.375% mortgage back in December.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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03-02-2020, 04:38 PM
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#79
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Thinks s/he gets paid by the post
Join Date: Jan 2019
Location: Sunny California
Posts: 2,567
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4% 12 Month America Saves Saver Certificate 5% For Active And Retired Military
Only one certificate per customer so if last years Promo certificate has not matured yet you can't open this one until it does.
Open a high-yield (4.00% APY*) certificate with as much as $500 or as little as $100
Make additional deposits- between $10 and $500 – each month
Earn dividends daily
Enjoy an extra-high savings rate for 12 months
Offer valid for Saver Certificates opened between February 24, 2020 and April 30, 2020. For more information, call 800.736.4500 or stop by your local branch today.
https://www.frontwavecu.com/America-...er-Certificate
https://www.frontwavecu.com/Our-Miss...its/Membership
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03-02-2020, 04:43 PM
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#80
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,204
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^^^^^ No disrespect but not very useful if maximum deposit is $500/month
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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