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Old 06-28-2022, 12:55 PM   #821
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Originally Posted by explanade View Post
I logged into my Vanguard account, clicked Buy & Sell and clicked "Buy a CD" and then clicked to select my brokerage account (as opposed to a ROTH IRA account that I have with them).

Resulting page is mostly blank in my Safari browser, there is nothing else I can do further.

I don't have any cash in a MM fund in my brokerage account, I just want to browse what they have available first.


Same thing happens if I click "Check rates and bonds" instead of "Buy a CD."

Am I not going through the right sequence to browse the fixed rate investments?

What a PITA.
Safari is pretty antiquated. Do it with Firefox. VG doesn’t work well or at all with Safari.
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Old 06-28-2022, 01:28 PM   #822
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Just bought some brokered cds. 1 month at 1.3% and 2 month at 1.9%.

Keeping term really short.
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Old 06-28-2022, 02:37 PM   #823
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The rate compression you're seeing means (to me) that the market is forecasting future rate cuts... so rate increases hit the short end of the curve more than the long end. I'm not expecting be able to get a 5yr CD at 5% unless Powell starts talking like Volker and smoking a cigar.

Agree, as brokered CD's are forward looking, they are the 1st to go up. And the 1st to come down. With credit unions , then banks trailing. Have 7 CD's coming due Jan 2024 thru Aug 2024. Around 475k. Will be interesting to see what rates will be then..
Will probably build a ladder, if we are still in a recession. )
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Old 06-28-2022, 04:19 PM   #824
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Safari is pretty antiquated. Do it with Firefox. VG doesnít work well or at all with Safari.
Sadly, many websites are made to work with Chrome. Everybody else takes their chances. Why somebody trying to sell me something on the internet would make it difficult to use other popular browsers is beyond me.
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Old 06-28-2022, 05:48 PM   #825
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Agree, as brokered CD's are forward looking, they are the 1st to go up. And the 1st to come down. With credit unions , then banks trailing. Have 7 CD's coming due Jan 2024 thru Aug 2024. Around 475k. Will be interesting to see what rates will be then..
Will probably build a ladder, if we are still in a recession. )

Probably too much of a diversion for this thread
but the scenario of having that much mature in 2024, and if you believe rates will be starting back down before 2024, would have me investigating selling some of that pile and re-buying 5yr-ish durations to lock in rates through 2027ish (or even longer).
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Old 06-28-2022, 07:21 PM   #826
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Sadly, many websites are made to work with Chrome. Everybody else takes their chances. Why somebody trying to sell me something on the internet would make it difficult to use other popular browsers is beyond me.


That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadnít even bothered to log in.
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Old 06-29-2022, 03:28 AM   #827
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That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadnít even bothered to log in.

Same here. I use Safari for all my web browsing and have never run into any issues.
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Old 06-29-2022, 05:19 AM   #828
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That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadnít even bothered to log in.
I stopped using Safari years ago. My mom has an older Mac laptop and I know we canít access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.
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Old 06-29-2022, 05:44 AM   #829
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Am I missing something here. I just typed in Vanguard in the Safari search bar on my iPhone 11 and was able to log into my Vanguard account with no problem.

Mike
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Old 06-29-2022, 05:52 AM   #830
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Am I missing something here. I just typed in Vanguard in the Safari search bar on my iPhone 11 and was able to log into my Vanguard account with no problem.

Mike
Just a PSA: when dealing with sites/activities where security is important (like a financial institution where you hold lots of $), don't use browser search to get there. Take the extra 2 seconds to type in the actual URL (ie. vanguard.com)
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Old 06-29-2022, 05:53 AM   #831
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Here are some current MYGA (Ins. Co. CD) Rates for those who care.
where are you finding these rates? is there a website that lists them? thanks

frank
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Old 06-29-2022, 06:02 AM   #832
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I stopped using Safari years ago. My mom has an older Mac laptop and I know we canít access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.


Well that goes to show how out of touch I am. I thought Safari was a mobil browser and never dreamed of using it on a laptop. And now back to our actual topicÖ..
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Old 06-29-2022, 07:25 AM   #833
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Originally Posted by disneysteve View Post
I stopped using Safari years ago. My mom has an older Mac laptop and I know we canít access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.
I suspect itís the older Mac systems.
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Old 06-29-2022, 07:27 AM   #834
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Well that goes to show how out of touch I am. I thought Safari was a mobil browser and never dreamed of using it on a laptop. And now back to our actual topic…..
Ha ha Safari existed on Macs and Mac laptops long before iOS devices existed.
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Old 06-29-2022, 07:34 AM   #835
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With short term CD's up so much, moved some cash from Navy MM to purchase a brokered 3 or 6 month CD.
Never bothered in the past, but now all of a sudden its worth it. Couple clicks and will have an xtra $500.00 in Dec.

Hope these rates stick around. Would be nice to get back to historic / normal rates.
Rather than the artificially low rates post 2009.
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File Type: png DOtMwOMXcAILz-8.png (37.3 KB, 48 views)
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Old 06-29-2022, 07:55 AM   #836
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With short term CD's up so much, moved some cash from Navy MM to purchase a brokered 3 or 6 month CD.

Never bothered in the past, but now all of a sudden its worth it. Couple clicks and will have an xtra $500.00 in Dec.



Hope these rates stick around. Would be nice to get back to historic / normal rates.

Rather than the artificially low rates post 2009.
What kind of rates were you able to get and where?
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Old 06-29-2022, 08:09 AM   #837
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What kind of rates were you able to get and where?

Am pretty sure all brokerages offer the same rates.
Here are the rates at Charles Schwab this morning.
The best deals sell out fast. If you are after that last .05% -.1%
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Old 06-29-2022, 09:08 AM   #838
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That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadnít even bothered to log in.
Generally, I agree. Safari works well.

I think some web site developers are too focused on Chrome and use oddball Chrome features that other browsers may not support. I also saw this years ago when working on big main-frame computers. And then there are the infamous copy protection schemes used with the first IBM compatible computers. When IBM tightened up how its disk drives to make sure they worked to spec, a lot of software became unusable thanks to copy protection code that took advantage of the extra 41st track that was not supposed to be there.
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Old 06-29-2022, 09:12 AM   #839
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Navy Federal increase in CD rates. 0.05% more for 100K

3 Year 2.25%
5 Year 2.80%
7 Year 3.10%
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Old 06-29-2022, 10:23 AM   #840
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I just tried again this morning.

After selecting Check rates and bonds, it makes you select an account.

Well there's a little triangle to the left of my brokerage account and when I open it, it says "You don't have any CDs or bonds" on this account.

Well no kidding, I'm trying to buy some and had selected Buy & Sell.

I tried the Vanguard app on my iPad and it only shows funds and ETFs if you select Buy.
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