The woman in the article is just dumb as a rock, IMO. I mean, for Pete's sake! This is the 21st century, not Mayberry RFD, and one has to be at least marginally aware that the world is full of scam artists if you really want to invite them into your life.
The FIRST date I ever had with Frank after meeting him on a dating site (back in 2000), before I even gave him my real name (or address, or other contact information), I set down my rules and expectations and told him that I would not ever "mix our money" at all. That eliminated scams like this right off the bat, 10 seconds after we met.
Now, 20 years later, we still don't mix our money. He pays for his expenses and investments, I pay for mine. We live next door to each other and spend lots of time together, but do not share living expenses at all. He is the love of my life, but like me, he is a logical person and sees the wisdom in being financially independent and not leeching off one another. He is a retired engineer and can figure out his personal finances as well as I can figure out mine. We're not mathematically illiterate.
We are both too old to start over in life, and (being reasonable people) we have no desires or plans to share our nest eggs with anybody at this stage in life. How hard is it to figure things like this out? DUH!
This is about the level of intelligence that it might take to not walk through the roughest part of central Detroit (or New Orleans, for that matter) at 2 AM alone, carrying your life savings. Honestly I am just shocked that anyone would do what this woman in the article did, in this day and age.