Best CD, MM Rates & Bank Special Deals Thread 2020 - Please post updates here

[Sunset]

There is work involved with opening, keeping eye on, and closing. Did you ever consider if your time/effort was worth $250?

I do think about it, and for example, so far won't apply for a Credit card that pays me only $100 for a bonus.
Some even offer less than a $100 bonus, can you imagine

It is a bit of effort to apply and banks take the most effort, but maybe takes 2->3 hours for the entire process spread over months. But it's at my convenience, when I'd not be doing anything important, and just wasting away the hours of my life.

 

[Sunset]

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I used to do coupons in the grocery store. Kroger made it reasonably easy by mailing some to me based on things I've bought in the past. Then I realized how much time I was using to try to sort through them to decide what to use, and too often I'd forget the coupons in my car or not see that they've expired, so I stopped. Now they have digital coupons, and I find that even harder to use.

+1
That is so annoying that stores got sold on this digital thing. Mine want to make you click on EACH item in there list of 500 things on coupon sale
My store didn't have a button at the top to say "Add All".

I stopped shopping there, that is their reward.

I prefer a store that just passes on the savings of not paying for that system to the customer.

It just psychologically bothers me, if I shop there to know I'm paying more than Joe clicker, who spent an hour on the website clicking the coupons.