Originally Posted by RDamien
I dont think I fully understand the concept behind paying out of pocket then reimbursing at a later time. To gain the interest?
The HSA is a rare beast where (in effect) you get a deduction for the contribution going in, tax-free growth, and then tax-free distributions (for qualified medical expenses) coming out. Other things like TIRAs have only the first 2 and Roth IRAs have only the last 2. It is to your advantage to feed the HSA as much as possible and keep it going as long as you can.....of course you want to use it for medical expenses before you leave this world else you forfeit some of the advantages.