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06-28-2022, 12:55 PM
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#821
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Thinks s/he gets paid by the post
Join Date: Feb 2021
Posts: 2,351
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 Quote:
Originally Posted by explanade
I logged into my Vanguard account, clicked Buy & Sell and clicked "Buy a CD" and then clicked to select my brokerage account (as opposed to a ROTH IRA account that I have with them).
Resulting page is mostly blank in my Safari browser, there is nothing else I can do further.
I don't have any cash in a MM fund in my brokerage account, I just want to browse what they have available first.
Same thing happens if I click "Check rates and bonds" instead of "Buy a CD."
Am I not going through the right sequence to browse the fixed rate investments?
What a PITA.
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Safari is pretty antiquated. Do it with Firefox. VG doesn’t work well or at all with Safari.
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06-28-2022, 01:28 PM
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#822
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Full time employment: Posting here.
Join Date: May 2011
Posts: 770
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Just bought some brokered cds. 1 month at 1.3% and 2 month at 1.9%.
Keeping term really short.
__________________
you interpret daily life according to your ideas of what is possible or not possible - Seth Speaks
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06-28-2022, 02:37 PM
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#823
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Thinks s/he gets paid by the post
Join Date: Sep 2008
Posts: 1,011
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Quote:
Originally Posted by Spock
The rate compression you're seeing means (to me) that the market is forecasting future rate cuts... so rate increases hit the short end of the curve more than the long end. I'm not expecting be able to get a 5yr CD at 5% unless Powell starts talking like Volker and smoking a cigar.
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Agree, as brokered CD's are forward looking, they are the 1st to go up. And the 1st to come down. With credit unions , then banks trailing. Have 7 CD's coming due Jan 2024 thru Aug 2024. Around 475k. Will be interesting to see what rates will be then..
Will probably build a ladder, if we are still in a recession.  )
__________________
"I couldn't wait for success, so I went ahead without it." Ret. 2013 @ 51.
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06-28-2022, 04:19 PM
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#824
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,266
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Quote:
Originally Posted by disneysteve
Safari is pretty antiquated. Do it with Firefox. VG doesn’t work well or at all with Safari.
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Sadly, many websites are made to work with Chrome. Everybody else takes their chances. Why somebody trying to sell me something on the internet would make it difficult to use other popular browsers is beyond me.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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06-28-2022, 05:48 PM
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#825
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Thinks s/he gets paid by the post
Join Date: Jun 2016
Posts: 1,961
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Quote:
Originally Posted by almost there
Agree, as brokered CD's are forward looking, they are the 1st to go up. And the 1st to come down. With credit unions , then banks trailing. Have 7 CD's coming due Jan 2024 thru Aug 2024. Around 475k. Will be interesting to see what rates will be then..
Will probably build a ladder, if we are still in a recession. ) |
Probably too much of a diversion for this thread
but the scenario of having that much mature in 2024, and if you believe rates will be starting back down before 2024, would have me investigating selling some of that pile and re-buying 5yr-ish durations to lock in rates through 2027ish (or even longer).
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06-28-2022, 07:21 PM
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#826
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
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Quote:
Originally Posted by Chuckanut
Sadly, many websites are made to work with Chrome. Everybody else takes their chances. Why somebody trying to sell me something on the internet would make it difficult to use other popular browsers is beyond me.
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That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadn’t even bothered to log in.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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06-29-2022, 03:28 AM
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#827
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Thinks s/he gets paid by the post
Join Date: Aug 2007
Posts: 2,874
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Quote:
Originally Posted by jazz4cash
That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadn’t even bothered to log in.
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Same here. I use Safari for all my web browsing and have never run into any issues.
__________________
Eat, Drink and Be Merry.
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06-29-2022, 05:19 AM
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#828
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Thinks s/he gets paid by the post
Join Date: Feb 2021
Posts: 2,351
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Quote:
Originally Posted by jazz4cash
That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadn’t even bothered to log in.
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I stopped using Safari years ago. My mom has an older Mac laptop and I know we can’t access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.
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06-29-2022, 05:44 AM
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#829
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Full time employment: Posting here.
Join Date: Nov 2008
Location: Jacksonville
Posts: 637
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Am I missing something here. I just typed in Vanguard in the Safari search bar on my iPhone 11 and was able to log into my Vanguard account with no problem.
Mike
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06-29-2022, 05:52 AM
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#830
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Thinks s/he gets paid by the post
Join Date: Jul 2013
Posts: 1,884
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Quote:
Originally Posted by wrigley
Am I missing something here. I just typed in Vanguard in the Safari search bar on my iPhone 11 and was able to log into my Vanguard account with no problem.
Mike
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Just a PSA: when dealing with sites/activities where security is important (like a financial institution where you hold lots of $), don't use browser search to get there. Take the extra 2 seconds to type in the actual URL (ie. vanguard.com)
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06-29-2022, 05:53 AM
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#831
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Thinks s/he gets paid by the post
Join Date: Jan 2010
Location: dubuque
Posts: 1,174
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Quote:
Originally Posted by ShokWaveRider
Here are some current MYGA (Ins. Co. CD) Rates for those who care.
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where are you finding these rates? is there a website that lists them? thanks
frank
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06-29-2022, 06:02 AM
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#832
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,327
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Quote:
Originally Posted by disneysteve
I stopped using Safari years ago. My mom has an older Mac laptop and I know we can’t access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.
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Well that goes to show how out of touch I am. I thought Safari was a mobil browser and never dreamed of using it on a laptop. And now back to our actual topic…..
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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06-29-2022, 07:25 AM
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#833
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,147
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Quote:
Originally Posted by disneysteve
I stopped using Safari years ago. My mom has an older Mac laptop and I know we can’t access Vanguard and some other financial sites with Safari on her system. I had to install Firefox for her. It might just be an issue with older OS versions.
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I suspect it’s the older Mac systems.
__________________
Retired since summer 1999.
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06-29-2022, 07:27 AM
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#834
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,147
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Quote:
Originally Posted by jazz4cash
Well that goes to show how out of touch I am. I thought Safari was a mobil browser and never dreamed of using it on a laptop. And now back to our actual topic…..
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Ha ha Safari existed on Macs and Mac laptops long before iOS devices existed.
__________________
Retired since summer 1999.
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06-29-2022, 07:34 AM
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#835
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Thinks s/he gets paid by the post
Join Date: Sep 2008
Posts: 1,011
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With short term CD's up so much, moved some cash from Navy MM to purchase a brokered 3 or 6 month CD.
Never bothered in the past, but now all of a sudden its worth it. Couple clicks and will have an xtra $500.00 in Dec. 
Hope these rates stick around. Would be nice to get back to historic / normal rates.
Rather than the artificially low rates post 2009.
__________________
"I couldn't wait for success, so I went ahead without it." Ret. 2013 @ 51.
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06-29-2022, 07:55 AM
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#836
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Full time employment: Posting here.
Join Date: Mar 2015
Location: Somewhereville
Posts: 782
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Quote:
Originally Posted by almost there
With short term CD's up so much, moved some cash from Navy MM to purchase a brokered 3 or 6 month CD.
Never bothered in the past, but now all of a sudden its worth it. Couple clicks and will have an xtra $500.00 in Dec.
Hope these rates stick around. Would be nice to get back to historic / normal rates.
Rather than the artificially low rates post 2009. |
What kind of rates were you able to get and where?
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06-29-2022, 08:09 AM
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#837
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Thinks s/he gets paid by the post
Join Date: Sep 2008
Posts: 1,011
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Quote:
Originally Posted by 2HOTinPHX
What kind of rates were you able to get and where?
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Am pretty sure all brokerages offer the same rates.
Here are the rates at Charles Schwab this morning.
The best deals sell out fast. If you are after that last .05% -.1% 
__________________
"I couldn't wait for success, so I went ahead without it." Ret. 2013 @ 51.
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06-29-2022, 09:08 AM
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#838
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,266
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Quote:
Originally Posted by jazz4cash
That comment about Safari struck me as very odd so I checked and had no problem using Safari on my iphone 6 navigating to the Vanguard yield table. The links there worked and I hadn’t even bothered to log in.
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Generally, I agree. Safari works well.
I think some web site developers are too focused on Chrome and use oddball Chrome features that other browsers may not support. I also saw this years ago when working on big main-frame computers. And then there are the infamous copy protection schemes used with the first IBM compatible computers. When IBM tightened up how its disk drives to make sure they worked to spec, a lot of software became unusable thanks to copy protection code that took advantage of the extra 41st track that was not supposed to be there.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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06-29-2022, 09:12 AM
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#839
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Thinks s/he gets paid by the post
Join Date: Jan 2019
Location: Sunny California
Posts: 2,618
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Navy Federal increase in CD rates. 0.05% more for 100K
3 Year 2.25%
5 Year 2.80%
7 Year 3.10%
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06-29-2022, 10:23 AM
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#840
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2008
Posts: 7,438
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I just tried again this morning.
After selecting Check rates and bonds, it makes you select an account.
Well there's a little triangle to the left of my brokerage account and when I open it, it says "You don't have any CDs or bonds" on this account.
Well no kidding, I'm trying to buy some and had selected Buy & Sell.
I tried the Vanguard app on my iPad and it only shows funds and ETFs if you select Buy.
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